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Halifax Childrens Regular Saver 10% Tax deducted!
I opened this a/c last year for my daughter and it was registered to receive gross interest. Also checking online confirms that it has been registered to receive gross interest. Just checked the online paperless statement and noticed that they've deducted 10% Tax off the gross interest! Gross interest was £65.24 minus 10%…
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Halifax International Regular Saver 10%
i looked at this savings account on the forum for rsa. Can anyone tell me as a resident and taxpayer in the uk and a holder of a normal halifax regular saving account am a eligible for this account and if so what are the tax implications ??
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Manipulating fixed rate savings
small query to see if my thoughts on this are correct before I act on them... I've got a Kaupthing instant access account, paying 6.36% gross. Now looking at their fixed terms, the 3 year deal pays 7.67% gross if you make no withdrawals for 3 years. If you do make a withdrawal it has a 1% drop so it will pay 6.67% gross.…
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Are all Building Societies independent ?
:confused: Martin has very kindly provided a list of banks which count as single financial institutions as far as FSCS compensation is concerned, but what about building societies ? Are they all single or are some joined with others? This could have implications if you were to save more than £35k with 2 societies thinking…
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New AA savings internet account 6.28%
I have an AA internet account already opened its only getting 5.37%. (although there are better accounts out there I have been very happy with the customer service they have provided me) I now see a new issue offering 6.28%. Ive worked out if i change to the new issue ill get an extra £267.99 over a year. Does anyone know…
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Another Iceland & Icesave Bash.
It seems that one of the newspapers is churning up the Iceland and Icesave story again. Look quite recycled to me from previous reports a few months back. These are the sort of reports that make people withdraw their money causing the said bank problems. http://www.mailonsunday.co.uk/home/frame-money.html The whole…
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Direct Debit Limitations
Just a quick question. Are there limitations on the amount of a direct debit to or from a savings account? Can £100k be transferred from your savings account to your current account in the normal way or is there a certain procedure for the transfer of this sort of level of funds? Many Thanks
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the FSCS 35k guarantee limit clarification
Can someone just clarify this for me. I know from reading the posts and articles that most of the banks registered with the FSCS will protect your savings to the sum of 35k pounds should the bank collapse. But is this 35k pounds the sum deposited plus any interest accrued or 35k as a whole? Because obviously if i deposit…
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Capital one £20 cashback
Hello if you open a capital one savings account through quanti.co.uk, u get £ 20 cashback. does anybody know anymore saving accounts that offer cash back? thanks in advance.
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£15 for opening a cahoot savings account.
Hello if you open an cahoot savings account you get £15 pounds from free fivers.
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Selling H & L investment straight into bank account
H & L have told me that in principle they can make a payment straight into your bank account rather than them sending a cheque but how do they organise this?
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Can anyone advise me how to close my Egg accounts on-line?
Hi I`ve just gone into the Egg site and can`t see anywhere to click to request closure of your accounts only withdrawals!! want to make sure I get all my interest and the accounts are left completely 00. Any advice would be much appreciated. Thanks
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Yorkshire Reg saver ?
Although the anniversary is august 31st the interest along with bonus interest appeared yesterday.A full month early. Any ideas why ? Regarding online transfers if I transfer from yorkshire regular saver to yorkshire internet saver does it appear the same day. Or is it best for me to transfer straight to an external…
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Business Account: Where to put my money??
Morning everyone, I've done a little searching around the site and found mixed answers to my question which is: "I own a IT consultancy which bring in about 10k a month, its a limited company & I have my bank account with Barclays. The account pays very little interest, so I just have about £15k sitting there doing…
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Advice on better use of spare cash
Hi I'm 28 and have been employed for 6 years, live in my own home (I bought a cheapo home in 2005 in an 'alright' area while all my friends bought expensive new builds for streed cred - net result, my mortgage is only £280 a month and I owe £43,000 capital as per last mortgage statement) I earn £30,000 a year and receive…
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6.75% Bond
Hey, I'm thinking about saving some money in a bond (only like £1000) but is a fixed rate bond a good or bad idea? They come in 1/2/3yrs all at the same rate or should I just stick to my 6.51% instant access but obv not fixed. Thanks, Matt
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Did Kaupthing Calculate My Interest Correct?
I put 38K into a 3 year kaupthing account on end of Feb (28 Feb) - I then closed this account down on 1 Aug and the account balance was 38,784.97 meaning interest of just £784 for five months Is this correct ? What APR have I actually receieved?
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Do I have to declare interest to the taxman?
Hi, I currently have a normal job as well as being self employed as a freelance web designer, I am wondering if I have to declare to the taxman the interest earned from any of my money that is left over (after freelance expenses) that I put into my Kaupthing Egde savings account, or is this already done by the bank? The…
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For me, ICICI take the cake !!!
I have my GBP account with ICICI maxed out to the FSCS limit (GBP 70000 in a joint account between wifey and I) and also have significant proportions of my Indian rupees with them in an Indian account. The Reserve Bank of India has raised rates in a bid to control inflation twice in July and on both occasions, ICICI have…
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Third party viewing share portfolio in nominee
Can a company view my holdings in a nominee account? I am changing jobs and it says I cannot own a particular share. I do not want to sell, but will they be able to find out if I keep it in my nominee account?
