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Problem with Icesave Fixed rate saver
Just wanted to sound this out with you guys before phoning Icesave in the morning. I opened a 1 year fixed rate account online on Wednesday and elected to fund it using money in my Icesave easy access account. I asked for £5000 to be deposited into the fixed account which would have left £300 in the easy access account as…
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Glymja - The Icelandic for Clang
Looks like the worm is about to turn in Iceland According to the FT, and some icelandic websites the option to spring a 'bear' trap, with a great big Clang, is very much open to them. As speculators have been betting on the fall of the krona, and the wideing CDS spreads have to have bought positions that pay off if this…
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Hsbc Isa Help
Hi I have never held an ISA before. I was thinking about opening a ISA with HSBC. What I wanted to basically know was: (1) how long does it take to process a new app (2) is it to late now (3) do I need to supply my NI details - if so how do I supply these to HSBC Online or via phone?
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Best long term place to put ￡２０K
Can anyone please recomend the best place to put about ￡２０K for long term investment. I am a non tax payer. I had about ￡17K in a savings account at 6.55% its now worth about ￡２０K but its ending soon, so I`ve been thinking about all the options. There are plenty of accounts about the same but should I do better somewhere…
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My journy to £2,000-£5,000
I've got a Blog At the moment But i Wont update it much so heres my little blog on here hope you dont mind. Starting off with 320£ Hoping to finish of with £2,000-£5,000 Money list £320 - achived £400 - Nearly there £500 - Soon i hope £750 - No were near :( £1,000 - This will be my first ever Thousend pound achived by my…
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Share choices
Anyone got any useful tips for picking shares to invest in?
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MIN or MAXI ISA IS IT TO LATE
My partner and i both hold shares which are not held in any isa's at the moment we have some certificates others are being held by third parties so is it to late to open up a min or maxi isa and put these shares into an isa for this year and any suggestions which company s ? Or do we just have wait for the next year we…
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Savings in Kaupthing Bank in Iceland Account
I have all my savings in the above bank in a high interest Money Market account in Iceland. This is all the money I have and do not know anything about finance at all. I put the money in this bank when my ex husband worked over in Iceland some time ago. I have 8975786 ISK in the savings account, which was £70,000 but now…
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Question about Interest Charges
Hi, Can someone please point me in the direction of a book(s) and/or website(s) that explains how lenders calculate loan repayments and early redemption amounts. I've managed to find a number of formulae online but they seem to be general financial calculations rather than how lenders calculate these amounts in PRACTICE…
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HSBC stocks and shares isa
I have paying into the HSBC stocks and shares isa for about 7 years now at £100 a month and the fund is worth about £13500. I wonder if anyone has any advice as was thinking of looking for a new provider as at the moment all the money is in European fund and not split. They also charge a 1.5% annual fee and a 1.5% monthly…
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another fund question
looking at this for a drip feed say £50 per month to start with blackrock meryl lynch investment managers gold and general income or accumulation 1stly wahats the diffrence obviously income or accumulation but why is the price different? , i am happy with accumulation as i will only be investing a min amount each month.…
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Halifax investment coparate bond c
Dear guys i have had this investment for nearly 3 years now, i want to change to another provider? any ideas where i could invest i have three thousand plus, these investment has not been making any money for me,thanks in advance.
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A & L savings A/C
Hi All I heard a murmur a day or two ago, to the effect that the Alliance & Leicester Building Society may be heading the same way as Northern Rock. I have a savings account with them. Has anyone else heard of, or know anything of this? Ian
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halifax Isa
Hi all, i'm looking at switching from my halifax isa which pays me 5.25% to the new 4 year fixed rate at 6.2%. My questions are: Come April the 6th 2008 i will be adding the £3600 to my isa but am i allowed to add to it the following 3 years (april 2009, 2010, 2011). I have been told that once i open it i cant add any more…
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From Icesave to where?
Hoping for a little advice please. I currently have £35k in Icesave. I don't consider myself the panicky "doom and gloom" type, but I'm aware that a) that's the limit covered by any compensation schemes should something happen, and b) Icesave are apparently one of the "passport scheme" banks which means it's not as clear…
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Using Paypal to spread savings over a few different currencies
I'm going to work in Japan in 3 months time and looking at the currency charts the pound has been sliding for the last 8 months or so against the Yen and doing badly against the Euro. So I was thinking it may be worth converting some £ to Yen now or even to Yen and Euro if it was easy enough. I wouldn't really go to the…
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Northern rock rate dropped to 6%
I have just opened a silver saver account at 6.25% and from April 4th it drops to 6%, I take it all the rest will be following suite? Bert
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Yorkshire Internet Saver interest
Interest due 31/03/2008 has already been added to the Internet Saver account, three days early. :beer: After you've logged in, select "view statement" then "search transactions" then "all transactions" and your interest payment dated 31/03/2008 will appear.
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AER / Gross help
I've been looking at this and got a bit confused: http://www.kaupthingedge.co.uk/OurProducts/InterestRates.aspx Which one is the best in terms of interest gained?... I'm a bit confused looking at the AER and gross... I know the difference and have read the article about the difference on this site, but I've been trying to…
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£86 in ISA leave it or close it?
Hi First time posting on this forum (hope it's the right one). I have a Cash ISA with Nationwide, as I have lots of debts which I'm currently paying off, I only have £86 in there. Was just wondering if I should leave the money in it, or if I should close it and pay the £86 off of one of my credit cards, hardly seems worth…
