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Britannia - second largest BS
..uncontactable outside branch opening hours (well after 12pm on Saturday, anyway) Looks like they are cutting back on staffing outside core hours?
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Inexperienced saver - advice please
Hi all I realise that the markets are at an all time low but a few years ago I gave about 75% of my savings to a financial advice company (well respected and recommended by my lawyers) however since then I've only been contacted by them 3 times (2 personal meetings & one letter) and since March this year not a word. They…
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NDF Petition to Parliament
petitions.number10.gov.uk/ndfa-products/ Add your support for a full investigation into structured products backed by Lehman
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Lehman backed Structured Products - NDFA
If you want a parliamentary enquiry into how these were products were sold sign at petitions.number10.gov.uk/ndfa-products/ :mad: :mad: :mad: :mad: :mad:
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Centrica Shares - Rights Issue
We got a letter for the rights issue for Centrica shares this morning - is it worth taking up? Thanks fs
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Rights issue- centrica share incentive plan can someone explain this please?
HI My husband currently holds 1932 shares in centrica in the employee share incentive plan. centrica have recently issued a rights issue and they have sent us details of 3 options for this. I usually think myself to be fairly financially literate however, these have confused me entirely. Could someone please explain to me…
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Predicting when the Icesave compensation will happen...
Trying to make some sense of the Icesave compensation timeliness (I refuse to believe that the payouts are random), we've established that compensation isn't made by:* Type of account * D.O.B * Surname Has anyone thought whether the 2nd email will follow the 1st email pattern? I got email no1 on 5th November, at 01:26am.…
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How to calculate monthly gross interest knowing annual gross
As the title suggests, does anyone know how to calculate what the gross interest rate is when paid out monthly, knowing the annual gross interest rate. I know it's normally given, but for the 1 year Saga Fixed Rate Bond that is now closed, all I know is the gross having been told it correctly today when I rang again. The…
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Re : Fixed Interest Savings Accounts
Just a quick email to confirm that the Kent Reliance Building Society appear to have (today) closed (or "sold out") their 6% pa fixed interest 1 year term account which was featured as a recommended savings account on the MSE website. Having just received my savings from the FSCS via Icesave, I have been trawling websites…
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Savings acct. linked to B of E Base Rate?
:hello: I have a Mortgage account with Abbey at 0.49% above B of E base which is not subject to change (ie: review below 3% does not apply). I have £50000.00 funds available in my account that I can access but shall not be spending as I am expecting to be made redundant. Is there a savings account linked to the base rate,…
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Credit card due when?
we went on a cruise and returned on the 31st when the bill was automatically taken off the card..when are we likely to recieve a bill?
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ICESAVE ISA Transfer Certificate from FSCS
Happily people seem to be getting their money returned without too many hitches.:T Some of those lucky people must by now have been reunited with their funds for two weeks. I would really interested to know: Has anyone received an ISA Transfer Certificate from the FSCS yet? Did the transfer go smoothly?
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Icesave ISA status?
In the compensation process does the FSCS preserve the ISA status of the payouts or is it just cash to a bank account? Thanks.
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Best home for savings
Hi I have some cash that I want to lock into the best rate for the next 1-2 years ie it doesnt need to have instant access but it needs to be safe (ie I will keep below £50k in any one account). I see the AA is doing 6.45% via Bir Midshires and am tempted that way but maybe they are just the last to make a reduction. I…
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first direct internet banking plus
Hi, Just wondered if anyone out there had experience of the above. :confused: I do all my 'money stuff' on line, but am always worried about security. :eek: :eek: As I've got accounts with several different financial institutions, the facility offered by first direct sounds great, but the thought that all my financial…
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fixed rate icesave
I did a search and could not find anyone asking this, sorry if I missed it. I was wondering what others thoughts on leaving fixed term accounts till maturity in light of the lower interest rates now. Wondering if it's safe to do so. Thanks Sarer
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Question about fixed term deposit accounts.
Could some kind soul, please explain to me why the interest rate goes down the longer the fixed term. I had imagined it being the other way round, but then again, I'm quite ignorant in these matters. i.e Lloyds TSB 6 month term 4% 1 year term 3.75% 2 year term 3.50% I can't see the incentive to keep money long term…
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What to do with a lump sum of money?
Hi My dad passed away earlier this year and I have just recieved a payment from his estate. Where is the best place to put this? I want it to be safe and secure, but able to get to some of it fairly easily. I will end up with minimum £20k once his property is sold (hopfully before xmas). Thanks
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Icesave - Official Update 21.11.08
Consumer home page Important Announcements Almost £1bn in Icesave payments processed (21 November 2008) FSCS has signed off almost a billion pounds in payments (as at today) to UK Icesave customers since it started the electronic payment process. On top of this, more than £133m is being held to maturity by Icesave…
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setting up standing orders to a building society savings account
can any one help, i am just setting up a couple of standing orders (from my lloyds tsb current account) for savings accounts with alliance and leicester and skipton bs. the two companies work where you pay them to a standard sort code and account number, and use your specific account number as the "reference" who do you…
