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Gross/Net interest?
I am currently registered to get gross interest on my B.Soc accounts. Due to a windfall I may exceed the limit and need to de-register later in the year. My monthly income account payments will not exceed the amount, but one annual interest account paying interest on 31 March may tip the scales. If I inform them just prior…
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saving for our first grandchild
hi. i've just found out that my daughter is expecting our first grandchild in feb 2009. and i would like to save a regular amount for him/her in a high interest account in his/her name until he/she reaches the age of 21. i would also like to do this without his/her knowledge. is this possible? and which account would be…
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Abbey 7.01% ends 30th June
Just a heads up that the Abbey 1 year bond at 7.01% is being pulled at the end of the day on Monday. I'm sure most MSEs who are interested will have jumped on this offer already, but hopefully someone will find this useful.
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Nationwide 1yr & 2yr Fixed E-Bond now 7%
Having recently put money into the Fixed E-Bond at 6.6% they have just increased this today to 7%. Might transfer some more now. http://www.nationwide.co.uk/savings/e-bond/introduction.htm
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Hfx 10% regular saver and standing order question
Thanks in advance for any help provided. I just opened a hfx regular saver account online. Question is do I set up the sntanding order from my Lloyds account online right away or do I wait for something in the post from Halifax first? In the important info section it says:If you've not already done so, you'll need to set…
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Nominee Share Dealing Options - are they protected?
I want to invest a pretting large sum in shares later in the year (after the RBS much hyped equity crash!), currently I have a microscopic portfolio with the Share Centre, but like most on line share 'brokers' the shares are held in a nominee account. I want to know if things went Ts up and a share dealing centre went bust…
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Share Analysis
Could someone kindly let me know one or two of the best books on this topic AND a few of the best analysis tools available. Many thanks.
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Saving Account With Monthly Interest
Just sold our house and going to rent for a while we have 175000 to put in a savings account but need monthly interest for rent what are the best rates around for this kind of situation
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Kaupthing Edge interest question
Hi, I've worked out my interest for my Kaupthing Edge account and I've calculated over 9 days I should have got £1.05 interest. However the site shows £1.02. I know it's only 3p and I should worry about other things ;) but I'm just curious. They state 6.50% AER, my sums are based on this and use the following formulae: =…
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Open an ING savings account & get £20
Today only apparently: http://www.ingdirect.co.uk/f1promotion/
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Bradford and Bingley Life offer
Just seen an ad on the tele for Bradford and Bingley. Apparently they are offering a savings account at BoE rate + .25% for life. I am always wary of "for life" offers, it seems they can change the T&C's like most providers with 30 days notice. Its by no means a best buy at the moment anyway.
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Investing in Childs future
Hi, I have been asked by a friend who doesn't have a PC to pose the following question and hope you good people can help? My friend has just had a baby and would like to invest the money she receives in government allowances (topped up with whatever she has spare every month) for her baby as a nest egg (not to be used…
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Different savings acc's on HSBC
I currently have both my main debit account and mastercard with HSBC and do my banking online with them. I was recently looking at the various savers accounts they have 'Cash ISA, e-ISA etc...' And wasn't sure which would be best suited for me. I'd like money to go in regularly and also money to come out when i want…
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Yorkshire BS - JUNIOR CHOICE and SAVINGS BOND RATES
Yorkshire BS ROLLOVER BOND, TREASURE BOND and FIXED RATE ANNIVERSARY ISA rate announced for July. ROLLOVER BOND: 6.30% on maturity (6.13% monthly). The bond will mature on 31.7.09. TREASURE BOND: 6.30% on maturity. The bond will mature on 31.7.09. FIXED RATE ANNIVERSARY ISA: 6.30% on maturity (6.13% monthly).The ISA will…
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Bucks BS - NEW BOND
Buckinghamshire BS 2nd Issue 6 MONTH FIXED RATE BOND will be withdrawn and 3rd Issue FIXED RATE BOND for 6 months, 1 year, 2 years and 3 years paying up to 6.50% will be launched w.e.f. 1.7.08. 3rd Issue Fixed Rate Bond - 6 month: a 6 month fixed term account with a minimum investment of £1K paying 6.20% on maturity. No…
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transferring money from stocks and shares isa to cash isa
Hi, I am rather in the dark about my ISA as it was arranged for me by a financial advisor. It is a Sterling ISA which I gather is not a good start! Is it possible to transfer funds into a cash ISA or should I cash it in and re-invest? I hope this isn't a stupid question!!
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Halifax 10% saver & Faster Payments
Hi all, Just set up one of these for the (non tax paying) OH. I had to get some money from Kaupthing to First Direct to kick off the standing order, this landed in FD on the 24th. I set up the SO to send the first £500 immediately, this went on the 25th, but no matter. My problem is that the £500 is not showing yet in…
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Registered Charity - where to invest contingency money
I recently became treasurer for our local preschool, a registered charity. We have 2 bank accounts - one everyday small business account that doesn't earn interest and another account (I think its a Barclay Premier account that pays a tiny amount of interest - need to check rate) We have to keep money in the separate…
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Can an investment expert approximate how much £800 pm invested = in 20 yrs
My wife and I are trying to get a handle on our investment plans going forward. Considering a FTSE 100 / 250 tracker with minimal costs, although have not identified a provider yet. Already have some more concentrated investments which are higher risk. Were investing in cash ISA's, but have ceased these for the mo. Of the…
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beware error kaupthing edge
deposited £30,000 in kaupthing edge 1 year fixed rate 7.01%. Amount of gross interest after 1 year was shown at £2k and something pounds. But now it is showing up at just £1,500 Anyone else seen a deduction shown in there fixed rate term?
