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Transferring money from Halifax
I have set up a Kaupthing Edge account and am trying to transfer my money from the Halifax online. On the Halifax transfer page it asks for a customer reference number but I'm not sure what this is. Does anyone know? :confused:
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15.50 Cashback Kings Cashback When Opening A Post Office Account Instant Saver
For those that dont read freebies forum. ;) Minimum 500.00 initial Investment. Online Application cant be funded at time of initial application (Savings Provider Posts a Printed Application Form) http://www.cashbackkings.com/post-office-instant-saver/bargains/m6528 For those who have paid a 5.00 admin charge through…
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Iceland counters alleged attacks
As I predicted in the kaupthing post http://forums.moneysavingexpert.com/showthread.html?t=826871 That a probable cause of the problems with Icelandic banks is due to speculators betting against the currency, and default spreads, the Icelanders have had enough:…
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Barlcays Active Savings
I know this is a low 4% rate, however i was just wondering are there any catches or existing customers on MSE. I have an Icesave account with £1000 in a fixed term bond and £500 in there easy access account. However with the Active savings you get a Cashcard, so it's fairly easy access (if there is a cashpoint in site).…
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Switzerland Banking
Hey. I have some money in a high interest account with a UK based bank. A six-figure sum. I wanted to know if it would be any good to me if I transferred this offshore to Switzerland bank in Geneva. I have heard they have the best interest rates and highest savings rates in the world. Its a shame Google won't reflect my…
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147k banked, how much interest earned?
All advice most welcome as money saving is a new thang for me. We have raised 147k from the sale of our property and plan to use it to purchase another house in approx 3-4 months time. My questions are.. 1. Which is the best high interest account to put this cash into? (Given we need to withdraw it 3-4 months time) 2. How…
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ISA transfer - does the interest transfer too, or just original £3000?
Sorry if this is a stoopid question, I'm new to ISA's. I just wanted to confirm, that the interest compounds within the ISA account? I am sure I had read this when I signed up (and that this was kind of the point of the ISA!) but someone told me today that this wasn't the case, and the interest transfers out to your…
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Capital gains on shares
Apologies in advance for my naievity, but i'm wondering about what consequences I face with regards to CGT when I eventually come to sell my shares - quite a way down the line. At the moment i'm building a portfolio through halifax sharebuilder, the portfolio in total is worth approx. 1000 GBP. (cant find pound sign on my…
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Ice Save Fixed Rate Bond problem
I opened an IceSave Easy Instant Access savings account (as a joint account with my husband) and put in 70K as it was my understanding that we would both receive the 35K compensation. I then, a month later, opened (what I thought) was a jointly owned Fixed Rate Bond account and asked for 60K to be transferred from the our…
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Savings Account or ISA?
I have a little job on the side from my full time job where I am invoicing the company for my time. When I get paid I want to be able to put a quarter of the money aside so that when I do my tax return the money is there to pay my tax/NI. Would it be better for me to open a savings account for this, or open up a mini cash…
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Savings statistics for England or the UK
Hi everyone, I'm looking for data on savings / current accounts, fixed terms, ISA's, etc etc for a case study I'm doing. I'm talking about the number of accounts in the UK or specifically England, and if possible also the level of revenue going to the government from the tax on savings. I can't find my way around the…
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Surviving the second Great Depression - Bob Beckman
“In no circumstances enter the derivatives trading market without first agreeing it in writing with me ... at some time in the future it could bring the world’s financial system to its knees" - Julian Hodge - Private Banker and Philanthropist in memo dated November 1990 to senior officers of his bank. The Downwave -…
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A&L Premier Current acc + 10% ISA - any good?
Hi All, I'm just starting to think about putting money aside in ISAs etc and I wanted to "bounce" the following idea off some more experienced folk: - I've got about £1500 and a regular monthly £200 to put into an ISA for this this coming Tax year (08/09) and was looking at the A&L ISA Issue 2 at 10% providing I open a…
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Reg Saver S/O question
With several Reg Savers I have opened the account later in a calendar month and then switched the Standing Order payments to the first of the month in order to take maximum advantage of the high interest rates on offer. What happens to bonuses & qualification for the top interest rate if, as a result, you make 13 payments…
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Help with inheritance please!!!
Hi My mum has recently inherited £100 000 from my Grandfathers estate. She wants to aside £30 000 for home improvements but the rest she would like to put into savings accounts for retirement funds. Short term shes not sure about putting the money into any risky places ie shares/bonds but would like to see the money…
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SAYE question
Hi all, My GF is contributing to some SAYE's (3 at present) and the first one will be paid up next February. As we're getting married this summer I know that the share transfer idea may become simpler. Basically, to avoid the risk of CGT would she be able to transfer some shares to my name in Feb next year when they…
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Dealing in international shares via selftrade
Hi, I am a French guy living in London, with a revenue in GBP, and I used to invest in shares in France (CAC40) via my euro account. I am running out of euros and would like to use my GBP here to invest in French shares (I don't want to transfer my GBP to my euro account as the exchange rate is too bad at present)…
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Nationwide's New Keypad
Hi, I've just received a neat-looking keypad thingy (looks a bit like the keypads you punch your number in in shops when paying for things). It has a slot for inserting your credit card – but so far no instructions have been issued as to how it should be used. I wondered whether anyone else had received one of these?…
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Esaver query?
Hi, I have an Esaver with Alliance and Leicester and am putting all my spare cash in there in an aim to pay off my loan early. Now i knew that you didn't get any interest on the month you withdrew but i was just on the website looking into getting an ISA and spotted the interest rate drops if you make a withdrawal! Does…
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Taxes in investments
Hi there folks, I have a question I hope someone out there might be able to answer. I took out an investment with a bank which matures in a few years time. When that date comes and I get back the investment + return, what exactly am I taxed on? Is it the entire sum, or the return?
