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First Direct fixed Morgages - How are you repaing your Capital off?
Hi Just a quick post to see how the numerous First Direct Fixed Term Offset mortgage holders are planning to repay the capital portion of their mortgages? The reason I ask is in light of current high percentage AER rates in certain ISA’s and saving accounts, are you utilising these offers or are you simply ‘making up’ the…
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Help
HELP i have £100,000 to invest i am 64 retired and wish to recieve an income from my investment each month which is the best way to go with minimum / medium risk thanks
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Why not put it all in to Northern Rock?
We are completing on our house :j :j :j in 2 weeks’ time and moving in to rented, not through choice, but because we haven’t found anywhere to buy. As we have a lot of equity in the house we have about £240,000 to put into savings while we wait to buy. I am a non-taxpayer and my husband is a 40% payer so the savings will…
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Small Business - need a bank acct that pays interest!
Hi. We have a small business (a Ltd company) which is very fortunate to usually have an amount of cash in the current account - which doesn't earn very much interest. Does anybody know of a savings account for a business that offers a better amount of interest? We don't want to have to move our current account as our…
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maximising my money
i have an easy isa with abbey national paying 4.30 aer,and some cash to put in which would still leave me short of the next rate of 4.55 aer.because you can only have 1 isa would in be better to close my abbey isa and open a barclays instant access tax haven isa 6.5 aer with £3600 and the remaining cash open a savings…
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quick ISA calculation
folks, can i have your help please: can someone tell me whether this ISA calculation is correct? I am interested in the Halifax four-year fixed cash ISA at 6.20 per cent (lump sum payment). I have it worked out as follows, after four years: £4579.32. Is this correct? Thanks all:)
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Long Term Savings
Hi, I would like to start saving long term for my three year old son. I am looking to put his Child Benefit into the savings account as well as any birthday/christmas money etc. Can anyone point me in the right direction? I would like to try to find an ethical account if possible as I bank with the co-operative, and one…
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Moving money from Éire to the UK – which is best method?
My parents have €3000 in Allied Irish Bank in the Republic of Ireland and would like to move it to their current account in the UK. Does anyone know the cheapest and most affective way of moving this money? My parents are presently in the UK and are hoping to move the money without having to go to Ireland. Thank you
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Nationwide Flex account Overdraft charges
Hello, I have a Nationwide Flex current account, i have no overdraft facility agreed, so if or when i went into the red, i would stand to lose £20.00, as a punishment for going overdrawn. My question relates to a scenario, the above information is new to me, i only found out today. Could someone tell me if you are charged…
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Broker for Options trading
Hi does any one know broker who charges less for trading option on FTSE ? Any experience or additional information would be very helpful. I m thinking of starting dealing with options - at moment I havent got any experience in trading but started studying about options thanks Pats
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National Savings & Investments drop rates
http://www.telegraph.co.uk/news/main.jhtml?view=DETAILS&grid=&xml=/news/2008/04/22/ndarling122.xml
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Fountain of savings
Would I be right in thinking the general fountain of where money should be saved (not invested) is something like the following: 1. ISA -> 2. Pension -> 3. Bond (fixed rate savings account) -> 4. Regular Savings account -> 5. High Interest Savings account Have I missed anything off?
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Legal & General distribution bond
Is this bond a good bet for growth? I'm thinking of investing £5,000
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about to come into some cash and dont know what to do with it.
Im selling my house and im about to get around £20,000. I intend to put £3,600 in an ISA but im unsure what to do with the rest? Was thinking I could ask my mum and dad to open an isa each for me as they dont have savings? Any advice would be great. Thanks.
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Safe investment
I am looking for an investment to put around £150,000 into so that I can live off the interest. I dont want to tie the money into an annuity or anything and really need access to it as and when. Are there any investments that will accumulate enough for me to have around £1000 a month disposible income or more preferably? I…
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Chelsea BS Spring Bond's; 6.5%
Chelsea have some limited spring time fixed rates on offer if your after that type of account. From experience on MSE they withdraw accounts quickly, so get your finger out. ;) Also NOTE; its 180 days loss of interest if you make withdraws sounds like they really want to keep hold of your money.…
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Some advice please
Hello, I was working abroad for a few years in a country where the currency is pegged to the dollar and managed to save up some money (about $16,500). When I came back to the UK last year, I put it in an Citibank dollar savings account because I thought it would be a good idea to keep it in dollars until the exchange rate…
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Any savings accounts accepting BACS or Direct Debits?
I want start piggy banking and allocating funds monthly to different accounts (like car, holidays, christmas and savings etc) but want to do this by setting up direct debits or standing orders to pay into the savings accounts. I have an alliance and leicester premier direct (not the super rate new one, but the poor rate…
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MSE Discussion: What are your favourite ways to find investments?
In the Discount Brokers article, which discusses the cheapest way to buy investment funds, there are a few suggestions of where to start finding out about funds - the Sunday papers or online research tool Trustnet. But what are your favourite ways to find idea about what to invest in? Please share your top tips with other…
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Discount Brokers Q&A
The updated Discount Brokers: Get more investment for less money article has a new Question and Answer section, which hopefully addresses some of the most regularly asked questions about buying investment funds. If anything you want to know isn't covered in the Q&A, please reply here and let us know, and we'll do out best…
