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Kaupthing, ICICI or the Post Office?
Hi, I'm looking to invest in a 1-2 year fixed rate bond. After looking through all these threads, it seems that ICICI have really bad customer service. I can't seem to find many complaints about Kaupthing, has anyone had a problem with them? I understand they are up to £35k in the FSCS too so it should be like any UK bank?…
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A & L: Premier Direct Current Account £25.00 + £50.00 cashback?
Dear all, I haven't been a "Alliance & Leicester" customer yet and thinking of opening a "Premier Direct current account". If I would be recommended by a friend then each of us would get £25.00 http://www.alliance-leicester.co.uk/current-accounts/recommend-a-friend.aspx However, Cashbackkings is giving £50.00 if one opens…
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Strange condition on paying interest on a child's account
My gf opened a bank account for her daughter when she was born(the daughter, not my gf!). My gf’s dad gave her £100 to open the account and at the time the bank was offering £10 for opening an account. The £10 was duly given. At some point later on the £100 was withdrawn leaving the £10 in the account. This is since 1994.…
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Holding Cash in a Stocks and Shares ISA
I've got a Stocks and Shares ISA. In the current volatile times, I considered selling a few stocks and holding cash. But within the Stocks and Shares ISA, the interest rate on cash is only 2%. If I withdraw the cash to a better savings account I lose the tax advantages forever. Is there a fund or ETF that is as safe as,…
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Northern Rock - Protected Savings?
As figures now published indicate a £0.6 billion loss, commentators have suggested that the company could be broken up and sold on. NR have driven good borrowers away leaving them with customers who are potentially unable to make mortgage payments. These borrowers are unable to leave NR due to the current borrowing…
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£6000 to save
I have £6000 after selling my car that I would like to put in as higher interest account as possible - the thing is I have no idea whether I will need access to that £6k within the next 12 months - more than likely I will. So I can't really have a fixed term account - just in case. Therefore after a bit of looking around…
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Advice please on what to do with my children's inheritance?
When my father-in-law died I was appointed as the executor for his estate. After a long and complicated road I am nearing the end of distributing what is left of his estate, as decreed by his Will. Ultimately, my children will receive about £10,000 each which should be placed in trust until they reach the age of 21. My son…
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Kaupthing FR Account & Deals
I have just opened a KE a/c and transferred some money in. Obviously the fixed rate accounts/deals on offer are attractive. However, I was wondering how people set up their FR accounts. The min for a FR deal is 1k. Therefore if I had say 10k it would seem to me that it would be better to open 10 x 1k deals rather than 1 x…
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Savings and new bank account
hi New to site so sorry if i've repeated what is already here Im 7 months pregnant and really trying to get my life together - finance wise!! My husband is on good money but im self employed (only started business last year). Business going in right direction but we do have loans and cards!!!! I need to set up an account…
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NR Set To Publish £500m
Losses http://news.bbc.co.uk/1/hi/business/7542102.stm According to BBC news NR are set to publish £500m losses since public take over. I wonder if they planned for figures to be like this, this is the biggest losses publishes so far by the UK institutions (although they had high exposure). Still 100% safe thought whilst…
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£120K to save
I want to put £120K in the highest interest account but it as to be instant access,can anyone please help.
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Nationwide offer £30 compension (re ISA transfer started in mid April)...............
......they call it " a gesture of goodwill for the inconvenience that I have suffered".(I know what "gesture I would like to give them)..they say I can escalate my complaint to their Member Service Department and according to the "A complaint" booklet they sent with the letter this could take another 56 days.......all this…
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Enduring Power of Attorney savings accounts?
I have enduring power of attorney over my mother's financial affairs and need to put money into 1 or more savings accounts. The only accounts I've found that allow this are Heritable Bank and Icesave - both owned by the Landsbanki Group. Even though £35K is covered under the financial regulations I feel that they are too…
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C7i Investment
What do people think about them? My attention was especially drawn into this: http://www.7cinvest.com/index.asp?shbl=propertydetails&pid=10 Looks too god to be true? Anyone want to share any thoughts?
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Which savings account?
hi, I have ~ 75K ( redundancy payout) and would like to save it. I've just started some early research but I have a few initial questions: 1. Can you recommend any savings accounts? I was looking at the Best Buys, so ING, EGG, Brad & Bing e.t.c But im wondering if a Bond is a better option, or even some sort of Offshore…
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A Tale of Two Building Societies
1) Nationwide 8th April: Applied for two-year ISA bond. 14th July: £3,600 debited from my Nationwide Flex Account 4th August: Still no documentation to confirm account has been opened. 2) Hanley 29th July: Applied for a 1 year e-Bond 4th August: Documentation received, showing account opened on 1 August. Perhaps a good…
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Help
Hi. I'm new to all of this, so please be gentle. I'm in a fortunate position to have inherited about £30,000. I wish to invest this amount and I'm totally confused. I have paid off all my credit cards, loans and unwanted bills. Unfortunately I do have a poor credit rating so I'm worried that I won't be able to open up new…
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Save as you earn
Many firms offer their employees the opportunity (option) to purchase shares in the company at a discount to the initial market price (typically 10-20%) at a future given date (normally 3 or 5 years from commencement) in Save as You Earn Schemes (SAYE). With the current downturn in share prices many schemes option prices…
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Bonds and savings for charities and clubs
Hi, I am a new member. I am a secretary of a charity and we have just over £100,000 in savings. I am having great difficulty in finding a fixed term (bond) gving high interest account. They are happy to open an account for personal customers but not for charities or clubs. No one can tell me why. We are going to split the…
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Good Business Law Book?
Hi, I was looking on Amazon for a good and easy to understand book about the English Business Law. Can someone recommend a good one not necessarily cheap but good? Thanks Loui
