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cefa
Hey, Does anybody happen to have any ceFA module 2 exam papers?? Would be extremely helpful. thanks!:D
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ICICI Bank HiSAVE log in weirdness....
Hi. I finally got round to logging into my ICICI HiSAVE online account today after major PC troubles.... ended up getting a new one! Anyway, I logged in with the iD they emailed me, plus used the numeric password they posted to me, everything fine. Agreed to their terms & conditions, then changed my password :) Reviewed my…
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The AA internet access account
Has anyone opened one of these with the AA? It's instant access, 6.30%AER. £500 min. deposit. Monthly or yearly interest. Connected to Birmingham Midshires/Bank of Scotland. Call centre in UK - which is a definite plus. I thought I might give them a try. Wonder if anyone has had any problems with them? :smiley:
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E-Savings - who offers the best rates?
Hi, can anyone recommend who to use for e-savings? I'm not talking ISA, more about a purley online savings policy or scheme with a good interest rate. I know that Nationwide have recently started one that you can transfer in and out of to suit yourself which looks pretty good, but i wondered if anyone else had one that…
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40k to invest - Maybe
Hi Just need some guidance on how to make 40k work for us at a low risk of losing it. I have just taken early retirment so am aged 50 Thanks for you anticipated help
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Ouch! How things can change...
After returning from a 2 week holiday in the USA (nice exchange rate!), I checked my SIPP and ISA to find that they are now worth less than I paid! Don't get me wrong, I know the risks etc. but it was still shocking to see what were a bunch of nicely performing funds suddenly having lost so much in only 2 weeks. Ho hum, at…
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Natwest ISA
Hi Am posting here for my partner. She is at the moment at her last year of uni and has a free £1250 overdraft facility with natwest. She is amazingly good with money for a student and has never been overdrawn. She saves regurlarly into an ISA too. A propertion of this is from me showing her how easy it is to get into debt…
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Lloyds Reg Saver to Lloyds Current Acc Transfer Time
Going to dig into my regular saver and transfer some cash to my Lloyds current account to help pay a chunk off my mortgage. Am I right in assuming that transfers between Lloyds accounts are quicker than normal? I.e. if I transferred the money today it would be in my Lloyds current account tomorrow?
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Is There Any Guarantee That ETF/Cs Track The Commodity?
I know how the idea works in theory, but I'm a bit confused as to how much confidence to put in them. Say there was a worlwide shortage of gold which doubled the price of the metal. Is there anything in place that makes the value of the ETF double? Would it be seen as not as good as holding the actual commodity when the…
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Invesco Perpetual
I have been taking a look at the Invesco Perpetual 'Income' & 'High Income' funds on their website. I have also looked at investing in one of these funds via Hargreaves-Landsdowne & other similar companies. Has any one invested in one of these funds? If so, did you invest directly with I.P. or via a third party such as…
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Premium Bonds - quick query
Hi. I want to set up a monthly standing order to buy Premium Bonds, but I can't find my existing Holder's number. Am I allowed to have more than one (in which case I'll sort out the standing order tonight :) ), or are people only allowed one holder's number at any one time (in which case I've got a horrible dig around the…
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BAE SYSTEM share movement??
I've noticed a 25 point drop in these over the recent week. Is this a fluctuation or something more sinister?
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500K to invest, Best way??
Hi all, I would like to invest 500K into a savings account of some kind. What is the best type of account to consider for such an amount. Most internet savings accounts have a limit to the amount you can invest. I am not keen on having accounts all over the place. I am just wondering if anyone has advice on savings on such…
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Where do I start?
Hi everyone I need a bit of advice, having lived it up for the last few years, cars, holidays and the good life etc. I've now decided as I approach 40 its time to start saving for my old age I can afford to save about £200 a month but I have no idea where to start, I have a few grand in a current account and an affordable…
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Capita shares
Hi, Hope i'm in the right place for this! Currently I buy £75 worth of shares from the company I work for. To be able to clain these tax free they have to stay within the plan for a minimum of 5 years. What I am wondering is, are there better schemes to put my £75 a month into that will give a better return than company…
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Which online share dealer to use ?
Hi I soon wish to purchase some shares in my company . Could anyone recommend a cheap/reliable/easy online service that I could use . Thank you :T
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Where to Save?
I retire in 2017 and would like to invest about £90 per month to pay proovide some extra cash for me when i retire. Any advice as to where i should invest it, shares or isa's maybe? Anything considered and i don't mind a little risk. All help gratefully recieved. Nick
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£35,000 Lump Sum
Hello. I have a £35000 deposit as a first time buyer on the property market and would like to know the best way to save/invest for interest purposes. The period would be for less than six months as we do not want to commit to buy a property at this point due to the current climate. I have looked at Abbey's bank account to…
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Investment advice on 20k +
We have been saving some money for deposit on house and saving now stand at over 20k. I am in no rush to buy the property plan to wait till house prices settle. I have already taken out ISA both for me and my wife. What do you guys things are my best option. As this is all our life saving so I do not want to take too much…
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Are Index Linked Nat Saving Certificates a good buy?
Started a thread the other day about these, sunk like a lead balloon, so I thought I'd ask again? I'm thinking say 2-5 years, having used up my ISA allowance?