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£90000 to save but where?
Hi I read over the site and its still really confusing. I have £90,000 insurance payout and i need to know whats the best thing to do with it. I am wanting to keep £20,000 so I have access to it but I still want it to gain interest but have no restrictions on withdrawing it. The other £70,000 I want to put away somewhere…
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joint savings account
Myself and OH are thinking about opening a joint account to save for the new member of the family which is arriving next year. We are just wanting a simple account. what do you guys recommend?
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Premium Bonds
Does anyone know if there are any plans to lift the £30,000 holding per person, it seems like it has been stuck on this for a while, why is there a limit to how much you can put in as the government makes money on premium bonds ? Also especially with the credit crunch on you think the government would like to earn more…
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QATAR & AUSTRALIAN Funds?
Does anyone know any funds (OIEC, Unit Trusts, SICAVs etc) that focus on: Australia or Qatar? These are two countries I wish to have exposure to. I've seen two new fund launches from Investec and Franklin which focus on the Middle East but not predominantly Qatar. Thanks pjbltd
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Whats the lates with B & B
Been off line for a few weeks. There was a flurry of negative threads about them about to go belly up. Whats their latest position?
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Active forex traders ?
just wondering if any are about ? been tradering live since last xmas, its all going good, i think may people who dont understand forex and blow their account up, tend to voice their Hate for forex very strong, and put fear into others who could may well understand the system much better,. I honestly think people are able…
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Premium Bond win - does this look right?
Morning all... Sun is shining at long last here in the welsh valleys.:j I won the grand total of £50 in this months draw and opted to receive any future wins in bonds. Actually, I'm having a really good run of luck with them having won £50 every month since December 07 (apart from April) on a holding of about £11,000ish.…
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Leeds Building Society Inflation Buster ISA
Hi, Leeds Building Society is offering Inflation Buster ISA with the interest rate on savings linked to RPI (Retail Price Index). Here is the link If the inflation rises, returns on this ISA will increase. But if it falls, though unlikely, returns will be less than Bank of England Base Rate. Any thoughts whether worth…
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Property funds: target yield?
Just came across this article: http://www.thisismoney.co.uk/ask-an-expert/investing/article.html?in_article_id=429932&in_page_id=137 I've no exposure to property funds ATM and am wondering about the conditions under which add them. The above implies that commerical property (B&M) funds may be showing value when the yield…
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Structured Income Fund
Been looking around at some protected options for using ISA allowance for current tax year. No need to access funds for forseeable future. Have regularly funded S&S ISA in past on regular saver with varied portfolio - quite adventurous ... emerging markets and natural resources, etc. However, with current market…
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Anyone know where I can find this info??
Evening all!! I'm looking for a graph that shows interest rates versus inflation for the last thirty years... anyone know where on t'Interwebz I can find such a beastie? Many thanks in advance, Eph x
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Sold car - where to save?
I have just sold my car and have 10k to put in savings. I currently have a mini cash ISA with the bank of scotland paying only 3.04% (not actually put anything in it due to the poor interest. I also have a Hisave account with ICICI (opened due to a previous article on here). I have around 3k in that account and the…
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Guaranteed Income Funds
Hi, does anyone have any information about the above. We have been advised to group my mum's various investments and bank accounts into one pot as she is very likely due to failing health to require nursing/resedential home care in the very near future. This would hopefully provide enough money on a monthy basis to pay for…
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Children's Saving Accounts - experience of a 16 year old
My mother has been putting away a small amount for her grandchildren each mont and my eldest son - who is her eldest grandchild was getting a low rate of interest on the account and she was worried he may be paying tax as he was over 16. We went into our local barnch adn they said they didn't believe he was paying tax -…
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Capital One Bonus Account - rate cut???
Wondering whether I am going mad. I recently opened a Captial One Bonus account. I had the interest rate marked as being 6.5% including the bonus. Been waiting for customer id no. before activating and transferring money in. Now i see on their home page its advertised as being 6.05% (inc. bonus). Am I muddling up accounts?…
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is there an account where....
is there a savings account where it requires mine and my partners signiture to withdraw but also pays interst monthly?
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Calculation needed
Hey guys, I'm wondering if anyone can help. I've currently got debt on an MBNA credit card for the very good life of balance rate of 5.9%. I also recently got an Abbey Zero credit card (after much problems with my application - no surprise there... its Abbey after all! :rotfl:) with a £1000 credit limit. I am planning to…
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Why don't HSBC offer good rates?
As the worlds largest bank, why don't HSBC offer interest rates to match other banks? I feel my money (larger sums than £35k) is safer with them than anyone else, yet they give me no reason to keep my money in there. Is there any reason for it, or is it just a case of them being the largest bank and not having to!!! Does…
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Sharesave Help
I'd like to set up a sharesave but am unsure of exactly how this works. If im doing a 5 year plan at £150 per month shares bought at £1.94 options granted 5000 (roughly) If say for example in 5 yrs the shares are up at £5.00 how much would I make? I don;t have a clue about how shares work so do you just do 5x5000 ? this…
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Who owns which banks?
Hi, this is my first post - please be gentle with me! My mother has a large amount of savings, but most of it is with Halifax - she's well over the "guaranteed" £35k limit. As I understand it, the government guarantees the first £35k a person has with an organisation, but you have to be careful of the parent company - such…
