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Children's savings (Halifax)
I was, a while back, going to open one of the Halifax's (then) 10% children's regular savers for each of my three children, but put it on hold when they started having problems. Now I see that the TSB takeover has gone through (am a TSB customer anyway, if that makes a difference), would anyone now recommend the (now) 8%…
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Bank share investing
Can you advise on the best way to invest in bank shares. They are very low rate at the moment, so I am wondering if it's a good time to invest in buying some?? I believe RBOS would be the best?? Please advise on how I go about doing this and if you think it's the right time.
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Saving for a child in the family, but not my own
I am looking for information about the best way to put money aside for my two neices. Any suggestions would be very well received. Thanks
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£100,000 pound
hi i am 19 years old and have recived a cheque for 100 000 thousand pound and want to know what is best to do with it.buy a propety and rent out or put so much in an isa i am not sure.would like to invest it so i can make money from it and not goin to loose out and eventually left with nothing!!! thanks simon
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Alliance and Leicester eSaver - classic bait and switch?
I signed up to eSaver Issue 2 a few months ago - they were offering about 4%. The rate has now dropped to 1%, but they are offering a product called eSaver issue 3, with a rate above 3.5%. Is this classic bait and switch? Shall I just open another eSaver (Issue 3) account or move on?
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need some advice on RBS and ISA's
Hi, i just had a few general questions on this. 1) if RBS is 70% owned by the government can it still fail as a business? i have substantial savings and i'm getting twitchy, thinking of transfrring it to HSBC. 2) If i transfer my ISA is there a fee or financial penalty of any kind? 3) How many times can you move an ISA,…
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What Should We Do With Our Savings?
We have savings in the bank but the way the interest rates are we are not getting any returns, we have recently bought max premium bonds which we have got better returns off than money in the bank. My husband is wanting to buy gold with some of our money to keep it safe as he thinks our money will soon be worthless but…
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Someone's made some money this morning
I've ben following LLoyds shrares this morning. They wre down from opening at 68p to 34p and looked like they were going down to RBS depths. Now they've climbed back to 50p and still climbing. Who bought in and has made some money?
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Advice on shares please
I've got a few hundred pounds that I'm considering investing in shares in RBS now that they are so low but I know absolutely nothing about buying and selling shares. Could anyone answer a few questions? If you open a share trading account (say an online flat fee commission account like at Hoodless Brennan) do you have to…
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LTD company savings outside banks?
I have a small business with savings in Nat West I have read the threads that the money seems to be safe up to 50k but I was wondering if there is any where else we could deposit the money? Not really bothered about high returns more concerned about the security of the cash? We meet all the criteria set out below shown on…
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Need a bit of help with history
I would like to trace how many shares would be held in the Lloyds banking Group now. Halifax and TSB how many shares on demutualisation would they have had? I have googled but can't come up with the number of shares given on the demutualisation of both these. Then of course the TSB was bought by Lloyds how many shares did…
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AXA Sun Life policy
Hello. A couple of years ago I had two savings policies with AXA Sun Life, which I cashed in. They have written to me today with a form to fill in confirming my details, as 'a special bonus has been declared'. Do you think that means I'm in for some sort of payout? I've looked on the AXA website but there's no information…
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Best savings account for my needs
Hi I am looking to open a savings account and need some advice. Tried the usual comparison sites but they all seem to tell me something different and i'm just left feeling a bit confused. My requirements are as follows: Instant Access Monthly Interest No withdrawal penalties No transfer fees would be nice I'll be opening…
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Halifax Savings - is there a catch ?
Hi I opened a high interest savings account in November that guaranteed 6% for 12 months provided i open a current account, pay £1000/month into it and make no more than 3 withdrawals in the year. To my delight when I asked, any further deposits in the 12 month period will also attract 6%. Given I am one of the lucky ones…
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Money appeared in my account
Ten days ago I bank a £1,000 cheque in my account. The clerk must have keyed in £3,000 by mistake. I can see a little red fellow with pitchfork and little horns hovering over me and he advised me to close my account and go elsewhere. Now I am tempted to make a runner with the money. What the consequences will be? I don’t…
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Help on Investments and Savings in one bank. £50,000
Hello I am Power of Attorney over my father's affairs as he is in a nursing home, and am quite concerned as he has quite a lot of money invested in Inscape (part of Abbey 's Premium Investment chain) I am aware that if anything untoward does happen, then the government will step in with insurance, but only if there is…
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ING Direct
Sorry if i'm asking something really obvious here but im slightly confused and want to double check. I've currently got some savings in the online bonus account with HSBC, but the interest rate keeps dropping and so I looked at the vanking & saving page on MSE and it seems at the moment ING Direct offer the best rate.…
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Should i move my money?
Hi, id love some advice please! I have two Sainsburys OnLine savings schemes - one has £270 and the other £690 in. I pay in £10 per week to each one by direct debit. When i first took them out i was earning 5% interest and now its dropped to 1.75%. Am new to this whol savings lark...should i look for a better rate or stay…
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Betting against the pound
Any idea the best way to do this? I have substantial savings and am fed up with their continual loss of purchasing power when I go on holiday (which is about five times per year). The bottom line is the pound in our pockets has lost considerable value already. If I wanted to risk say £1-£2,000 on GBPUSD trades what be the…
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all my fathers money stolen from abbey account
hi guys just incase anyone has an abbey online saver account , beware!! the site might be unsafe as we have recently had money taken out of an account (all his savings that he relies on for income), we have NOT responded to fraud emails and have three kinds of protection on the pc. although abbey has a so called secure…
