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ICICI Bank UK
Are these a safe option? Indian I think...ta
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halifax financial adviser fees.
hi all, completely new to this site as ive never had money worries due to the fact that ive never had any until now. i was left a six figure sum by an aunty 20 years ago which was held by a solicitor, the solicitor duly spent it. after the fraud squad got involved as well as the law society i have now got £1million, with…
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Saving Following House Sale
I'm in the pleasant situation of nearing the completion of my house sale and will have something in the region of £400,000 to put aside for the winter months before I want to look for another house to buy next Spring. I'm going to house sit in the meantime. (Sorry you guys, who are at the other end of the financial string…
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Help - Use Savings or Take Out Loan?
I'm looking for a bit of help to get my head round something. We will be thinking about buying a new car in the not too distant future. We have a couple of options open to us and any advice you can offer would be much appreciated. We could take out a loan and use monthly interest that we get on our savings to pay back the…
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£35000 to invest, please help.
Hi all I am a new member so excuse the new post if such a/ similiar topic has already be discussed. I have £35,000 to invest and feel lost to where i will achieve the best returns. I am looking to save the money (no withdrawls) for a yr or 2 before i will need to dip into it. At present, Kaupthing edges fixed 7.15% rate…
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Does this sound like a good savings idea
Hi all Ive decided i really need to start saving were just spending everymonth and not seeing anything for it so heres what im thinking Hubby is self employed so his wage varys monhly but he always earns enough to pay bills on house. So once a month when he gets paid im gonna pay the bills ie morg ,elec,gas,insurances etc…
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Stupid Question - money transfer times
OK. A bit panicky. I've transferred money from my bank account to a different bank's account online. The money went out yesterday, but has not shown up in my new account. When do I start to worry????
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Bradford and Binlgey Internet Saver
Hi, This account looks pretty ok and am considering transferring our money from Egg (who I have just fallen out with for giving me duff information, we have been with them for about 7 years!!) Are B & B OK at the moment would your money be quite safe, am I right in thinking there were problems or something going on a few…
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ISA v high interest bank a/c
Can someone confirm I've done my maths right here? I currently have £2167 sat in an ISA that is paying not a lot. The best recommended ISA pays 6.25% Using Martins savings calculator and putting in NO TAX, it gave me a saving rate of £302 profit. Now I have the A&L bank account that pays 8.5% on the balance, so putting…
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Kaupthing Edge savings Account - 6.36 ???
for all the MSE who are savvy with figures, I have got a request. could you pls work this out and tell me if there is anything missing. Amount saved 2520.05 - 1st July to 31st July. Interest Rate 6.36% Gross Total Interest 11.37 Witholding Tax 1.89 Interest Paid 9.47 Am I missing something. As per my calculations, I should…
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Accountant with experience of putting money off shore.
I wonder if anyone reading this can advise me what to do to open an off-shore bank account? I am a UK tax exile living and working out of Bangkok.
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All my savings are in one bank ,is that really so bad.
Its the Halifax, and it makes managing it online so easy. One username and password, one page, very easy to transfer, but i know they say you should spread it around because of the compensation limit. Opinions please.
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Certificate of Deduction of Tax
In the current climate of great savings rates I tend to move my money around periodically to account(s) with better rates of interest. If I close a Savings account part way through the tax year does anyone know if the provider is still required to issue a Certificate of Deduction of Tax at the end of the tax year if the…
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Saving for children
What's the best way to save for kids for high-rate tax payers please? I've read Martin's articles but not very clear on what limits to exhaust in what fashion. I'm planning/hoping to utilize all tax free allowance available. Would be very glad if I can receive some help in planning please.
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What should I do with the childrens money?
Grandma and Grandpa have been saving regularly for my two children since they were born. I knew they were doing it but not how much. They are getting on a bit now and finding it a struggle so have passed the reins over to me. I have little or no experience with savings and investing because we never have that much spare…
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Halifax websaver
I've just closed my old Halifax websavers to open up the new ones paying much better interest. Accounts were closed yesterday and capital/interest credited to my nominated account today. However i still cannot open the new ones as the system still thinks I have the maximum allowed. Has anyone else had the maximum and had…
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kaupthing change of terms
hi, ive just logegd into my kaupthing account. it said there was a change of terms and conditions regarding minimum deposit amounts. i opened up their terms pdf and it was too many pages to sit through and read it all. Does anyone by any chance know what these changes are? I like it when companies say in laymans terms…
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Transferring money between different banks online, how easy is it.
Question. How easy is it to transfer online say from a Halifax websaver to a different bank or buidling society. I have all my savings with the Halifax for convenience and ease of management. Is it still a simple click to transfer to another bank?
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ISA v being overdrawn
I have just recently opened up a student account and the overdraft is £1250. I don't need the overdraft, so I was wondering if I should move it to an ISA and make some interest on it but then I worry about being over drawn. Any thoughts or views?
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No Kaupthing Interest Added Today
Just hoping it is a temporary glitch but, for the first time since we opened accounts, the monthly interest has NOT been added to either of our accounts this morning. On all previous 1st days of a new month, the monthly interest was included...........
