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Does a transfer count towards your annual limit?
If I transfer a cash ISA from a previous year to get a better rate of interest, will this count towards my allowance of £3600 in the current tax year?
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Halifax c/a to Halifax Websaver
Hello My wife holds a Halifax current account. If she opens up a Halifax Websaver account are transfers between the 2 accounts instant? Kind regards
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Please help before i complain to the bank
Hi, i wonder if some people can help me because im sure i've been done over here. I opened up a regular saver (Yorkshire BS) a year ago and i'm almost sure the rate was 9% (which included a bonus if you didnt withdraw, which i haven't) They are saying it never was 9% and the highest it got was 7.1% and it was variable.…
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Chelsea BS 1 and 2 YEAR SPRING FIXED RATE BOND Issue 3
1 and 2 YEAR SPRING FIXED RATE BOND Issue 3 will be withdrawn w.e.f. close of business 24.6.08 and 1 and 2 YEAR SUMMER FIXED RATE BOND launched w.e.f. 25.6.08. 1 YEAR SUMMER FIXED RATE BOND: a fixed term account maturing 22.7.09 with a minimum investment of £1K paying 6.50% yearly (6.31% monthly). 2 YEAR SUMMER FIXED RATE…
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Stroud & Swindon BS
3 YEAR FIXED RATE ESCALATOR BOND Issue 5 will be launched w.e.f. 25.6.08: a 3 year fixed term account maturing 5.7.11 with rates guaranteed to rise each year. A minimum investment of £2K (£5K for monthly option) pays 6.50% yearly (6.31% monthly) to 5.7.09, 6.75% (6.55%) to 5.7.10 and 7.25% (7.02%) to maturity. No earlier…
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Saffron BS SUPER BOND minimum investment £500 paying 7.00%
SUPER BOND launched w.e.f. 20.6.08: a 1 year variable rate bond with a minimum investment of £500 paying 7.00% on maturity. Rate guaranteed to pay 2.00% above Base Rate. No further additions. Earlier access on closure only on 180 day loss of interest. Maximum investment £45K. Available to those who open and invest a…
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Nottingham BS FIXED RATE SAVINGS Issue 53 paying 7.10%
FIXED RATE SAVINGS Issue 53 paying 7.10% withdrawn and Issue 54 launched w.e.f. 24.6.08: a fixed term postal account maturing 1.10.09 with a minimum investment of £1K paying 6.90% yearly. No earlier access permitted. Further additions allowed whilst issue remains open. 24 Jun 2008
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Icesave NEW FIXED RATES
Icesave EASY ACCESS SAVINGS will increase by 0.25% to 6.30%, monthly option will also increase and 1, 2, 3 YEAR FIXED RATE SAVINGS relaunched w.e.f. 25.6.08. 1 YEAR FIXED RATE SAVINGS: a one year fixed term internet operated account with a minimum investment of £1K paying 7.06% on maturity (6.84% monthly. 2 YEAR FIXED RATE…
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Help - At The End Of My Tether
This is getting so stressful. In April I opened a fixed rate ISA with the Nationwide, I requested transfer from my previous years ISA from the B & B, I've heard nothing. In may I went into the N/W to ask why have the previous years ISA not been transfered - nothing, numerous calls to the B & B and they state they have not…
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paid monthly or yearly?
If you are given the option of having any interest paid on your savings Monthly or Yearly which is the best option? My thinking is although the interest rate is slighly lower on the monthly you will gain interest on the interest monthly rather than wait a whole year for your interest to be paid THEN can paid interest on…
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Etf...
Hi All, I've been reading some stuff on ETF's, like investment guides etc... They keep mentioning how it's perfect for most investors and such... Lower admin cost, tax benefits, etc... But what exactly are they? - I'm still puzzled to as what's the benefits to as... buying shares directly? I know they're created for a…
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Question about cashing in Premium Bonds bought by grandparents...
Just wondering if anyone who has done this can tell me whether the grandparent will receive a letter to say that the premium bonds have been cashed?
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FSA consultation - mis-selling compensation being paid from with-profits funds
Crosspost - http://forums.moneysavingexpert.com/showthread.html?p=11967995#post11967995
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Halifax shares -to sell or not to sell
I've had a letter today offering £2.388 for each share Ive got from when they merged. Whats the general opinion on whether they are worth hanging onto? xxp00
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Kaupthing Edge bacs or chaps????
Hi, I have just opened a Kaupthing Edge online savings account and have received my email with account nos etc. It says to transfer money I can do a bacs or chaps transfer. But the bank may charge me for a chaps transfer. I normally just transfer money through online banking. So what would that be classed as??:confused:…
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What is a reasonable loss for low risk investment
Hi Investment sum £230,000. Current portfolio balance £210,000. I am thinking now we should just have banked the money and the balance would have grown at a guaranteed 5% ish. Obviously this option was discussed with our financial advisor. We were advised after completing a few questionnaires that we were investing in very…
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Taper relief trouble!
Hi People, I have a question about taper relief on shares sales that I hope someone can answer.. I work for a small unlisted company that is currently in the process of being purchased. I started with the company in 2005 and on my contract it states that once I have been in employment for 6 months, I would be gifted a 5%…
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Free share dealing with First Direct
From 16 June to 31 July this year, we're offering commission free online share purchases - a saving of £10 a trade! The offer applies to all purchases of UK equities and UK Exchange Traded Funds listed on the London Stock Exchange using the first direct online sharedealing service during the promotional period. For more…
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HBOS rights issue
Hi, I hope it is alright to post in this forum as it would be an investment. I have received this Rights Issue thing from HBOS. I am a shareholder. I think i can buy some more shares for a certain price or sell my rights to someone else to use and be paid. I am usually quite savvy on financial matters but i don't get this.…
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How to take some interest out of the current tax year?
Is there such a thing as a "cash-equivalent" UT or bond-type product which increases in value without paying out interest and doesn't have the risk to capital of investing in equities?
