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Savings & investments

Archives for April 2008

Birmingham Midshires
Do you think their e-saver account is a good deal? Also, I'm a little wary of their website, it comes up as askBM - is that correct?
I will soon actually have £ to save - any suggestions?
Hello, in three month's time my CC will be paid off and I will be about £200 a month better off. I'd like to save around £100-£150 a month, with the extra £50 used to give me a little bit room to breathe, as I am on a super-tight budget at present. I have an Instant Acesss ISA with Nationwide, which I currently use to save…
Want a better place for my savings - help!
Hi all, this is my first post on MSE, so please be nice :o I yesterday received an email from a certain ING Direct, who I've had savings accounts with for a while, telling me that their interest rate had dropped AGAIN (:mad:) following the Bank of England rate cut. A while ago they had great interest rates (IMHO, along…
Unit Trust Performance
Hi guys Where's the best site to compare fund performance by sector? I want to be able to click on my funds and see where they are eg 43/300 type of thing rather than scroll down a long list. Are there any sites provide this facility? Thanks
is it ok to...
take out the money from a partners old isa (with permission) and put it into my new one, essentially making new money work at a higher rate?:confused:
Premium Bond win! but I don't have any
I had a wonderful surprise today. I have won £50 on the premium bonds.:j The strange thing is that I cashed in all of my bonds in March. This is what the letter said; 'The prize has been re-allocated to you because your Bond is next in line on the reserve list and the original winner is not eligible to receive this…
Selling US shares
I have an account with Sharetrade and when dealing UK stocks you can place your trades real time which is great as you have control of the transaction. I have some US shares I want to sell but the site says I have to place the order with the dealer for this. How does this work? Do you select a price you'd be happy to sell…
icesave accounts
It would seem the icesave web site has vanished and I have tried to contact them on the phone with no success ( continous recorded messages). Does anyone know of the reason for this. Thanks
Using an IFA
Hi, I was wondering how much money one should be earning/willing to invest before seeing an IFA. We could really do with some advice on how to prepare for the future and invest but not sure if an IFA would bother wanting to see us as we don't earn loads or have a huge lump sum to invest. We would only be wanting to drip…
Sainsbury's Internet saver rate
To be reduced to 5.50% 01.05.08 per advert in Telegraph today .
saving NOT investing advice needed -polite request
Money ladies and gents I'm in a quandry; I have £3009 from last years ISA transfered to A&L this year and opened another that currently only has £20 in. The Missus also has £3009 from last year, still sitting in Natwest. Due to changing some of my finances I will soon have approx £250-£300 per month to save. I say save…
OT - Need help on sending money to Sudan
Hi All, I hope you can bear with me for a moment as I need to pick the brains of some of you clever people here. I am not sure if this is the right board, or if there is even a right board for this post, but I would be grateful for all help and advice. A few weeks ago I could not sleep, was tossing and turning and ended up…
How do you choose funds to invest in?
How do you choose what funds to invest in? It seems that if you here about a fund to invest in its already too late. In which case that means you have to speculate as to what too invest in before everyone jumps on. But how do you choose that fund? Cheers
YBS One Account & CHELSEA BS Ready Steady Save
Yorkshire Building Society ONE DAY account Chealse Building Society Ready Steady Save account Just wanted to alert fellow MSE'ers that may hold the aforementioned accounts that the interest rate has now dropped to 5.4% AER as of the 27th of April & 5.45% AER from the 21st of April respectively. Both are still showing as…
ICESAVE 7.01% AER 1 year fixed rate a/c!!
Title says it all. Let battle commence.....:j
6.6% ebond at nationwide
fixed rate for 1 year maximum limit 3,000 must be a flexaccount holder. what id like to know is about the interest. if you dont pay tax this seems a really good deal, what is the best way to go about the interest its 6.60% per year or 6.40% per month. which is the best one to go for? and is it actually better to go for…
ICICI Web Access
Has anybody tried to access their ICICI account(s) today. I have been having problems all day with the screens freezing (on 2 PC's) so I guess it is a problem at ICICI web hosting. I have had problems like this before with ICICI and I think I may pull my money out and to somewhere where they invest in their infrastructure…
Abbey Branch based instant access saver - 6.5%
Apologies if already mentioned, but I couldn't find it in a search. Abbey have launched a new instant access savings account (it says 'new', perhaps it has been around a while) that can be operated via branch or phone. It is offering 6.5% aer (including a 1% bonus for first year). Thought this might be of interest to those…
Icesave site down?
Is the Icesave site down? As of 13:00 on April 30th I'm getting an Easynet holding page showing:confused:
I have £10,000 sitting in my bank, What next?
I have £10,000 sitting in my bank, What's the best thing to do. :confused: I don't need to touch the money for at least another 2 years. I don't want to pay £X amount in each month, I just want to put my £10,000 into something and in 2-3 years time get my money back plus whatever I can make on top.:D Any suggestions?? I'm…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
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Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
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Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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