-
Lloyds two year 8% regular saver (withdrawn March)
Have any MSE's received their first year's interest yet?
-
Need some money
I will be requiring about £3000 to finish off a home improvement. Should I cash in some of the profits made from my ISAs or go for a 6 months loan at 2.9% PA, and after 5 months pay off the loan?
-
Am I right to chose investments that can be geared?
Wondering what to invest in next. My general querry is am I right to carry on chosing investments that allow me to gear - up, that is borrow in order to increase the exposure to capital appreciation? For example I see many people who put say £20000 into a bond or other packaged investment, whereas I tend to want to put it…
-
Which savings account for my money...
I'm a little confused :o I've got the following savings: Premium Bonds: £1000 (intend to withdraw these asap) NS&I ISA (0.5% above base rate): £3000 (deposited last tax year) A&L online saver (4.5%): £4,500 Nationwide e-savings (5.30%): £100 So potentially I have £1000 to put somewhere asap (the premium bonds) but also am…
-
Royal Liver - Royal London merger
just seen it in the paper. May be time to try and get it with one of these if you can, could be going plc in the future.
-
ICESAVE Sort Code?
Please could somebody advise the sort code? Looked on their site and in my paperwork but can't locate it. Thanks
-
Halifax Regular Saver - confused
My Halifax regular saver came up on 26th April, the money was swept into a Halifax web saver account. On the statement it says I can leave the standing order going for another year and carry on getting 7%. But I only set the standing order up for 1 year. The last payment went in on March 26th. Does that mean I am too late…
-
Current best children's savings accounts...?
what are on the latest recommendations on this front for 3 year old as we get money from grandparents etc.
-
advice for childrens saver
i want to put £1000 in to savings for my 6 year old any advice which is best?
-
Newbie looking to invest...
Hi All, I'm 22, married and interested in starting the investing process. I've been interested in IRA's, but don't know much. I think that I would be most interested in a long term / low risk investment, but (let's not be stupid) I want to MAKE MONEY. Any ideas - tips - pointers - things that I should know? Opinions?
-
Yorkshire BACS transfers take 8 days!
I have a Yorkshire BS internet saver, where the interest is transferred to your external bank account every month. This is my first month and interest appeared in my YBS account on the 22nd April and then reached my Lloyds current account on the 30th - 8 days (6 excluding weekends). I've never known any BACS transfers take…
-
NS&I: Index Linked Certs turnaround time
Hi, What, in peoples experience is the turn around time for receiving documentation from NS&I after purchasing ILC's? They have taken the money using the debit card details I provided, but I have not had any documentation though. It has just passed 1 week now. Perhaps I am being impatient, especially with the recent new…
-
£5000 to save but which account?
Hello everyone, I have £5000 in a Halifax Instant Saver account which I want to move to another account. The plan is to fill up my newly opened Yorkshire BS mini cash ISA with this money at £250 per month for the next couple of years whilst I pay off my credit card debt with money from my salary. I find that I'm…
-
£60k to invest
I have £60k to invest as a result of my share of selling our house after separating from my partner. I am currently renting and dont intend to buy a place for about 12 months until I see what way the housing market goes. Therefore I am looking for the best way to save this money for the next 12 months. I am in full-time…
-
savings or mortgage
I owe £2700 on a tracker mortgage and i am paying 1% above the interest rate.I also have £2100 sititng in a first direct account paying about £7 a month interest.Would it be sensible to use my savings to make a big hole in my mortgage thanks
-
save or end mortgage
I have a 35000 mortgage over another 9 years. I,m paying £400 a month repayment. I have £40000 available. Do i pay the mortgage off, or am i better saving/investing the money. Not sure of my best option.
-
Ing New Fixed Rate
Phoned ING today after bieng told they were "launching" new :rolleyes: offers this week they are offering 5.5% fixed for 6 months if anyone interested ! but only by phone not on website.:rolleyes: . Any takers considering an BOE rise? seems like ING have totally lost the plot ?
-
Tesco Savings Loophole Discussion
This thread is specifically to discuss the content of the Tesco Savings Loophole Article. To discuss or ask a question about this article: click reply
-
Investing guide for a beginner
Hi all I'm interested in investing and would like to learn more. Could someone point me to a good guide to investing and give any recommendations as to which areas I should consider if I wanted to invest about 5–10K somewhere that carried a low risk in order to see my money grow nicely over several years. ty
-
Can I sell two houses in one tax year?
Hi everyone. I have two properties that I have been renting out, however due to a bereavement I havent the heart to carry on renting and I just want to sell up. Both properties are empty as I havent advertised for tenants. Together they are only worth approx 110k. My question is, if I sell them both in the same tax year…
