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markrussell78
Posts: 26 Forumite
Hi,
Hope i'm in the right place for this!
Currently I buy £75 worth of shares from the company I work for. To be able to clain these tax free they have to stay within the plan for a minimum of 5 years. What I am wondering is, are there better schemes to put my £75 a month into that will give a better return than company shares?
Hope i'm in the right place for this!
Currently I buy £75 worth of shares from the company I work for. To be able to clain these tax free they have to stay within the plan for a minimum of 5 years. What I am wondering is, are there better schemes to put my £75 a month into that will give a better return than company shares?
Total debt at start (nov 07) = [strike]£8907[/strike] £8684
HSBC CC = [strike]£781[/strike] £761@ 15.9%
MBNA CC = [strike]£2434[/strike] £2359@ 17.9% (was 24.9!!!!)
Barclaycard CC = [strike]£5692[/strike] £5564@ 6.9% LOB
A way to go..
[strike]150[/strike] [strike]250[/strike] 350 piggy points, more to follow
HSBC CC = [strike]£781[/strike] £761@ 15.9%
MBNA CC = [strike]£2434[/strike] £2359@ 17.9% (was 24.9!!!!)
Barclaycard CC = [strike]£5692[/strike] £5564@ 6.9% LOB
A way to go..
[strike]150[/strike] [strike]250[/strike] 350 piggy points, more to follow
Proud to be dealing with my debts.
Long haulers No.62:cool:
0
Comments
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Hi, there,
If this is the only investing you are planning to do then I would proceed with caution. Firstly, if anything goes wrong with the company then both your job and your investment could be in trouble. Secondly, holding shares in just one company is inherently very risky - you really need to spread your investments a little more widely.
A collective scheme such as a global generalist investment trust might be worth a look.0 -
Ok thanks for that, i will give them a look and see what is on offer.
Many Thanks Mark.Total debt at start (nov 07) = [strike]£8907[/strike] £8684
HSBC CC = [strike]£781[/strike] £761@ 15.9%
MBNA CC = [strike]£2434[/strike] £2359@ 17.9% (was 24.9!!!!)
Barclaycard CC = [strike]£5692[/strike] £5564@ 6.9% LOB
A way to go..
[strike]150[/strike] [strike]250[/strike] 350 piggy points, more to followProud to be dealing with my debts.Long haulers No.62:cool:0
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