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Guarantees
I recently invested in AKBANK on a 1 year bond because I understood they had the 50,000 GBP guarantee from the British Govt. Today I gort a letter from AKBANK tellling me they were no longer guaranteed under this scheme. The good news is they are guaranteed by the Dutch scheme which is for a higher amount. But it set me…
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HSBC/Bradford&Bingley mixup
Good Evening, My girlfriend has just realised that her monthly £100 Standing Order from her HSBC current account has not been arriving at her Bradford&Bingley ISA. She recieved her Bradford&Bingley statement last week and the balance fails to show any deposits since Feb 08. HSBC initially setup the SO for her at a local…
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AA fixed 1 year 4.55% savings
anyone care to comment on that? - seems almost as good as it gets yet it's not mentioned on the best deals section.
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Nationalisation (what is means for shareholders)
So breaking news is that Anglo Irish Bank is being completely nationalised (link: http://news.bbc.co.uk/1/hi/business/7832203.stm) So what are the implications for share-holders (of which I am one, might I add!). I understand they are injecting €1.5billion for the control. Am I right in understanding we as shareholders…
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Anglo Irish is nationalised
ok time to take my £65k back to blighty
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Easy access
I am a regular reader here but I have not found anything that really answers my question. I will make it clear. I have a number of accounts. The one with the credit union, the ISA and the one with the building society are not much use as they don't have internet access and they are used for savings. I have some money in a…
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The Doooooooooooooonut IFA Investment Challenge
I propose to challenge IFAs to show off their fund picking skills, so reckon I need to organise a challenge - anyone up for this? We need to agree on terms of course :)
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best savings account - pensioner 30k
My Dad aged 66 is retired doesn't have a huge pension, 5.5k a year. My mum age 61 is still in work and earns about 25k per annum. My Dad recently received about 40k inheritance and is for the best interest account to put 30k of it in, doesn't mind leaving it alone for 5 years or so. He is wondering whether he has to pay…
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Current Best Telephone/Post/Branch?
Here's a query on behalf of my parents. They retired and looking for the best home for their savings, are pretty savvy, and don't mind putting a bit of work into moving things around. However, they don't like internet banking and prefer to talk to real people. When you are looking at the 'best buys' on websites and in the…
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Best Way To Hold Private Company Shares
I recently brought an investor and a private company together in return for a few % of the company. I want to transfer these shares to me and want to know if I should do this in my name, a limited company I set up to be an IT contractor my wife's name or through some other way, to tax efficiently benefit form the sale of…
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Help with maximising savings.
With all the interest rate cuts my head spins each time I look at ISA’s & savings accounts so can someone please point me in the right direction. I opened a Barclays Tax Haven ISA at the beginning of April last year & put in the full allowance for the tax year 2007/2008 & 2008/2009 (although I have had to withdraw some of…
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Nationwide International IoM - Sneaky and pathetic
I have a base rate tracker premium account with Nationwide International - "Immediate access with a guaranteed link to the Bank of England base rate, plus an additional premium during your first year." What they fail to tell you in their literature and execute without notification is that they will revert your account to…
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Rate Of Change of Share/Fund price?
Hi, Does any site chart the rate of change of an investment (shares/funds)? Cheers fj
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Julian Hodge Bank
What is known about Julian Hodge Bank in respect of financial rating and being a safe (or not) home for savings money. I can't seem to find anything on them other than their website.
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ISA Investment or Personal term deposit?
Hi, I am new to this money saving malarky having never had any to invest before. Last year I retired early at age 54. I had a little over £27000. I had read somewhere about ISAs and that they were a good thing to have. In August we went to our bank -YORKSHIRE BANK, I had also heard that they were competitive with rates. We…
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Forcing Savers to spend!
Anyone else see this in the Times? "The next logical step, although it may be politically controversial, would be to do the opposite of what the Tories suggest. Instead of reducing taxes on interest payments, the Government could tax all bank deposits and other risk-free savings. This would create a negative risk-free…
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My dad has recently died
My dad has recently died and left his three grandchildren (my neices and nephew) £1000 each. Before he died he asked me to take charge of the money until the children reach 18 (as my brother, their dad is not very good with money) they are now 14, 12 and 10 years old. I have been looking around but am still unsure of the…
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Bradford & Bingley changing nominated account
Has anyone changed their nominated account on a Bradford & Bingley E-Saver or Internet Saver account? I want to change my nominated account and so logged in to do so. It said I had to print off, fill in and submit a Change of nominated account details. There is though, on the same page as the instructions, a 'next' button.…
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Progressive Buiding Society
I wonder if you can help. I've noticed that the Progressive Building Society operate a Postal 7 Day Notice account offering 3.75% interest. Apart from the fact that they operate in Northern Ireland I've not been able to find any detail or information on customers experiences. I'd be most grateful for any assistance you can…
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