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Savings & investments
Archives for May 2007
Discussion List
15 Yr Axa Plan cash in to pay mortgage or not!
I have 2 x 15 yr savings plans with AXA. We currently pay £80 and £90 a month into them. But this stops us also paying anymore towards our mortage really as our mortgage payments are £1027.00 ouch!! I really want to reduce/pay off my mortgage and was wondering whether it would make sense to cash them in and pay the lump…
Childrens Lump Sum
Good afternoon everyone. My 2 children, aged 8 and 11, have both been left £20,000 by their Grandma. From what I can understand, most childrens savings accounts seem to be only good for regular investments, which is nice until now when a nice little sum is available. I would like to put the money away for 10 years with no…
NS&I: Index-linked Savings Certificates, 6.15% tax free
Afternoon all, I'm not a regular poster here but I saw this account with National Savings and Investments: http://www.nsandi.com/products/ilsc/index.jsp Basically in a nutshell: Savings rate at RPI + 1.35% (average): Currently 6.15% £15k deposit limit 3 year or 5 year bond Tax Free My question: What's the catch? I read…
Questions about stamp duty on UTs/OEICs
I spent a while looking for answers on the web but couldn't find a satisfying answer: I know we have to pay stamp duty on UTs and Oeics that invest in Shares, but: - is it paid when the asset manager has to enter the markets (for ex when there are more buyers that sellers of units)? - is it paid by the investor when he…
A&L 12% Premier Regular Saver Is Back To Replace Withdrawn 8.1% ISA
Hi Everyone, As many of you may know A&L's 8.1% Premier ISA which has been available with their Premier Current Account for the last few months has now been withdrawn as of 30th April as announced a few weeks ago. It has been replaced with the 12% (Gross AER) Premier Regular Saver that used to be attached to this account…
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