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STOCKBROKERS - how to lose money!
I used some of my savings to buy some shares through a stockbroker - the company is Rathbones. In 8 years my shares are worth £5,000 less with an initial investment of £25,000 Their attitude is I am a small time investor so maybe I should go elsewhere.although they did agree that the results were 'probably' less than…
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Premium Bonds Facts And Figures
Estimated bonds in existence = 36,400,817,647 Monthly prize fund (estimate for September 2008) = £103,135,650 (3.4% / 12) So, if one of your bonds wins next month, what's the chance that it will be: (prize and chances in a million) Remember, this is per WINNING bond - NOT per bond. £1M........1.2£100K.....4.8…
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interest free grad loan- take and invest?
Hi, I have a graduate job, on a fairly good salary which leaves me with take home around £1700 per month. I am saving for a deposit on a house. I have the option to take an interest free graduate loan of upto £7000 repayable over 48 months, or sooner if I like. Would it be worth taking it and investing it over a four year…
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Is this a scam investment advisor?
OK, so I had one of those endless phone calls the other day when the guy asks do you want to win a car, do you want to receive 1000 quid a month for life, do you want a never ending supply of tee shirts etc. I must admit to not paying much attention to what he was saying, but i think he slipped in do you want free…
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Savings Account vs ISA and Premium Bonds...yeh, I know....
Hi all. Ok, we're living in Portugal but my earnings are in Sterling.... I have £30k in premium bonds and my partner has £15k in a Nationwide Instant Access ISA, and £10k in her e-savers account. Looking at Martins site, I've also recently opened a Kaupthing Edge savings accounts (6.55) and trying to put a regular amount…
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Friendly Societies
Can anyone give me advice as to whether Friendly sSocieties are worth it from a tax saving aspect
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4k to save
I have 4k to put in a savings acount followed by anoher 4k in spetember. I will need access to this money as Iwill have to dip into it and use it completley to pay a credit card at the end of feb 09, any recommendtions of what o do ? cheers
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Have I got this right?
Hi, This is my first post here, but I've been reading the site for quite a while. I wanted to check a thought with you here to see if I've got this right. There are credit cards that offer 0% on purchases and there are high interest rate paying regular saver accounts. If one were to take a credit card with 0% on purchases…
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New Saver who needs help please!
Hi All, I am brand new to the site. I have visited a few times and read through but this is my first post.... I need help please! I am saving for a 2011 wedding and can save between 200-350 per month, plus extra here and there. I am really confused as to whether to open an ISA or a savings account... If I open an ISA which…
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Best Option for inheritance money
Hi all, im 21 years old and in University. I have just inherited £25,000 and i would like to put it into a low-medium risk savings for only 1 year untill i emigrate. I would apprciate it alot if you could point me in the right direction. I dont really want an active involvement in the investment, as I will be in the last…
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Maturity Bond is maturing 1st September - Help
Hi all, Could really do with some helpful advice from all you lovely people. When my nan died she left some money to me, my brother and my sister. Mum put mine in a maturity bond and has always looked after it. It's with Abbey. We have had a letter telling us that the bond matures on 1st September 08 and asking us what we…
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Saving
hi, i have a account with ICICI bank, i am thinking with the banks struggling im worried they might just bail out and run off to india, i want to know is ok for me to keep this account running or shall i open a account with barclays instead with less intrest but at least its a british bank i am in the process in opening…
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NS&I savings, ex-pat- what should I do with it?
Ok well I've just posted a question on the ISAs thread, but I also have a NS&I savings bond and at the same time as reviewing the ISAs noticed NS&I has performed really badly this year. Question is, what can I do with it? Where can I put that 3000 to rest and make interest whilst I am abroad? Thanks B
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Not sure where to put this cash!!
Long story but i have a relative currently spending some time at Her Majesty's pleasure. He will be there for a further 2 years unless an appeal is successful. I have sold his car for him, at his request, as he doesnt drive it much at the moment!!! With the cash from that and a tax rebate i now have just over £6k to put…
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Quick advice please on regular savings accounts
My mom was looking to set up an £80 a month regular savings account to pay off her free overdraft when it started to become a paid overdraft in 12 months time. Basically, I looked on MSE and saw that Barclays offered the best rate so went in to a branch around a week ago and set one up. My mom hasn't had anything back from…
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Can you switch ISA's without starting from scratch?
Hello, is it possible to move savings from one ISA to another completely different one or do you have to start from scratch if you want to move? e.g. if I have £10,000 in one ISA can I switch this over to another ISA and still be eligible to put another £7,200 in next year to make it £17,200? thanks :)
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Gold and Silver investments
If you buy physical silver in the UK do you have to pay VAT on top? Does this apply if you buy unallocated silver? Why is Gold different? There is no extra to pay on physical gold? Whats the smallest value Gold coins you can buy? I am new to this and would be very grateful for someone experienced to advise. I want to put…
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Deferred interest
I need to invest money that is 100% safe that will earn a good rate of interest but deferred until after april 6th 2010 this is for tax reasons. Grateful for any help.
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Barclays isa 6.08 gross, Icesave 6.10 gross
Hi this is my first post I need to open another ISA and have found this below Barclays isa 6.25 AER / 6.08 gross Icesave isa 6.10 AER / 6.10 gross Is the Icesave isa going to pay me 0.02% more interest than the Barcleys isa Thanks in advance
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Best savings for my new grandchild
Hi can you help please I have a new grandaughter who lives in the states and I would like to set up a bank account for her here to help with college funding when she is old enough. Thanks for any help Megglers:j
