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Bradford & Bingley RATE FOR LIFE SAVER etc
Bradford & Bingley GOOD FOR LIFE ISA minimum investment reduced to £1 (previously £1K) and RATE FOR LIFE - BRANCH, RATE FOR LIFE - POSTAL, RATE FOR LIFE - ONLINE and NOTICE SAVER - BRANCH launched w.e.f. 23.6.08. RATE FOR LIFE - BRANCH: a branch based instant access account with a minimum investment of £1K paying 5.25%…
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Nationwide Bonds
Nationwide BS 2 YEAR FIXED RATE BOND, 2 YEAR E-BOND, 3 YEAR LOYALTY FIXED RATE BOND and 3 YEAR FIXED RATE ISA BOND launched w.e.f. 20.6.08. 2 YEAR FIXED RATE BOND: a two year fixed term account with a minimum investment of £1 paying 6.50% yearly (6.30% monthly). Further additions are not permitted Earlier access on closure…
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Derbyshire BS FIXED RATE BOND Issue 162 7.01% mob £100
Derbyshire BS FIXED RATE BOND Issue 162 launched paying 7.01% w.e.f. 20.6.08. FIXED RATE BOND Issue 162: a fixed term account maturing 30.6.09 with a minimum investment of £100 paying 7.01% yearly (6.79% monthly). No earlier access permitted. Additions (minimum £100) allowed whilst issue remains open. 20 Jun 2008
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HELP - saving as a non-tax paying student
i have been looking to open a savings account because as a student not earning over the limit for tax (£5000 or whatever it is) i would be able to claim back the tax on my savings. is there anything stopping me moving some of my family's savings over into my account so that they would not pay tax on them? of course it…
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Scottish Widows Investment
Hi all I'm at a bit of a crossroads regarding the above. I currently pay £250pm into a Scottish Widows OIEC (whatever one of those is, although I know it is related to the stock market in someway). Now after monitoring this for several months it is worth about £250 less than what i've put in at the moment. I've had it a…
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Child Savings - Advice please
Hi Everyone I have a 10 DAY old son (first born) who has now been registered and is ready to enter the world of savings! I have read all the advice on MSE but was wondering what you the forum readers felt was the best place to open an account. I am a higher rate tax payer and his mum is a basic rate tax payer if that make…
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Cant believe it!
Ive had my YBS Regular saver account for 10 months now, have been keeping it until the aniversary date in September and was then going to close it as the interest rate has dropped. Ive been making the maximum £500 per month payment but this month, for some reason, I paid into it twice, making my total £1000 for this month.…
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capital gains tax advice needed
Hi all, I need some tax advice. I am a full time uni student and from my part time job, I was able to save some and I invested them in the stock market. I bought some in Feb and in April 08. 1) I have not filed anything with the authorities regarding my share holdings at the end of the financial year (which i think is…
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Government Bonds Pro's and Con's
As an asset class I have little knowledge of yet, I often hear talk of "the flight to quality" "seeking safety in bonds" could someone throw me a quick "typical sales pitch" on these products and the pro's and con's. I'd much appreciate any knowledge, even just a link to a non complicated article answering this would…
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Should I bail out of my FTSE 100 tracker ISA and pay into cash?
I've been paying £50 a month into my ISA for the past 6 months since I opened it but the balance isn't going up like I was hoping. Should I keep on paying into it or should I put the money into my cash ISA or a regular saver given this years forecasted doom and gloom? I know investing in the stock market is a good idea and…
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Newcastle bs fixed rate bond 7.00%
From monday newcastle bs will a fixed term bond paying 7%,minimum investment is 500 pounds,and it matures on the 13.8.2010.
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Kaupthing Edge fixed term deposit confusion
Hello, I currently hold a KE savings account which I believe you have to open BEFORE you can open a fixed term deposit. I am slightely confused by how it works though and am hoping someone can shed some light on it. 1. In Kaupthing's help file it says to open a fixed term offer (why does it now refer to it as an 'offer'…
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Derbyshire bond 7.01%
From today derbyshire bs launch a bond paying 7.01% matues 30 .6.09, minimum investment 100 pounds.
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Towry Law
I have a £100,000 to invest and have not used an IFA before. I have had a meeting with a chap from Towry Law who has said that they can manage my funds for a 1% plus start-up fee plus 1% plus VAT pa to manage the funds and that I should expect other pa charges such as fund charges to take the total costs each year to 2%.…
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income from interest
This is my first post so please bear with me. Looking to invest £140000 in low risk savings accounts and wish to achieve a regular monthly income from them. Would it be prudent to open up x 4 different accounts and split the money up so that I don,t have more than £36000 in any one account ? Also need quick access to the…
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£40,000 - where to put it for 4 months to get a good return?
I have a substantial amount of money left over from a loan but not sure where to put it to get a good return before I have to start repayments. I have 4 months, where's best to put £40,000 for such a short term investment? E
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Financial advisors
What are the true advantages of seeing a financial advisor? Can they make better use of any savings & investments to justify any fee that has to be paid?
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Confused about Stock Market?
I notice with interest that since FTSE 100 was formed in 1984 it rose steadily at about 1000 points every 3-4 years until reaching 5800 in february 1998. Here we are 10 years later at the same level with some experts predicting it may go as low as 5000 before the end of the year. So, if I had invested in a FTSE 100 tracker…
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Dire Stockmarket warning from Moneyweek
A sobering article from Moneyweek. God help us..... "Get ready. The UK stockmarket is gearing up for its next big fall. We’re not just talking about a few hundred points here. Royal Bank of Scotland’s credit strategy team reckons we could see one of the worst global stock market slides in the last 100 years, with US shares…
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Portman Building Society/Nationwide
I tried to close my Portman account over a month ago - filled in the forms at a Nationwide branch and managed to transfer most of my money to my Nationwide cheque account but they said I had to leave some money in the Portman. They sent the forms off to Head Office. I am still waiting for my cheque and the branch office…
