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Buying Share or Stock
Hi, I am interested to buy some shares. But I am slightly confused about it. I looked at some of the FTSE 100 companies, their current share price is let said £3.00. So when I buy the share, can I buy one unit of share priced at £3.00 or I need to buy 1000 units of share, so at £3000 in total. Which one is it? Can I buy…
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Is it normal?
Does anyone know if it is normal or common practice for an IFA to suggest meeting a new client (ie, me), for the first appointment, at the client's home (rather than at the IFA's office), especially as the home is several hours' drive from the office? It struck me as a little bit strange, is all, and so am not sure whether…
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hbos rights issue no longer attractive?
Hi, I just got my pack from hbos yesterday inviting me to take up on their rights issue. We all know how badly the share price has been performing lately, so why would I buy shares at £2.75, when I can buy them for less on the open market? Obviously when this process was first started, shareholders would benefit from…
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Icesave - Easy Access Savings Account interest rate increased to 6.3% AER
We are committed to offering consistently high savings rates. With this is mind, on 25 June 2008, the Easy Access Savings Account interest rate will increase to 6.30% AER*. This increase, coupled with our guarantee that the AER will beat Base Rate* by at least 0.35% until 1 May 2011 and at least match it until 1 May 2013,…
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Win Investing Stock Training Course - Any good?
Hi, I came across this free training course on stock market training, Win Investing Stock. I am interested to join the course. Does anyone attended the course before? Any advice, is it worth a while to attend?
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Critique my thinking please.
I have a mortgage of £200k with the Woolwich (not an offset) which tracks at 0.39% above base and can be paid off at any time without penalty. I will shortly be in a position to pay it off if I want to. I am in the process of buying a piece of land in the Med and intend to build a house there to retire to. My total budget…
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HBOS Rights Issue
Got the details last night, I understand what it is all about and read a number of other threads on this site. But what I don't understand are the 2 different options to not take up the offer (option D & E) One is sell you rights, and the other is do nothing and let your rights be sold. Can anybody explain to help me…
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Solar Investing
I'm looking into green investments as a safer way to invest my money following the credit crunch for uk buy-to-lets. I'm interested in low entry deals and entry deals around 30-50 euros. I've looked into the countries that have the feed-in tariff in place with competitive financing options - germany has, however, currently…
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Egg Savings Account
Hi, I am thinking of opening and egg savings account. I have filled my isa for the year and the egg account seems one of the best out there? 6.3% interest and seems that it is easy to pay into, easy to get money out and it doesnt tie you down to paying a set amount in etc. Would anyone recommend it? Thanks.
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Tax position of OEIC
I have a question regarding funds that both produce dividend income and capital gains. Would i be right in this thinking: If I had £10000 invested in a fund that after 1 year produced dividend earnings of £500 and had grown in value to £11000 . 1. If I received the dividend earnings then no further tax would be payable as…
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Working abroad, pay tax?
Hi all, im currently working abroad and i have around 25k to invest, i was thinking of putting it into a 1 year ebond, is that a good idea? also, do i have to pay tax on the interest or can i fill out a r85 form? thanks, any help would be very much appreciated. :)
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£250 child's money
ok - Meghans recieved her £250 to invest and i have until she's 12 months to decided what to do - shes now 10 month old! - what the heck am i supposed to do!!! Ive heard they can invest it - but i dont want them to lose it - she already has a normal bank account so people put money in that one so wont be adding to the £250…
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Finally want to sort my finances!!!
Just wondering if some of you could give me your opinions on the following. After reading through the articles on the site I am looking to change my current and savings accounts. Whilst my wife and I would like to maximise the return we can get, we would also like the reassurance of knowing that we can access a certain…
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Will my regular saver beat an ISA?
I just opened a new ISA with Barkley but now that the new 10% regular saver has is out with Halifax, does this beat it?... even with the tax considerations? I read the regular savings account page as below and with a 6.25% Cash ISA it works out that I would be better off with the Halifax regular saver if I'm a "basic tax…
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Confused - child inheritance??
Hi I have briefly had a look at the options but I am not sure what is the best thing to do. My daughter is 8yrs old and has just received £18,000 from a late relative. This money will be used for university or if she doesn't take that route in life then I shall give it to her when she wants to buy a property, whenever that…
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My first thread! (It's a request for assistance - sorry!)
Hi everybody, i've been lurking around this site for about a year now and thought it was time i actually started posting!! I'm lucky enough to have become a father for the first time on the 13th June - finally! During the late nights i've been provoked into taking a look over my finances and arrangements. I think having…
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Halifax 10% Saver - Best Opening Date
I have read the previous thirty page(!) thread on Halifax and I am just wondering if anyone knows when the best date to open the account is to maximize interest paid? I have heard the beginning of the month but I did not understand the motivation Also is there any restrictions on money coming in from a Halifax current…
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Is it possible to make a normal transfer to a regular saver?
Hi MSs! I´m quite new to the english banking system and I was wondering if it´s possible to make normal transfers to a regular savers account (one per month, of course). I´m asking this because my company (god bless them :mad:) sometimes pay me on the 4th day of the month... sometimes on the 12th. I don´t know if the banks…
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Closing IceSave Fixed Term Account Early
I have a two year fixed rate term with Icesave and am thinking about closing this early. Does anyone know what the penalty would be and if indeed they would let you? I could not find anything on their website to tell you one way or the other. Thanks
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Kaupthing Edge Break Rate - Reinvest in Bradford Bingley 7% - Worthwhile?
I m just wondering if anyone knows whether you would be better off closing the Kaupthing Edge account (and taking a hit on the interest rate) and then investing the money in Bradford and Bingley going for the 7%? I have 38K in Kaupthing Edge earning 6.7% AER (and I would lose 1% AER, which means I would earn 5.7% AER for…
