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savings advice
My son is 22 and being made redundant next September. He wants to go travelling for a year or two. He realises he needs to get some money behind him and is going to start saving. He wants to save £100 per month direct from his wages and then anything he makes doing overtime or by taking on a second job. He wants something…
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Fixed Rate Account To Which You Can Add Funds
Does anybody know if there are any fixed rate accounts which could be opened now (to guarantee the rate), and then have more funds added next year? (Seems pretty unlikely to me, but I thought I'd ask just in case!)
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A Lesson Learned - Leave the Stock Market Alone
Nearly 12 years ago I made the mistake of taking out a PEP (now ISA) based mortgage with the Halifax. The value of it is now over £10,000 less than the amount I have put in. Effectively I have lost £10,000. Had I taken the same amount of money over the years depositing it into an Icelandic bank, the government would have…
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Investment advice
Hello everyone. This is my first post, so apologies if this has already been answered elsewhere. I have over £120,000 to invest for the long term. I have no mortgage or other debts. I am looking at an investment where I could take a monthly payout without touching the principle and where I can add to this principle as…
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Credited in error ?
Hi all, Newbie here, so my apologies if this has been posted on the wrong board. Just looking for a bit of advice really. A bit of background: Just checked my online banking, and I've been credited over £400 by 'Scot life assur co' which is THINK is a pensions company called 'Scottish Life Assurance', part of the Royal…
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I have a question.....
I know its not a good time on the stock markets, but has anybody realy made any decent money on them over the past five years or so.
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Kaupthing Edge Help Please.
hi need some advise please was going to transfer money from my kaupthing Edge account to my linked account then once done close the Kaupthing account but the trouble is i no longer have my linked account i closed it 2 weeks ago not thinking it was linked so is there anything i can do to resolve this
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Share Price
Hi Everybody, I have some Standard Life shares but I am thinking of selling them,but obviously in the current financial climate,they are not going to attract much of a price,so how long should I expect to hang onto them for the markets to recover to a reasonable level(the maximum they reached was £3-50,they are currently…
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Have you received 2nd Icesave e-mail?
It's been suggested on the thread nilrems camp for the disappointed to seek solace! that we carry out a poll to check how many people are awaiting their second e-mail to claim compensation from FSCS for their Icesave accounts. Just a simple yes no poll. Thanks for looking Hey Icesaver, why not link to this poll in your…
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Tax Payer and Bank Charges
Now that Tax Payers money have been used to bail out the Banks should all Bank Charges be Revoked
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Halifax Sharebuilder
I want to "have a go" at share trading just to get the hang of it.Better to learn while young where money isn't a problem.So please don't tell me it isn't a quick way to make money,I know that. I am looking at the Halifax Sharebuilder,but have a question about it. It says a minimum of £20 a month (into potential 4…
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More Than FSCS Limit Safe in HBOS?
Given the Govenment backing of HBOS is it save to have more than the FSCS compensation limit in the HBOS group of companies?
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Alliance & Leicester International Limited Offshore paying 6.65%
eSaver Offshore Flexible Income (Issue 1)Interest Rate (AER):Interest rates are variable. Choice of monthly or quarterly interest. Minimum Balance:£25,000 Maximum Balance:£1,000,000 Withdrawal Arrangements:Withdraw £5,000 once per month without notice. All other withdrawals available on 60 days notice.Access:Online only…
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Icsave - lost membership details
Does anyone know what to do about this? My girlfriend can remember the password but not the user name. Presumably their call centre no longer functions?
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Existing customer, opening new account - need ID?
I was chatting to my friend last night and she recently went into the branch of a financial instution where she has a joint mortgage with her OH (just paid up), a current account, a cash ISA etc (I know, I know - "eggs in one basket" and all that :rolleyes: ). Her & her OH wanted to open a savings account and they were…
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Premium bonds 1.8% rate of interest
Not sure if this has been posted but 1.8% !!!!!!!. About time they removed the second £1,000,000 prize and gave smaller ones . a 36 ,000 to 1 chance means I will probably be moving my £30,000 to somewhere a lot better than 1.8%
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£500 - where to start
Hi, I currently have £500 to put away, preferably in an ISA. I don't really need instant access, but I would like to be able to add to this amount through the year. Is this possible ? Also, can you advise the best possible deal at the moment ? I've tried looking myself, but I'm new to this and find it a bit complicated at…
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NatWest Balance ISA transfer
Has anyone had any problems tranferring their transfer to NatWest? I applied to transfer my ISA on the 1st October from Barclays and hasn't gone through. Have phoned various times to Natwest who said that Barclays have not received the transfer form... Could I also ask, NatWest have reassured me that when it eventually…
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Advice on personal injury trusts - are they beneficial to the beneficiary
Hello is there any one on here who would like martin lewis to write a section about personal injury trusts. does anyone on here know about trusts specifically 'personal injury trusts' and the law. Do you have to go along with your trustees investing your money in the stock market or can you have a trust that is ethical.…
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Ive had Email one (Icesave) Now what?
Sorry to ask yet again but I didnt get an email so in the end I emailed them and I got the 1st email sent to me about a day later - that was a fortnight ago tommorrow, Im still waiting for the second email - is this right? or should it have come by now,if it should have what do I do now???
