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BACS transfer times, I am impressed!!
We have all probably read how banks are speeding up bacs transfer times. I read last week that this is being phased in gradually and would be starting off with very small amounts. I recently opened a Tesco account to get the £60 of vouchers and this morning I thought I would transfer some back to my Lloyds tsb current…
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Premium Bonds - Bond Holders No v Bond Serial No
My DH has found an old premium bond with two serial numbers on it. When we have tried to look onto the NS&I site to see if he has won anything, it asks for the Holders number, but we only have the bond serial numbers. We had previously gone onto a web site that said someone with my DH's surname has won (he has an unusual…
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IFA in Birmingham
Im thinking about going to see an IFA. How do you know they are any good?Is it best to pay them by a fixed fee, if so whats a good fee?I take it commission based advice is not as good as they may advise to the product with the most commission. Are they free untill you take up their advise or will they charge you…
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Kaupthing Edge and ICESAVE - 36 months fixed rate bonds
Has anyone noticed that the Kaupthing Edge 36 Month Bond has maturity interest whereas the ICESAVE has annual interest ? So whilst the Kaupthing Edge has the significantly higher Gross Interest rate it will only yield a slightly higher return. ICESAVE - Annual Interest @6.50% quates to AER 6.50% Kaupthing Edge - Maturity…
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HALIFAX launches hottest savings product
HALIFAX launches hottest savings product :j LONDON (Reuters) - An interest rate war in the savings market heated up on Thursday as Halifax unveiled a no-strings savings account paying 10 percent. Its new "regular saver" account will pay a fixed 10 percent for one year, and -- unlike other high-interest savings accounts --…
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Halifax Save4it Interest
Ok, so I'm getting to be a pain in the !!!! asking so many questions about bank accounts, but I have another question. What I want to know is, if the interest for a Halifax Save4it account calculated daily. The reason I ask is because I am planning on moving the money from the account to an Abbey savings account with a…
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looking for the best savings account for a 16yr old
Hi, i've just turned 16 and looking for an account with the best interest. have any of you got any ideas? thanks
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Best interest for joint account
We have around £9000 in a Sainsburys account in joint names, currently at 5.5% gross. Does anyone know of a better paying account, must be able to be in joint names, with no notice, no withdrawal penalty, and as easy to use as Sainsburys. I'm driving myself crazy trying to find one and all the better paying accounts I've…
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Abbey 7.1% 1 year bond
Just been on the phone complaining about my interest rate on my Abbey esaver and I've been offered a 1 year bond with 7.1% interest, which can be paid monthly. I'm obviously weighing up a few options and thought I'd find more info about this on the Abbey website but there's nothing there. Anyone know anything about this…
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Can I find out if I still have these!!
Hi About 10 years ago I bought shares in Dragon Oil (I think about £100 give or take a few pounds), however after a year or two the value dropped to a few pence per share, meaning I forgot about them. However having a bored day I thought I would sort out old paperwork, to discover I don't have the certs for these shares! I…
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Kaupthing Edge 12 month Term Account @ 7.01% AER
Just got an email from Kaupthink Edge. Their 12 months terms savings has gone up from 6.86 to 7.01% yesterday. Let's get saving :) Eager Saver
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I've found a Share Certificate!!!
Hi there, I've just come accross a share Certificate that I purchased in the year 2000, It is in Birchin International??? Googled it, it changed it's name to Park Row Group Plc. 07/05/2002. Googled this put it into the London Stock Exchange homepage etc nothing. Well not telling me how much it's worth today??? The last…
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Where to put your 'pot'??
We have a 'pot' that we want to use to make us some money. We put it in an HSBC Portfolio - and it made us less than 2% over 2 years!!! They said we had to think 'long term' - but we had told them that we wanted a very low risk investment which would maximise our savings. They led us to believe we could get approx 8 - 10…
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Barclay's active saver question.
Hi, I have a Barclay's Active saver, I also have a current account. With the active saver I have a cash card. I haven't had this account long and still unsure how to use it. I know i can transfer money online between accounts, and I know I can withdraw £300 a day from Barclay's cash machines. But how do i transfer money in…
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alliance and leicester advice please
hi I opened a direct saver account for my wife at the AL in dec 06 with 50k. she is a none taxpayer, and she has not had any problems with this account. after sending a r85 to AL the interest was paid gross monthly into her nominated account. On the 1st April this year my wife opened a esaver account at AL paying 6.5% and…
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Share transfer husband/wife
We've got a few hundred pound's worth of shares in Friends Provident that my husband ended up with after demutalisation (by accident really - he asked to sell them immediately but it wasn't done). We've hung on to them since, but my husband is getting close to the higher rate tax band, so I was thinking it would make more…
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£8bn lost in savings (!!!!1one!!eleventy)
Nothing like a sensational headline is there? :rolleyes: That said, it is The Mirror. Got the following article in a Google Alert I had set up for [Landsbanki OR icesave] http://www.mirror.co.uk/news/money/city/2008/06/05/8bn-lost-in-savings-89520-20595684/ Though I suppose The Mirror should be congratulated for pointing…
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hedging into your ISA
hello i am a extensive trader and i make good gains. I have alot of surplus cash available that i am looking to invest in stocks in the long term. I already use my maximum cgt allowance up each year so alot of my profits are being taxed. I was just wondering if anyone has ever considered before hedging into their ISA, is…
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100K to invest
I currently have around 100K sitting on various UK high interest rate saving accounts. My plan is to leave UK in about 5 years and move back to my home country. I would like to invest in something that would give me some kind of monthly income when I relocate. What many people (not IFAs) have advised me, is to leave the…
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firstsave
In an attempt to spread my savings for safety reasons, and to gain best available rates I am opening an account with Firstsave. I believe they are part of First Bank of Nigeria - should I be worried about security issues - i.e. supplying details of my linked accounts with major UK banks ?? Any advice/ words of caution from…
