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any accounts with cashback for opening?
I'm about to open a savings account fopr regular instant access. Will be for investing small amounts weekly / monthly. Are there any ones that give a cash back incentive at the moment for opening? If not I'm guessing Sainsburys is a good option to go for.... Thanks.
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British Energy shares – Advice sought please
Hi, When my Dad died a few years ago I was gifted some shares in his will. I kept them rather than selling because he was an ex-energy worker himself and every time a dividend came through it was a nice reminder of him. Anyway, I haven’t really kept up to date with what has been happening with British Energy as I have been…
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Share Certificates
Hi, i found a load of old share certificate or what looks like share certificates. Where can i go about checking if they are still ok to use. They are dated between 1997 and 2000. I think they look a bit like the counter slips but i have quite a few which look the same. Also if i need to trace a certificate i have lost,…
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What should i invest in with £2500?????
Dear All I'm 15 and just £2500 and i want to invest in something to get me through university. Any suggestions? Haydn
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citibank saver
Hi, Has anyone got the citibank flexible saver account issue 3 which pays around 6.2%? I would be interested in having feedback on this institution and the specific account. The downside is that there is no branch beyond London so I would have to rely on phone banking. However I cannot find any other account that has the…
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6 month investment
Hello all! I am in the process of selling my property as we have a baby arriving next month. We will be moving in with the mother-in-law (yikes!) who will want a nominal amount for rent. I estimate I will have around £130,000 to invest and will be able to add £1000 per month. As we will probably be buying again in around 6…
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What is the 'time limit'
...for making a complaint to the FOS following unsatisfactory reply from a firm covered by them? The FOS isn't particularly up front about this (you'd think they would be) as shown here My potential complaint relates to a performance issue of a pension provider. Now I've had their 'final response' and they've never brought…
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savings plus possible house purchase - advice?
Hi there, I have just closed a bond which I opened a while ago - so now want to put it into an account with a better rate. My original reasoning for handing in notice on the account was because I am considering buying a house with my partner. However, with the high cost of houses, concerns about the market, and other…
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ICICI - HISAVE Doc's required
I applied for the ICICI Online account. They are now requesting certificated copies of passport, utilities bills etc. Is this normal?:confused: Thanks
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skipton xmas saver 2007
dear guys a girls i open one of these accounts on january the 20th, and paid in the maximun 1,800 pounds with the direct debit coming out on the 1st of the month. i reckon i should get about 50 pounds net intrest,what do you guys think, thanks in advance.the account matures tomorrow.
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Existing Bradford and Bingley customers getting latest rate
Perhaps I am a naïve fool, but for a long time I thought that the interest rate on my internet savings account would reflect the changes in advertised rates. I decided to check and the rate I was actually getting and it was about 1 percent less than the current rate. I emailed B&B and they gave me this method of…
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Premium bonds worth cashing in and putting in bank?
Hi I recieved £1000 in premium bonds as a gift when my daughter was born. After reading the information on this site about them and the return they offer I am wondering if it is worth cashing them in a paying them into her bank account. The bank account is a HSBC child trust savings account opened with the £250 voucher…
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Georgeson / Computershare Investor Services PLC
Hi guys, After a little advice please:- Received a letter today from Georgeson asking if I am the named person in the letter living at a certain address as I am entitled to an outstanding cash entitlement. The old address is the one where I used to live at but am a bit dubious about calling them!!! The freephone number…
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Saving for my children
I'm currently getting divorced. My children (4 & 6) have money saved from birthdays, Christmases, inheritance, etc. to the tune of between £1500 & £2000 each, which is currently sitting in my cahoot savings account. I want to move the money now as it is *their* money & I don't want it to get absorbed by the divorce or to…
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Funding Loan with Savings Interest question
Hello all I am thinking of taking out Finance to purchase a vehicle because the dealers are offering some good rates - around 3 to 4%. I have the money in a savings account and could just withdraw it and pay for the vehicle in one hit but if I can earn more on my savings than I am paying out on the loan it seems daft to do…
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Can banks charge to close an account?
I have two accounts with RBS, one of which was a feeder and asked them to close this one and transfer the money to my current account. They did this and charged me £30.00. They didn't tell me about this charge. Can I complain?
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Interest On Savings, whats happening?
I have an issue with my interest on my saving the bank apply to my account each month! My situation is i have £60,000 in an account which has a gross interest rate of 5.6% applied to the account. would i be right in saying that over the year i should have £60,000 x 1.056 = £63,360 in my account? If i were to divide the…
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Exchanging £270,000 Uk Pounds To Oz Dollars
WE NEED SOME SOUND ADVICE IF POSSIBLE? We will have approx £270,000 to convert to OZ dollars when we emmigrate in March time. Do we put the money in a high interest uk account here and live of the interest whilst in OZ while waiting for the excahnge rate to be more favourable than what it currently has been? If we do this…
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Some general advice needed =)
Hey all, Since the early part of this year I have started saving on a regular basis and managed to save £2500 to date. This money has been placed into premium bonds with a regular monthly standing order being paid to them, only £100 =( To date I have become somewhat 'disillusioned' by it, believing that I had an…
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Help with Shares
Hi - I have around 1500 shares in a company and the current valuation on these shares is around £16,500. The book cost of the shares were around £5,500 meaning a profit of around £11K It transpires that the company maybe selling up soon and therefore I will have some capital coming my way. I understand I have to pay CGT on…
