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SAYE question

Hi all,

My GF is contributing to some SAYE's (3 at present) and the first one will be paid up next February. As we're getting married this summer I know that the share transfer idea may become simpler.

Basically, to avoid the risk of CGT would she be able to transfer some shares to my name in Feb next year when they mature, or are they tied in to her for the further 2 year PAYE/NI rule?

THanks
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