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banking in australia
hi,does anyone have any experience of banking/opening a bank account whilst working in Australia please?
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savings advice, help needed.
Hello, After posting earlier Iam now aware that I cannot have a trust acc that lasts 25years. So that now leaves me wondering, what type of account would be best for my new arrival when he comes? Iam new to saving but do not want my child to have access to a lump sum at 18, are there accounts available that he couldnt…
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Is my money safe in these banks? Credit Crunch
I currently have a lot of cash from the sale of my house and I have spread between new esaver accounts in mainly 33k junks between* Birmingham Midshires * Alliance & Lester, * Nationwide * (Premium bonds FULL for safety)SAFE * (Natwest ISA full), (As you can see ive already spread it to make it safer.) However I cant help…
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Isa Confusion
Stupid question and I think I know the answer. I have £3000, do I put into a ISA now or a high intrest account untill april then transfer it across or straight into a ISA now :confused:
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Could kick myself- Scottish Widows- what would you do?
Just only discovered this site and what a goldmine, wish I had discovered it earlier! Okay, am a novice investor, never having really had any money in the past to invest. Saved up a good sum and just as I was having thoughts to invest it in an ISA, I was asked by the bank teller at Lloyd's if I wanted to invest; she set up…
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Shares
Recently i was contacted by a company about buying some shares. I have never heard of the company and cant find any independent info on them. I would like to know if anyone has heard of the Oanna Group?
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Investing money from house while traveling
HI, Im in the process of planing a year plus out traveling and I am planing to sell my house and live off the intrest. what type of saving would best suit me, are is there any way of not paying tax on the monthly intrest??? TA
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BR Absolute Alpha - Interview with Manager
Good article in Sunday Times with Mark Lyttleton. http://www.timesonline.co.uk/tol/money/investment/article4448431.ece?token=null&offset=0&page=1
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Halifax customer = Bank of Scotland customer???
Hi there, I'm having a current account with Halifax and also doing online banking with Halifax. I'm *not* a Bank of Scotland customer. But I'm interested in "Bank of Scotland Instant Access Savings Account Reward" paying 6.50% AER guaranteed for 12 months on balances from £1+. See here…
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Really confused about which account?
Hello, im trying to find a child trust account which will last 25 years instead of 18? It seems impossible to find any on the net, Do they exist? I have read as much as possible on this site but cant seem to find any. Do you have to open a seperate savings account? Many thanks in advance :)
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Kaupthing Edge on Egg Money Manager?
As per title, Money Manager compatiability is important to me. Is Kaupthing Edge able to be added to Money Manager?
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Best way to open Nationwide eBond
Hello I have approx £30K am thinking of investing in a Nationwide eBond. Quick question: Since it says you can have multiple ebonds am I correct in thinking that it's far better to open 3x £10K bonds than 1x£30K bond? Because you get exactly the same benefit but you have the flexibility that you could close just one bond…
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NS & I Index Linked Savings Certificates how is interest calculated
Just invested in 3 year issue but cannot find out how calculation of interest is made. eg NS & I qoute purchase price + Index-linking for year 1 + 0.85% of purchase price = 1st anniversary value How does index linking work is it done on RPI increase in 12 monthe time. i.e if RPI increased by 5% in 12 months time I would be…
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Halifax Reg saver - childrens
My daughters reg saver matured on the 31st July. when can I expect last years money to be swept into her saver account? the interest has been credited plus money for the new 12 month period has been credited.
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Icici have renumbered account login IDs.
I tried logging in tonight and the Icici website kept saying that I'd got the password wrong. I tried to fill in the online form to claim a new password and the box was one digit too short to allow me to fit my login ID in. I phoned them up and it turned out that they've renumbered the login IDs. My new ID is 1 digit…
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Abbey Instant Access Saver issue 1
Does anyone know what the Abbey Instant Access Saver issue 1 pays on interest. I opened one in May and I see that the Abbey site now has an issue 2 but I cannot find anywhere on their website what the isue 1 account pays. Does anyone here know ? Thanks.
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Sharesave
Hi everyone, Just after a bit of advice from you all really. I work for a bank (Barc) and have the opportunity to invest in a sharesave scheme. The way the sharesave works is pretty simple really. At the end of August, the bank will discount the current share price by 20% (today's share offer price would be £2.73) then you…
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Intelligent Finance isaver 6.4%
IF seem to have launched a new online savings account without catches and a very good rate of 6.4% http://www.if.com/savings/isaver.aspx Looks like HBOS may be wanting more cash!
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What to do with £4k
Hi all, First post, so be gentle! ;) I have £4k (with the Lloyds TSB) which I would like to get working for me. I was thinking of opening an account with Kaupthing Edge and putting the £4k in there (read good things about them on here) and leaving it to get me some interest, but how much interest would it make each month?…
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Savings with A&L and Abbey - are they safe
Now that Alliance and Leicester have been taken over by Santander (has this been confirmed???) does that make it the same "financial institution" as Abbey? Does this need to be taken into account when following the "Are my savings safe" article, and will the 35K FSCS allowance apply to each separate account (Abbey and A&L)…