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Lump sum - best account for monthly withdrawls?
Guys, upon retirement I wish to use the lump sum to pay my mortgage for about 2 plus years, is there a higher interest account that allows me to take a fixed amount each month into my current account to pay the mortgage, whilst still not being really penalised ? Cheers!
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When do you stop saving?
When do people think saving in general becomes redundant? What amount is enough for you to think, right, no need to save anything more. Let's say you've - no debt - no plans to take out debt - mortgage paid off - been paying into your pension every year since your 20s - no kids - happy and content that you've got a decent,…
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Interest on UK accounts for NONE Uk Residents
Hi I am a British citizen and hold a British passport however I moved to live in southern Ireland 5 years ago I still have UK banking (where my overseas earnings are paid into) at the Natwest and the Halifax both of whom have me registered as none resident and none tax payer. The Halifax account used to pay a good interest…
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best lump sum saving account
I about to sell my house and will have a 280K lump sum, I want to save approx 1000 per month for the next 2 years. What is the best account
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is the halifax 12% account worth it?
hi all, Ive just created an account with halifax for their regular savings account (which pays 10%). They say that if I move £5k into the nominated account (which is currently halifax web saver which is paying 4.3%), then they would bump this up to 12%. My £5k is currently in my hsbc esavings account (i cant seem to find…
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Bank managers, branches and ISAs
I have very little experience interacting with banking and finance environments but would like to learn more and so I have a bunch of questions - educate me :) (I don't know if this is the correct place to post this message) What is the purpose of the bank managers? Is this the person that looks after your account? Do you…
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bradford & bingley shares
i have shares with bradford & bingley and i have received a letter about buying new shares. I am unsure what to do as the shares are not performing very well. What do you think i should do?
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Fixed Rate Halifax ISA Saver - Any catch?
The Fixed Rate Halifax ISA Saver is currently offering 6.30% AER on the 1 year term. Has anyone had any problems? Put simply, should I expect to set one up easily, invest my £3600 and expect 6.30% AER on maturity without any hassle or catches? Thanks - Tonome
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quick ISA question
Hi all, after i have paid my debts off(end of the year) i am planning on saving for a car, it will take at least 2 probably 3 years. as i havent got an ISA at the mo would i be better putting the first £3600 into one of those than a 'normal' savings account? once it is 'full' am i allowed to open another one in the…
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cashing a cheque in $US - where's best
I'm getting paid for a few months work in $US - so trying to decide how best to cash the cheque (I live in the UK - and aren't planning any long visit to the US or anything - so need £s not $s. Any idea on how to get the most for my money? I have Co-op Bank, Nationwide and Egg accounts, or if I'll get a much better deal by…
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Which is better? B&B Internet Saver (issue3) or A&L Esaver?
Any advice on which is the better of the two internet accounts? Bradford n Bingley offer 6.51 gross (with no penalty on withdrawals) Alliance n Leicester offer 6.50 gross (with loss of interest on withdrawal for that month) The B n B one looks better on paper, but with the stability of B N B i'm a bit reluctant to go with…
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Newcastle BS - NEW TOON BOND/ISA
FIXED RATE OPTIONS BOND/ISA Issues 18 and 19 launched w.e.f. 23.6.08. FIXED RATE OPTIONS BOND Issue 18: a fixed term account maturing 13.8.09 with a minimum investment of £500 (£5K for monthly option) paying 6.60% on maturity (6.35% monthly). Earlier access permitted on 60 day loss of interest. Additions permitted whilst…
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AA 1 Year FRB 6.90% MOB £500
AA (operated by Birmingham Midshires- HBOS) 1 YEAR FIXED RATE BOND withdrawn and replaced increasing rates w.e.f.20.6.08: a 1 year fixed term account with a minimum investment of £500 paying 6.90% on maturity (6.69% monthly). No earlier access permitted. Additions whilst issue remains open. 20 Jun 2008
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£500 - 3 Months - What todo?
So I have 500 pounds spare, and dont need it for around 3-4 months. I was thinking about buying some Premium Bonds with it, but wanted to check here to see if that is the best plan. If anyone else has a better idea then please share it. Thanks for reading.
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Stocks & Shares Isa? Is Now the time to invest.....
Hi, I would like the forums opinion as to whether or not now is a good time to invest in a stocks & shares Isa. I have 12k to invest and no where to put it, both mine and OH's Cash Isa allowances have been used up, my mortgage is fully offset, so the only tax free option left is the stock & shares isa. Any comments…
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Alliance & Leicester PlusSaver 6.55% AER
I got a letter in the post this morning telling me that the PlusSaver account I have with A&L (opened automatically when I got a Premier Direct account with them last year) has had a massive interest hike of 2.05%, putting it at 6.55% until 30/06/09. The PlusSaver seems to be much better than their eSaver in that there are…
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Investments for the kids
Good Morning, I will begin by saying that I am a financial imbecile so please be kind. We are in the fortunate position of having £50,000 for each of our 2 children to invest. The children are aged 12 and 15 and they can't have the money until they reach the age of 22. Can someone please advise us on where to start looking…
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real-time quotes
folks, i know this has been asked of many times before, but i have something specific to ask. I need free real-time charts of ftse 100 companies (specifically the miners) but with candlesticks, not just a line chart. ADVFN is no joy (although I do like their charts), as they kick you out after 1 min of activity (you have…
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Is there a limit - BACS
When you transfer money between banks by BACS transfer, Is there a daily limit? Thanks.
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investment
Hi, can anyone help? i am new to this forum, i have have just inherited £140000, which is safest accounts to invest, i need a monthly income from interest,
