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New HSBC Regular Savings Account
So HSBC have pulled their old regular savings account: - 8% AER/gross fixed for 12 months on deposits of £25 – £250 - No partial withdrawals allowed - Available only to customers who have their monthly salary or retirement income paid to an HSBC Bank current account - Interest is calculated daily and paid at maturity What…
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What does anyone know about this
CAPITAL ACCUMULATION BY MEANS OF BANK DEBENTURE TRADING (FORFAITING) PROGRAMS, (Reference ICC No, 500 revised 1995) It really does seem to be too good to be true.I am sure that I cannot raise enough people to get the money needed, but it seems to be based on "found money" :question: Michael
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HBOS / Sainsburys
If I have 35K invested in the Halifax and 35K with Sainsburys does that mean I could potentially lose 35K ?
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Cheapest etf commission site?
I've been given advice on here that hoodlessbrennan is a good site (£8 per trade), but just wondering if there was anywhere cheaper, preferably no commission at all! I'd only need to do around 1-2 per month. Many thanks John
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Holding Foreign Exchange as savings
I have read it is good to hold a certain amount of your savings in a reputable foreign currency and I wanted to get people's advice on how best to do this. Can I open such account at a British Account? If so what interest can I expect to get? Would it be better to open it in a foreign bank e.g. a Euro account in an Irish…
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How do I lower the Risk of Stocks and Shares ISA?
Hi guys Currently I have two Stock&Shares Mini ISAs with Hargreaves and Lansdown invested in equity funds. I want to lower my risk and move away from equity in safer investments either cash or government bonds. I would like to know what I can invest in to keep my money safe and also have a reasonable and steady interest.…
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My Financial Aims
Hello there, I am currently looking for some advice. Having recently passed my driving test and purchased a car. I am looking at saving up incase the car needs anything doing to it. Also I want to save up for a rainy day fund. I have no debts. I have an ISA, and I am thinking of putting as much money as I can into that, I…
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Openning Cash ISAs with more than one Bank
Is it true that in any one tax year one is only allowed to place cash with one Cash ISA account (and therefore one Provider?) I am in the process of waiting for my Premier 50 current account to be opened with A&L (at 8.5% up to £2,500) so that I can then open (with say 3100) a Cash ISA Issue 2 with them paying 10%.…
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ISA Confusion
Hello there, I have just filled a Halifax direct saver ISA for 2007/2008. I was looking to get a better rate for this year's ISA, my Halifax accout says that I have £3600 left to invest however I didn't actually open an ISA for this year with them. Q1. Do I need to close the Halifax ISA to open another one for this year…
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Any advice re;USAcashfowproperties.com
My Mum has just called meas she is worried about one of her friends.Apparently she had a bit of a small windfall (£20k) and has somehow got wind of this company . The general idea is that you purchase a property in USA in a nice area , you become a landlord to low income tenants. She has been told that she could expect to…
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Small regular amount to invest
Evenin' folks, I'd like to play the roll of the nice uncle and setup an investment for the current crop of kids (and any future) that turn up from my siblings. Theory being i will deposit for £10 each for them from birth till they are 18. I say i'd like to play the roll because i'm not at a point where i am sufficiently…
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Lloyds/TSB ISA's
Went to open Lloyd/TSB fixed rate mini cash ISA (can only be opened with with £9k plus) @ guaranteed rate of 6.5% for 1 year.....advertised as being available to May 31st. Told today by guy in my local branch whilst opening my ISA, that this has now been moved forward to THIS Friday, 11th April, due to demand. So, if you…
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Lloyds/TSB ISA's
Went to open Lloyd/TSB fixed rate mini cash ISA (can only be opened with with £9k plus) @ guaranteed rare of 6.5% for 1 year.....advertised as being available to May 31st. Told today by guy in my local branch whilst opening my ISA, that this has now been moved forward to THIS Friday, 11th April, due to demand. So, if you…
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investment funds delayed 3 months
i had an investment which was due ot come to fruition in early january. i have had 3 letters from Windsor life saying "we' re getting there, a bit slow, but be patient" i finally got the funds - a fair few thousand pounds - in early April. A staff member told me that i was not entitled to any interest for the three months…
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Invesco Perpetual ISAs
Hello All, Has anyone used the Invesco Perpetual ISA? thank you in advance for your replies
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Which accounts allow Direct Debit?
My mum has a Halifax Websaver, ISA and an old Liquid Gold account (which only has coppers in it). I want to transfer her ISA to A&L but they ask for a linked current account, she doesn't have a current account but I'm wondering if anyone knows if the Liquid Gold account could be set up for Direct Debit, thanks.
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I really need some help with online banking please!
Hey, thanks for taking the time to read my dilemma! This morning I tried to transfer a lot (to me) of money from my Natwest account to my ICICI Hisave account and now I am worrying that I have done something wrong and that I was not actually allowed to do that. The Natwest account is not my linked account, so I think I…
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Lloyds TSB Error
Hi Bit of a moral issue here... Last week I drew £3,000 out of a my Lloyds current account in order to set an ISA up with Barclays. I literally withdrew the £3,000 and took the cash along to Barclays to deposit it. Logged in to check my balance this morning on Lloyds and noticed immediately after the withdrawel, they have…
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Savings account for Children
Hi I'm a newbie and was wondering if anyone knows the best sort of savings account for my little one who is nearly four, also will my credit rating affect what sort of account she can get. Sorry to sound thick. Thanks for your help :j
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principality BS ISA
Hi all This ISA is a fixed rate for 6month at 6.60% with 3600 deposit, anyone applied for this? is it worth it I guess if one transfers out at 5months its good, I assume the rate will drop sharply afterwards.
