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egg savings account loophole
I'll be honest I like egg as a bank. I've been with them pretty much from when they started and my wife has been with them pretty much since she met me. But I am very aware that their savings interest rates are nothing what they used to be. So my wife (a non-taxpayer) has an ICICI savings account for the bulk of our…
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Don't know where to start.......
I'll be honest I know NOTHING about saving money, I never have done before except small amounts that I've kept in my current account. But I want to start something that will work for me, especially as I'm about to share an account with my gf and really need to have something in place. My take home is a minimum of £3100,…
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what do analyst coverage meant for?
As title, what do analyst coverage meant for in company website? Are they meant for retail investors? How can we fully utilise this resource for our own benefits? Thanks
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Long term savings for new son
Hi I am looking for some options on accounts for my son, he is 5 months old, unfortunately me and his mother are no longer together so I am making provisions for him when he is older... I have opened up a Halifax Regular Saver which is paying 10%. I should be able to pay the maximum into this account this year which is…
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Alliance and Leicester - is this now part of the same group as Abbey?
Hi I have savings in Cahoot and Alliance and Leicester. And I am aware that your savings are only safe up to £35k in 1 institution. With Santander taking over A&L, does this mean I will need to move money out of A&L or Cahoot to ensure my money is safe? Thanks Em
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Cahoot log in problem....
...can't log in to Cahoot this morning??....anyone else having the same problem??...thanks ed :mad:
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I need a Savings account but.....
The APR is not an issue (although i know it should be) Me and my DP are saving for our wedding day and we need a savings account where where we ideally have a book instead of a bank card where we have to go to the branch to withdraw money I know that if the money is there and easily accessable i.e online/telephone we will…
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How protected am I ?
Briefly, I have stocks and shares Isas with Halifax, savings with B/Midshires and cash Isas with Halifax. I realise that I only have protection for my cash element for both establishments, but what about the stocks and shares element ?
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Investment help
I am recently divorced, paid off all my credit card debts and now want to start investing. I have a cash ISA with HSBC, but I'm looking to invest about £1000 / Month (hopefully 10 year investment). I also want to invest for my children (currently aged 4 & 6) for their education (probably about £100/month each). I have…
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Brent Crude Oil Lost 43% Today.
According to BBC Market Data Brent Crude lost 43% today. Is this a typo? http://newsvote.bbc.co.uk/1/shared/fds/hi/business/market_data/overview/ Commodities More commodities price change % Brent Crude Oil $/barrel 63.18 48.40 43.4 West Texas Intermediate Crude Oil $/barrel 115.51 1.75 1.5 Forex Gold Index $/oz 818.00 0.50…
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please help! CTF
hi my youngest daughter was born after september 2002 so she recieved the £250 voucher but my eldest daughter was born before spet 2002 and i would like to set up a simular account for her, i have £500 to invest can someone please advise me to the best account to open for her?
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Big Problems with Abbey tactical bonds
I opened up two bonds (of 5 figures) with Abbey with interest to be paid MONTHLY. It was 3 weeks before we had any receipts through and they set up the bond to pay interest annually (not monthly as I stipulated). After phoning their complaints department 6 times (from 2 months ago) who have promised to investigate the…
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Child trust fund-best one to open?
Hi everybody, I need to open a child trust fund account and I am thinking of doing so with the nationwide. I was thinking of just going with the cash option i.e not shares as in the stakeholer account that they offer. What do others think. Would this be a good enough idea for me to do? many thanks Tina
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Avoid Halifax!!
I had a very poor experience of Halifax today. A guy I used to work with thought their customer service and attitude were very bad and now I can see why he shut down his accounts. I set up a regular saver account in July only to be diddled out of the 10% rate and have a 7% rate applied. I wont go into the details but…
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Execution Only..
Hi, Im looking for a good recommended execution only online broker. I would like to buy some individual company shares, initially at £1000, though Iwill be purchasing more each month (spending between £500 and £1000). Can anyone help me out with some reccomendations? PS Im a newbie!!! Thanks in Advance!
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When Do I open the Accounts
Sorry if I am expecting Members to have a crystal ball but here is my question. At the end of September I will have a lump sum to invest. I am aware of the maximum safe amonts to invest and so will be breaking this down to 3 or 4 investments.These I do not want to be long term investments and so at present am looking at…
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etf- physical gold
Hi all, looking to purchase a physical gold etf for the long term, question i have is regarding buying in sterling or dollar (phgp/phau). Is there a vast difference in overall performance if currencies fluctuate vastly ? Anyone else agree that gold looking oversold right now ?
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Need urgent advice re messy inheritance problem
Help!! (Apologies if this isn't the right thread. I'm new to all this.) I've got a bit of a dilema concerning my grandmother's estate. My db grandmother died in June. My great-uncle and uncle are named as her executor's. My 3 siblings and I are have inherited 1/8th of my grandmother's estate and my uncle has inherited the…
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Re: Savings Account with Cash Card access, easy said than done?!
Hi guys, Can anyone tell me the best interest rate savings a/c with card. You would think it was easy to find but when you go on money supermarket they are all often bacs withdrawals ie internet as aposed to card. I need this for driving lessons so easy access is better Thanks
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Kaupthing Edge interest is taxed?
Sorry for the n00b question but since this is an offshore bank why is their rate taxed for Uk residents? Also me being unemployeed with nationa insurance number does that qualify me for tax free interest?
