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Drip feeding.
Hi, If I drip feed an account with £500 per month with an interest rate of 10 per cent........how do I work out the return on the savings,for one year.
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Where to look for child savings account for new baby
Can anyone recommend or advise me where to look for a decent child savings account we can look in to setting up for our baby after they are born? What sort of rate should I be hoping for??
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Inscape
I have 30k invested in Abbey Inscape (it has a new name that i can't remember) It had risen to 36k but has lost 4k since the begining of the year. As this is the bulk of my savings,should i bail out now.
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N&SI tax free savings
In one of the the pension threads someone mentions N&SI tax free savings. What are the interest rates on these and is there a maximum you can have a year. I have looked at the N&SI website but I am not quite sure I have understood it correctly. Would appreciate your help.
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Bank Accounts for Teens?
Sorry if this is the wrong place but I'm looking for info for my BF's daughter. She's 17 and just started a modern apprenticeship and is getting £80 per week now. She's a the right age for the new Abbey 8% yoof account but that's for 11-17 yr olds and she's 18 in November so will only be eligible for a few months. Is there…
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Shares - Share saving scheme
Hi All, Sorry if i have posted this in the wrong place, please feel free to move it if i have. Right i was wondering if anyone would be able to help me out there. Basically my company offered me a share saving scheme, which has now finished and so far i have done very well from it, only investing 7k and so far i have got…
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Children given gift of £5000
HI, Wondering could anyone advise me my two children have been given a gift of £5000 each, & i was just wondering what would be the best way to invest it for them? they are aged 9 & 11......
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Investing in Banking Sector Shares - Advice sought please
Hi, I have recently heard and read about the Banking Sector Shares all being at a very low price and that this may be the time to dip into the market as the only way is up for these shares. I realise that there has been other threads about taking up the Bradford and Bingley Rights Issue, but in addition to taking up this…
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What to do with my inheritance?
I am a first time user of this forum so any views and opinions for you will be most appreciated. I will soon be receiving inheritance of about £77,000 and I, not sure how best to use it. My situation is this? 31 year old single male. £164,000 interest inly mortgage. Steady job. I intend to use a small amount of it for some…
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northern rock
Hi I want to save in excess of £35000 in a fixed rate savings account with Northern Rock As it is government owned does the figure of £35000 in case of financial problems still apply or is there no upper limit Thanks for any info Stu
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Do i buy gold or not??
I was interested in buying krugerrands. But im not sure if now is a good time? I have no savings, so i though gold is a good idea. If i put money in a savings account i will simply use it, plus it'd boring.
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Savings account
Does anyone know if any banks still do savings accounts with a book like back in the good old days
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Stocks & Shares ISA....HELP PLEASE!
Hi all, Hope someone is able to advise me on this. I personally have never done a Stocks & Shares anything before, but my aunt came to see me at the weekend and asked if I'd look over some bank paperwork she had but didn't understand. What it turned out to be was her inheritance money from her sister (£15,000) from 2004…
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Online savings account - security on setting up & money transfers
I'm attracted by the Kaupthing savings account but always have the "collywobbles" when arranging new account opening online. With so many crooks about, what steps are available to ensure that one is setting up an account with a credible organisation, when everything is done by e-mail and website form-filling? This becomes…
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Saving for a 7 Year Old
Hi All New to the board, but looking for advice please. I want to put away between £200 and £250 per month for my son. He already has a standard abbey child account with approx £1k in it ; and I am saving a maximum £100 per month in the Halifax Child regular saver account at 10%, which seems sensible but where do I invest…
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Quicky KE Transfer Advice
Just a quickie for now, I have opened a KE account today and just wondered how is the transfering of funds done as they did not ask for DD mandate. Is is via bacs? using their website? or is it set up from the the linked current account? Many Thanks PS I will read the T&Cs soon but don't have time at the moment.
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Questions on Halifax Sharebuilder...
Can anyone with Halifax sharebuilder help me with these questions.... 1. How much is stamp duty on shares purchases? 2. Would I also pay tax when I sell shares through the sharebuilder? 3. If I set up the direct debit for the minimum £20 per month and then (worst case scenario) lose my job so can't afford the £20 any more,…
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Security
Having registered with an on line bank to open a new account. I was quite shocked that the bank concerned emailed the new account number, User ID and Application ID The only thing that will be sent by post is the password Am I being paranoid? as I thought email was anything but secure I have emailed the bank in question…
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Trust Funds for Children
My daughter has some money that I want to put in a trust fund for her until she is 21, have looked around for one but all I keep finding is one's that have to be opened with a CTF voucher, so, is there any out there that can be opened without this voucher, I don't want to touch this money but want to be able to add to it…
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Stocks and shares - a good time to dabble?
I have some money to invest (have paid off the mortgage and have no other debts, yee hoo) and wonder if now might be a good time to get into stocks and shares, perhaps via a stocks & shares ISA so not too much is invested. Or do I wait to see if the markets get even more dire and then jump in and play? Any views would be…
