-
Do bond fund prices reflect bond values?
If you bought gilts or corporate bonds the cost of buying the bond would vary to reflect the spread (risk) over base rates and therefore the lower the price the better the yield assuming the same coupon. Can anyone explain whether the price action of the Ishares £ corporate bond works the same way as bonds do? Also does…
-
Dripfeed from current account
Hi moneysavers, I think I understand what dripfeeding means. Now my question is: I have all my savings tucked away in the best account possible. After having paid my bills and expenses from my salary each month the rest goes into savings. As I understand it the best place to put this remainder is to put it into my regular…
-
personal investment plan
Hi all I hope this is in the right thread---My wife and I sold our house and bought a static caravan in nice quiet surroundings ---we were advised to invest 100,000 in a personal inv, plan over 5yrs, in a cautious managed fund by the Halifax my question is it better somewhere else ----as it has only been about 6 month but…
-
Standard Deviation
I have been looking at investing in a portfolio fund, there are 251 funds to choose from and at the end of the list it says the standard deviation is 2,67. What precisely does this mean, I know what a standard deviation is and how to calculate it, but how should it be applied to fund picking.
-
Standard Life with profits
Hi there We have had a with profits investment with Standard Life for some time & it has over the last few years done very well ,however over the last 12 months has dropped as much as it had previously earned annually,my question is do we ride the storm or pull out now & stick the money in isa s or premium bonds or…
-
Buy into the FTSE/Shares
Is there a way to buy into the index gaining or do you have to buy individual shares. Thanks in advance. Mo
-
Savings Accounts
I am thinking of opening an AA Telephone access savings account which attracts 6.3%.I have not seen this account listed on this site or indeed some others. Is there any feedback on its reliability and service please ?
-
Protected Money Question
If i put 35000 in an ICICI Hisave account and 35000 in a ICICI 1 Year fixed bond are both accounts protected or just the one? :confused:
-
Interest payments - choosing the date
Does anybody know of a savings account where you can choose your interest payment date? I will be a 40% tax payer in the next tax year but plan to take a year off in the 09/10 tax year so would prefer my interest to be paid then. I saw that Bradford & Bingley had such an account but this was only for non UK residents.
-
Advice please on moving money from a Halifax Gold account
Hello, My parents who are both retired are worried how safe their money is, and are thinking of moving some of it to another bank or building society in order to "spread the risk". They currently have around £50,000 in a Halifax Gold account....any idea where they should move their money to, or would they be best simply to…
-
Old Abbey National account
I have found an old Abbey National building society “share account”. I had forgotten I had it until I was sorting through some papers. There is only £5.00 in it from 1976. Is it still valid and if so would it have attracted any interest over the years. John
-
How many funds?
If I had £50,000 to invest in unit trusts/OEIC's how many would you buy into with this amount of money? What would your breakdown of spread be? All ISA allowances have been used
-
HELP please
In Jan my mum sells her house and i get 50 grand. I have never seen that much in my lifetime. I am on benefits inc taxable ones, I have 2 kids and i suppose i want to put something up for their future perhaps 20000. All i have is 3 crappy a/c's at Halifax and i know nothing about money. Any help would be very much…
-
Instant access advice
I am looking to put away 50- 100 a month so the cash is safely out of my current account to help stop temptation. The money however does need to be instant access for life 'emergencies'. I have been reading about penalties for withdrawing money such as no interest payments for the month of withdrawal. Are there any…
-
Index-linked Saving Cert - Query
Hi, I am looking to buy some index-linked saving certificates and I have a query. Martin in his Saving sections says A further bonus is these savings are totally tax-free, meaning that to get the same interest from another account, basic rate taxpayers would have to be earning 6.81%, and higher rate a huge 9.08%. But…
-
Alliance & Leics Direct Saver!!
:mad: I opened an account on 18th October, on the understanding I could transfer funds to and from my main bank account. I tested this theory with £1. As the system worked well I then deposited a much larger amount and waited for the monthly interest to be added on 19th November. To my disappointment A & L decided my £1…
-
Return On Shares Graph
The Barclays Capital Equity Gilt Study have a graph that plots the return on shares from 1918, does anyone know if this can be found in a printable format on the web. If not this one is there anything similar?
-
In January i will have £1500 to invest...
... where should i put it to get a good, fast return?
-
Whats the best account for me?
Hi all, I've filled up my ISA for the year and am now stuck as to where to start earning the maximum interest for my savings. I have the A&L Premier Direct Current Acoount which pays 6.5%aer on balances up 2.5k. I have just noticed that A&l are now doing an eSaver offering the same 6.5%aer but with interest paid monthly…
-
Nuisance calls from Nationwide
For the last week or so we have received 3 or 4 calls every evening purporting to come from the Nationwide. A computer voice mentions our name and asks us to press any key to continue. I thought it was a scam but my local branch say their HQ has a computer problem. But why are they doing it, the "voice" says it is not…
