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First Direct fixed Morgages - How are you repaing your Capital off?

Cash-Is-King
Posts: 67 Forumite
Hi
Just a quick post to see how the numerous First Direct Fixed Term Offset mortgage holders are planning to repay the capital portion of their mortgages?
The reason I ask is in light of current high percentage AER rates in certain ISA’s and saving accounts, are you utilising these offers or are you simply ‘making up’ the required amount to repay the capital of your mortgage and adding it to your monthly FD mortgage payment?
Personally I am thinking of putting my £280p/m in a good ISA – what are you doing?
Just a quick post to see how the numerous First Direct Fixed Term Offset mortgage holders are planning to repay the capital portion of their mortgages?
The reason I ask is in light of current high percentage AER rates in certain ISA’s and saving accounts, are you utilising these offers or are you simply ‘making up’ the required amount to repay the capital of your mortgage and adding it to your monthly FD mortgage payment?
Personally I am thinking of putting my £280p/m in a good ISA – what are you doing?
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