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Changing savings rates
Hi I have just been looking for a new cash isa to put some of my savings in this year. I currently have some money in natwest isa, and the rate advertised at the moment is 5.50%, but when I checked my account, it is more like 4%. Can they pay me less as I am an existing customer? How can I keep up to date with the savings…
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Is there a limit of savings if i claim WTC and CTC?
Evening everyone, Just really as the title of this thread states, I have become a single parent recently and have a challenge to try and save as much as possible to hopefully put towards a house deposit (in reality this will be in 2070, if house prices stay anywhere near what they are at the moment) I have opened up an ISA…
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Investing just over 20k - advice needed plz?
Basically, I've just inherited around £38,000 - £10k of which will be paying off debts, £8k spent on home improvements, and I'm hoping to invest the rest for the future (i.e. moving house). The cheque doesn't clear until Thursday so although I've been researching for a few weeks now I've still got a few days left til I…
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Good old fashioned passbook account
Is it posssible to get a savings account with passbook anymore? I wnat to start savings and liekt he idea of NOT having a cashcard and NOT being able to use internet banking. I know it is a weird request but I want a passbook account as think having to acually go to a branch and hand over a book will make me think twice…
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A&L 15% savings acc.
Hi all, I've recently found this site and it's a real eyeopener for me. After reading through the Banking/Saving topics, i decided to open an account with Alliance & Leicester, the one that gives you 8.5% on your balance. It turns out that the have a special offer on at the moment. Linked to this current account is one of…
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Yorkshire BS 2 year Fixed Rate Bond 6.50%
wef: May 19 2008 MOB: £100 according to Moneyfacts
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Should I Buy Or Invest?
I own a freehold cottage in the grounds of a secure unit development and the developers want to buy my house and have made me a very good offer on it for £180,000 cash. After paying my mortgage this leaves me with £151,000, i don't know whether to invest the money and use the interest to pay rent at £500 per month, food…
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Kaupthing Edge T&C Question
Hi, I am looking to move my savings to Kaupthing Edge however I read the quote below in their FAQ on their website. What does this actually mean if they were to change? To me it means that your savings will be protected to the same amount but under a different scheme i.e. the European passport rather than the UK FSCS…
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ICESAVE warning
I have recently opened a new account with ICESAVE with a dep of £250. (my wife has had a couple of accounts with them for some time). After serveral weeks I have still not received my User ID and I have tried several times to call them but I'm just left on-hold listening to messages about how busy they all are. However,…
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Isas - a question
Hi I'm completely new to the art of saving with Isa's and have a few questions if anybody can help me? I put £3000 in an Ing Isa last year, do I now just leave it there and open another one this year or do i have to move it from there to an ordinary savings acc then open another Isa this year? Thanks Caroline
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Just re-mortgaged - need savings account.
I've just taken out a 10yr fixed rate mortgage at 5.59%. We have 13 years left and after the 10 years I'll have about £20k left to pay. I was thinking that I would like to pay off the remainder at the end of the term, if I don't drink myself to death before then :beer:. Anyway, I would like to put £160 a month away for the…
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Cost Averaging Bank Shares - Is Now the Time?
Hello I purchased 1190 shares in Barclays @ a cost per share price (including dealing charges) of £4.93. Yesterday, Barclays shares stood at £4.1025 Now; i have £2100 available to buy more shares, and am thinking of increasing my stake; by my calculations, this should give me an additional 510 shares or so, taking my cost…
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Off Shore Rates
Hi all, trying to help a friend, who is living in Australia at the moment, formerly from the UK and would like to keep some money associated in sterling with UK offshore banks. Does anyone know what the best offshore uk bank rates are? Any suggestions welcome. Thanx
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Query: NS&I Index-linked Certificates interest
There has been a murmur about inflation targets being 'reset'. If this happens, what would be the impact on the interest on National Savings Index-linked Certificates for those of us that hold these certificates? Would this mean that people would get less interest, or would National Savings have to stand by its commitment…
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Natwest Isa Deactivated!
:o I felt a right div when I took £100 that I'd got with a tax rebate to slap in to my depleted isa. The tiller told me the account was frozen because I had taken most of my money out during 2007 and so they assumed I'd gone elsewhere! I could withdraw funds but not invest! :eek: I took it out to lend someone some dosh…
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Investment advice needed 5yrs+
A few years ago (okay 5 yrs to be exact) I had a few pounds to invest, and some surplus income for a few years. I saw a Financial Advisor who pointed me in the direction of a Scottish Widows Property fund for the £15K lump sum and Skandia Multi ISAs for the £1000 p/m regular savings. I kept the monthly savings going for…
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World Savings Rates
I was looking for some kind of table that would provide a comparison of savings rates around the world, but this seems impossible to find. Anyone know where I can find this information ? thanks Baz
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maths is not my strong point
Can someone please calculate how much I will have by April 2009 please Isa of £3600 as of today (15th may) Isa transfer of £3026 probably be with the same bank early next week I'm with A&L thats running at 6% . I'm not sure how/if the cumulative interest works/applies in my case hope you can help W:D
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alstom power shares?
i've been offered the opportunity to buy shares with work, the current share price is 14 euro's per share but i don't really know much about shares and was wondering is this a good investment?
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best account to put £1200 in
whats the best account to put £1200 as a start and i want to add about £200 a month into it for about a year and the best interest, any idea's?
