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massive interest loophole with wine seller - can this be right?
Hi, I dont want to name the company yet, but I joined a wine club recently in a deal where I got a free half case of wine to begin with, then had a direct debit coming out of my account every month to save up. The idea being eventually I can afford to buy a whole case of wine. The deal is that every 3 months they give you…
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inheritance
I have received a large amount of money from my grandmas death at the moment i have it in an easysaver is there a better way for it to earn me more money without me using it as i do not need to use it for another year as i want to move house in late 2008 to early 2009.
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6000£ to invest but where ?
hi all ive just been informed by my mum that she has 6000£ to invest,i really have no real knowledge of the best place to invest this money,shes getting on a bit so she doesnt want to play around with her money too much she just wants a good return on her money... if anyone can help advise i would be very happy regards john
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northern rock savings
I still have some savings in the Northern Rock silver savings account. Should I withdraw the money immediately? M
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Lloyds internet saver
Just noticed this - it seems to have been out for about a week http://www.lloydstsb.com/legal/savings_legal/internet_saver_page.asp 6% gross/AER for 12 months (which includes 1% bonus) Minimum balance of £1 Operated online (or by phone!) I'm assuming it works just like their online saver does - with instant transfers…
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Saving for xmas 2008 with halifax
Hi i want to set up an account with halifax, to save for xmas 2008. I already have an account with halifax so i want to set up a standing order of £30.00 a month to another account The money will be untouched for a year. Anyone know the best account? Thanks
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Interest Rate Predictions?
It seems like the BoE are indicating that the next rate move will be down according to the latest sentiments. Yet in October the CPI index sneaked back above the 2% target so the latest prediction is that a decrease won't now happen until 2008. OK, I have my own motives for posting this, as I am deliberating on whether to…
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Incredibly stupid TV blunders on DOW value
Yesterday the DOW was closed because of Thanksgiving Day. The DOW was down 211.10 on the previous day. But bizarely Jeremy Paxman on Newsnight BBC2 still presented it as a change that took place yesterday. He said "the FTSE is up 80 points but the DOW is down 211 because of further credit crunch worries" !!!! The same…
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Dunfermline B.S 30 day notice 6.50%
some will say can get instant access for just a little bit less interest. ;) ideal for those who have funds they dont need access to and that they believe 30 days notice is sufficient for their needs and gain 6.50% without losing interest during any months of withdrawal ( assuming 30 days notice has been given. )…
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Nationwide E-Bond
Anyone any idea why their 1 year e-bond, which was 6.7%, then reduced to 6.5 last month, has suddenly reverted back to 6.7?
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citibank?
Hi, I've been looking at the citibank flex saver account and it looks attractive however as i do not live in London I would have to operate this account remotely. I'd like to know if this bank offers good call center customer service. I'm not too keen on internet banking so i would have to use their phone facility. thanks
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Help for a saving newbie please!
Trying to start saving for a deposit on the house and not sure what to do now! Have applied for a HiSave account with ICICI and am due to send off my deposit cheque, was going to pay in £200. But now i have seen the Esaver from Alliance & Leicester so i have applied for that too as rate is better and its long term saving i…
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ICCI Account Tax Charges
Hi I seem to have been charged a monthly tax charge on my ICCI savers account. They seem to be debited 3-5 pounds a month on my 4k balance. I have not had this on any other account, any ideas? Thanks in advance
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60k And Dont Know What To Do
GOT LEFT 60K BY GRANNY, WANTED TO PAY SOME OF MORTGAGE OFF, BUT THEY WANT TO CHARGE ME 3K FOR PAYING 30K OFF, GETTING ADVICE FROM FINANCAL ADVISORS BUT THERE JUST CONFUSING ME, NEED SOME IDEAS ABOUT WHAT IS THE BEST COURSE OF ACTION, THINKING ABOUT MAXI ISA'S, PREMIMUM BONDS ETC INVESTING IN THE STOCK MARKET, I WANT THE…
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Transferring from DirectSaver to Icici
Hi. I would like to move my savings from A+L DirectSaver to Icici (via my Halifax current account) and I would like to minimise the loss of interest. According to A+L, it will usually take 3 working days for money to clear in my linked account, although this is not guaranteed. I would like to set up a transfer from my…
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Savings for an idiot?
Can anyone please help me where the best place to save my money is? I've had a Natwest isa for the last 4 years but after reading so of the posts here it looks like I've been getting a rather poor rate of under 5% when I could have been much better with another savings account. I have a couple of grand in savings and a…
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Indexed Linked National Saving Certificates
Having used up my ISA allowance this year and having a little more to put away I thought I'd have a look at National Savings. Post Northern Rock, pre Customs and Revenue! Has anyone done any work on these, in the sense how to they compare over a 2, 3, 5 year period against a good cash ISA?
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Anyone know anything about Johnson & Brown?
Hi We've been contacted 3 times in the last few days by telephone, by a company called Johnson and Brown. They tell me that my other half (and they've confirmed his name and address correctly) holds some shares (won't disclose number to me due to DPA) in a company called Unique (also Wincanton amongst other names in the…
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Can't prove capital loss.
In 2000 I bought shares in Baltimore Technologies. This company went into liquidation and I lost the entire holding. I have a capital gains tax bill to pay in January and it would be useful to be able to prove to the IR that I did not sell these shares prior to liquidtion and claim a capital loss. I contacted T.D.…
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savings for UK non-resident (and non-citizen)
Hi, I'm French and have been working in the UK for almost 10 years. I'm planning on having a career break next year and travel for at least 12 months and possibly longer. I'm not sure if I'll come back to work in the UK after my travels. Most of my savings (about £50k) are in a few UK instant access saving accounts and…
