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YBS accounts
I've recently opened a Yorkshire Building Society Internet Saver at 5.5% varaiable, in the info sent with the account details I read that YBS claim to have the policy of not launching new products, then reducing the rate on older products. Just wondered if any peeps have experience with YBS and is this as good a place as…
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NS&I index linked... keep or return ?
Hi, I have some NS&I index linked (+1%) opened in the last 3 months. If I return them then I understand that I will get no interest - but not any losses. If I keep them then I am relying on positive RPI over the next 9 months. So, I think my choice is to accept a 3m loss of interest now or to risk a low return over the…
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Irish Banks braced for mergers that will strengthen sector
Irish Banks braced for mergers that will strengthen sector http://www.irishtimes.com/newspaper/finance/2008/1122/1227293432097.html MEETINGS BETWEEN Minister for Finance Brian Lenihan and the heads of the guaranteed banks and building societies this week - and the circling of the banks by various private investors - have…
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ING - any views?
ING Direct still (astonishingly, and presumably not for much longer) offers 6% for new accounts, including a hefty one-year bonus. I've opened one, but I was a bit cautious when I saw Martin hasn't included it in his best buys. I wondered if there was some general problem with ING? All I need is a good rate for a temporary…
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What to do with an extra £800 per month
Hi, I found myself in a very fortunate recently - following numerous changes in my outgoings, I will be earning an extra £800 per month. I want to ensure this money is spent wisely, so need some advice please. I currently am a single guy, a homeowner with no credit card or loans outstanding. My thoughts were to either: a)…
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Unit trust/OEIC is paying annual dividend!
I wish it were true....! I've just began trickle feeding a new investment ftse-250 tracker fund. I thought it would make sense to ride out the peaks and troughs of the market. However, its just occurred to me, that the fund (Fidelity UK Moneybuilder in this case) invests my money into shares BUT it keeps the dividends from…
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War Bonds and Premium Bonds
I am trying to find out about my Grandmothers investments she left when she died. My mother inherited paperwork from her mother, in this were War Bonds receipts / numbers and Premium Bond numbers.......... My question is what are War Bonds?? How do we find out?? Are they worth anything?? They must date from WW2 but we know…
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Yorkshire / Clydsdale Bank Fixed Term Deposit Accounts - Timescales for opening
On Fiday 14 November I rang to open a fixed term deposit account. The following Monday the rate was lowered as per their internet site. Their legal blurb said I had 5 working days to get my application and cheque received by them to secure the original rate. I got the application form on Tuesday 18 November and sent it…
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Freeserve shares - how can I trace?
Ten years ago I bought shares in Freeserve - the internet provider set up by Dixons. (don't ask:eek: ) I believe the company was later sold to Wanadoo and then on to Orange. I've not had any communication in connection with them for years. Can anyone suggest how I might trace the current situation of these shares?
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how much interest would i have earned?
I had £10,000 that I lent to a friend in June 2003. They now want to pay me back plus the interest. If I had invested it then, how much would my £10,000 be worth now?
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Bank of Scotland IASA Reward 5.8% Deadline
Their web site www.bankofscotland.co.uk/savings has confirmed a cut off date for this account: "Limited offer - open and fund an account before 26 November 2008, although may be withdrawn earlier" It pays 5.8% gross fixed for a year. Allows 4 withdrawals Additional deposits accepted Minimum £5k The fixed element to the…
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Icesave - will my account automatically close?
Something I've not seen addressed on the threads that I've read, or in the FSCS email is this - do I still have an Icesave account, albeit an empty one after the FSCS transfer? I ask as I assumed that any/all savings accounts you hold can have some sort of impact on your credit rating/credit worthiness and there seems no…
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Icesave ISA certificate
Has anyone had the fortune of receiving there's yet
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Shares (sorry if this is the wrong place to post)
Hi everyone I'm thinking of buying my best friend some shares for her 30th Birthday but am unsure where to start. I've found a few online for Cadburys and Tiffany & Co but am unsure whether they are legit. I want to spend between £30 and £50 and if possible for a "girlie" company - any help would be appreciate as to where…
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Nottingham Building Society?
Not that everyone seems to have dropped their rates it's sods law that I've just received my Icesave dosh and need somewhere to put it. £38k all in all, I don't envisage needing to access it but in an ideal world I'd like the lot instantly (i.e. a transfer away) accessible so long as it doesn't mean forsaking a large…
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How do I transfer my savings to Euros?
Hi I am planning to move to Spain. and obviously worried about falling value of ££££!!!! What is the best way to transfer some savings a few thousand, to Euros? I posted here before and was told an offshore account is best, but its expensive. Any other way that I can temporarlily put money into Euros? What about Forex? Can…
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Best On Offer for Icesave cash ISA funds
When we eventually get the second emails from the FSCS my wife and I will have £6600 each to redeposit in cash Isas. The best i can find is Scottish Widows@6% or Natwest @5.94. Anybody know of anything better or reasons not to go for one of these Many thanks
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Making Money on my Mortgage
I applied for Birmingham Midshires Fixed Rate savings 1 year at 6.85%. I did not have the funds available so transferred £50000 from my offset mortgage account to temporarily cover the deposit. It is taking some time for BM to take the money but at least it does not accrue any debit interest as the withdrawal from the…
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Natwest savings account card?
Yesterday I went to the Natwest, and they asked me if I had a savings account with them, which I do and then they asked me if I'd be interested in a savings account 'card' that would boost my interest rate. The bloke behind the counter said there was no monthly charge, but he had nothing on paper that he could give me,…
