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Bonds
I have a some of money that I would like to increase over a year period. I have seen a financial adviser from my local building society and he suggests that I put it all in a 1 year fixed bond with their company however this would only be insured for £35,000 I would be happy therefore to place that amount with them but…
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Savings for Grandchildren
Hi this is a first for me so here goes: My Sister has been saving for her 3 grandchildren for a number of years, she has just noticed the rate shes receiving are rubbish and is looking for an account that means the kids wont pay tax (if there is such a thing) and that they cant touch the money till theyre at least 18 poss…
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Icesave - First Impressions
I have most of mine & my partners long term savings spread out over a variety of accounts with different providers, but as our 'short term' savings were sitting in a high-street bank savings account earning 4.9% I thought I would open up a better paying account and shift them elsewhere. After reading through various…
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Stock Market Booming
Happy days are here again :beer:
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ISA confusion
Hello Can anyone clarify some confusion regarding ISA's. I am looking at opening my first savings account as I have a lump sum in my bank account that earns NO interest. Trying to do some research over the last few days I read that you can open 2 mini cash ISA's or one MAXI. I want to keep it as simple as possible, so I do…
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Halifax Fixed Rate Web Saver
They have increased the rate back to 6,59% for 3 months etc. It was around 6.7 and then went down a few weeks ago and back up again. I thought they would keep going down with the prospect of BOE will probably decrease the rate sometime early next year. That was my thought when i decreased and i thought i missed it and it…
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Regular Saver Thread **New and Restarted**
1. Introduction Welcome to this thread. I continually edit the first few posts of this thread to keep it up-to-date. This thread is meant to complement Martin Lewis' article which you can read here: Regular Savings Accounts and the accompanying discussion thread Regularly Beat the Best Savings Account Rates Discussion Area…
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Regular Savings Accounts: The Best Currently Available List!
**THIS THREAD HAS NOW BEEN MOVED TO HERE!!** https://forums.moneysavingexpert.com/discussion/5776240 I welcome you to join our discussion there. SS2
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hi save
ICICI UK BANK Beware of using this Bank i have waited 3 weeks and still not got a password from them, thank goodness it only cost me £1 to open the account.
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Saving in Dubai
I'm a British Citizen working as a resident in Dubai and hope to sell my house in the UK in the not so distant future. In theory this will give me 240,000 pounds to invest. Having no other income in the UK I plan to invest 100,000 pounds in the Coventry Building Society Netsave Instant III account that has a 5.27% gross…
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Should I pay mortgage off or save cash
My husband is being made redundant and is getting £80,000 lump sum. We have an endowment mortgage with N/Rock,(owe £22,500) runs for another 4 years, currently pay £150 per month (which is a slight overpayment) the interest rate has risen to 7.50%. Can anyone advise me whether it is better to pay the mortgage off and carry…
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Northern Rock Shares - HELP!
I'm a total novice at share dealing but have 500 NR shares that i got at demutualisation. So what are my options if this Virgin etc deal goes ahead? I don't need the money so I can stay in for the long term if that makes sense. Do I have the choice of keeping NR shares and them maybe increasing in value in the long term in…
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Egg 'guaranteed' bond
Have done a search in this forum and kind find anything about this,so sorry if duplicate post. Is this a good deal? http://new.egg.com/visitor/0,,3_101404--View_2140,00.html I have real err, 'head scratching' moments trying to deal with APR's and stuff, but this seems quite simple. If I invested £1000, and the ftse went…
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Dragon Den
I have £100,000 in Nationwide. Does anybody know how to get involved with someone like the ones who appear on Dragon's Den looking for investment on their new 'invention'? Would it be foolish to even try.
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Luke Warm
I Have £30k to invest as a lump sum for 3 years. Has anyone got any recommendations for the best no-risk interest rates ?:beer: :beer:
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Help! 11k to invest & havent a clue
Hi, My saving plans have been thrown into turmoil as all my money is in shares which I am now going to be forced to sell. I will have 11k approx to save for 1 year and would like to know what the best option would be for this money. I could put it into my off-set mortgage for 12 months and let it assist me in that way but…
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Index linked savings
anyone know how often these are reissued and when the next will take place?
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Investment fund proceeds after a death
I'm asking this question on behalf of my mother; it's a bit complicated but I'll try to keep it brief. My dad died in May 04; we sorted out his finances, probate, etc. and changed most outstanding investments into mum's name. We missed one, a PEP/ISA with Fidelity, and only realised recently when they sent a statement…
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staff profit share - taking the cash and putting in an account vs the shares
hi around this time each year the company i work for start to send out forms regarding the annual group profit share, and give us an option of either taking the % in either shares of cash in the paycheque(less tax in the case of the cash of course) usually this doesnt affect me, as the money is usually earmarked for…
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Should I take the loan?
Hi, I was just wondering if you can give me some advice. I am currently studying a PGCE part time while working and I have the opportunity to take out a student loan. I don't need one becasue like I say, I'm working. I know that if I take it and put it in a high interest savings account I'll make some money but I already…
