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Has the bottom fallen out of financial market
I'm asking this for a reason. 5 yrs ago, we took out a Nationwide Guaranteed Equity Bond which is due to mature in1 yr. We knew from the start that the profits may fall or rise. The profits are based on the average of 4 Indexes (FTSE, S&P,NIKKEI &DJ EURO). For 4 yrs the average was in the plus figuires. Last years was…
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Abbey / A+L's High Interest Current Accounts
Has anyone used Alliance + Leicester or Abbey's high interest current accounts? They're both offering around 8% on balances up to £2500 if you pay £1000 in a month. That sounds great, but I'm wondering what happens after that initial year? Does the rate drop to something ridiculously small?
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Football Club needs better banking
Hi, This is my first post so hi to all.. I run a small local footbal club with a very small turnover each year but really need to make the best of what little we have. We currently bank with the Natwest, and to be honest it's not the best for us in teh way of service. I am therefore looking to move accounts for something…
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Fund research tools
I've used Style Research's website occasionally but it seems to be hit and miss what funds it includes. I wanted to take a look at Blackrock UK Absolute Alpha but despite it being over 2 years old, it doesn't exist, yet loads of other BR funds do. Does anyone know of any comparable tools that provide full information on…
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30k To Invest!!!!
I have 30k saved up (9k in NSI isa, 21 in cahoot savings) and I owe 46K on a house worth 150k approx. I earn 34K a year and am single. What would you do financially if you were me???
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Savings Newbie!
Hi All I will *hopefully* be debt free this time next year so will then be looking at saving what i used to spend on debt payments. I have posted about my ISA confusion on the ISA board so wont bore you with that but here is the situation: I will hopefully be putting around £700 a month away for a maximum of 9 months (from…
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Inheritence help pls
My parents are over 60 and have recently been left a large sum of money and house, what is the best way to deal with it they are on low income and pension credits
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Help! Don't want to be a loser...
Hi, I am saving for my own house, and currently have a couple of grand saved in a Nationwide Cashbuilder account. From now on I'll be saving £500 a month, so I decided to look into opening a new savings account to transfer my money into, and pay into every month, but the advice on here while helpful confused me slightly!…
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7% Reg saver vs 10% reg saver
I have a 7% regular saver that i have made 10 payments in to, 11th due next week, Would anyone know is it better to close this account and open a new 10% account, or 12% account as i can put 5k into linked account. Any help appreciated :confused:
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Funding a Saving Account by credit card
Hi, my credit card offered me a zero per cent interest for 6 months, so I though why not borrowing something like £5000 and invest them in a Saving Account? The only problem I can see is that to fund a Saving Account you need to pay cash and for the cash advance the credit card company charges you a fee of £50. So assuming…
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Kaupthing 1yr 7.01%
Just opened a one year account after hearing about Kaupthing on here. Was about to open a Nationwide at 6.6 so thank MSE for the extra £102.50 interest! :beer:
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Hbos Rights Issue
What's it all about. I understand the first option but what are the second and third options in a nut shell?
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Egg credit card / saver
I know this should be in the credit card section but I thought i would get more help here as its a saving question as well. I am after a cashback credit card, I am looking at egg money card, which gives you 1% cashback and if you have a positive balance it give you 4% interest. Would you use a credit card as a saving…
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Fed holds rates steady
...accentuates concerns about inflation. One down, two to go: ecb and bofe :)
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Saving up money
Hi, I really hope someone on here can help. I would like to put some money into a different account each month in order to save up some money, which I will be needing at beginning of December. I have had a look in Martin's savings section, but I am now even more confused than I was before. :confused: The articles explain…
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Saving Question
Hi all I have just got married & want to set up a joint saving account/ISA.My question really is which route to go down.I have seen the BRADFORD & BINGLEY Internet Saver 3,advertised on the best buy tables,but also cash ISA's seem good.One question i have about ISA's is how many can you have? Both myself & my wife have an…
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Icesave
EASY ACCESS SAVINGS will increase by 0.25% to 6.30%, monthly option will also increase 1 YEAR FIXED RATE SAVINGS: a one year fixed term internet operated account with a minimum investment of £1K paying 7.06% on maturity (6.84% monthly. 2 YEAR FIXED RATE SAVINGS: a two year fixed term internet operated account with a…
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Post Office®
Post Office® 1, 3 and 5 Year GROWTH BONDS Issus 6a launched w.e.f. 25.6.08. 1 Year GROWTH BOND Issue 6a: a one year fixed term account with a minimum investment of £500 paying 7.05% on maturity. 3 Year GROWTH BOND Issue 6a: a three year fixed term account with a minimum investment of £500 paying 6.00% yearly. 5 Year GROWTH…
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Intelligent Finance
Intelligent Finance ISAVER will be launched w.e.f. 29.6.08: a no notice internet operated account with a minimum investment of £1 paying 6.40% yearly (6.22% monthly). Offset facility is available. 25 Jun 2008
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Some Savings Advise please
Hello Bit of background - Im getting married in July 2010 and as weddings dont come cheap I need a bit of advise. I have £4000 to save at the moment but I dont know whether to put some in an ISA or a high rate savings account, I wont need to touch this money until roughly May/June 2010 as its the bulk of the reception…