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OK - future planning for savings
Hope you're sat comfy cos this could be a bit rambling :D with any luck by mid year I should have paid off my loan (and currently only have £200 on my credit card too) and after the initial cheering and celebrating :D i want to know what to do with the extra money each month? I currently pay approximately £500 a month on…
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where to put my money sort term
Today, I have sent the form to cash in my premium bonds. My partner and I are researching where to invest the £60000 We need to put the money in an account for a short while. Could anyone offer any Help.
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Cannot increase savings standing order ?
I have just tried to open a regular savers account with HSBC, this one: http://www.hsbc.co.uk/1/2/personal/savings-investments/savings/regular-saver It is a fixed 12 month term paying 8% on the first £250 deposited per month. My initial plan was to open the account now with the minimum amount £25, and then next month…
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Best Savings Account for this situation
Hoping you can suggest a good option for this specific situation. I like to put away a certain amount of money each month specifically to cover what might best be termed 'household maintenance' expenses, ie, replacing appliances that unexpectedly go phut, specific projects on the house and garden (which I'm slowly…
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Co-operative Society - possible windfall
I don't know what the odds are of the Co-op being taken over but as a member I would be entitled to a windfall. I applied to join and had to spend £25 in store before qualifying for membership. Not much to invest on the off chance?
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IGNORE! [NS&I Direct ISA Q]
[sorry answered my own question] Hi I was thinking of opening one of these ISAs to get a better rate. I already have about £1500 in an ISA (all invested this tax year) which I hold with A&L. I was planning to transfer this over - Is this allowed? I know it says you can't transfer over PREVIOUS year's ISAs, however this is…
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Lloyds TSB pay you up to £50 in Feb & March in to your Savings account
Hello there everyone, You may have seen that Lloyds TSB are starting a new tool to help you save money with your Lloyds Delta Card. Basically Lloyds round up any Debit card transactions you make to the next pound and then transfer that resifual ammount in to a Lloyds Saving Account. It sounds like a good idea but the best…
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My Savings Calculator
Hi All, Apologies if this has been done before, or there are better things out there, but I have made a handy spreadsheet that calculates what your interest earnings will be each month over the course of 100 years if you paid in a certain amount (which you can increase year on year.) It takes into account income tax and…
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Ice-save site error
:mad: I have been trying to log onto Ice save to transfer some money. There is a 'site error' again, and a suggestion I try to contact their (uncontactable) customer services. I have tried 3 times. I will have to take a trip into town and pay a cheque into my BS account (slightly less interest, but loads less hassle). If…
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Instant Access Savings Account?
Hi guys, Im looking to find the best instant access savings account. I have £20K that i am putting aside for home improvements over the next year. I will be constantly dipping into it so need instant access. Any ideas who is best for this? Cheers
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Best Account to pay in wages
I would like to open a new account to pay in my wages from my job (it's only part-time). I take home about £420/month. Any advice on a good account to open would be appreciated. I'd be happy to leave the money in without making many withdrawals.
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Income from Savings
I have various ISA's that I wish to use as income and so leave the capital intact. I presume it makes sense to get this income from tax free savings though I am reaching the stage where I do not want to put the cash at risk to market forces. Any advice on experiences on income from savings would be great. Regards
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Mini ISA for shares
I am about to open a mini ISA for shares and want t oinclude some that are listed on the London international market. Does anyone know where I can find out the rules for which shares I can and cannot put into my ISA? Thanks
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Another A&L DirectSaver question!
Just a quickie, I'm very tempted by the A&L DirectSaver, I have £30k savings to invest a little wiser, I'm maxed out on my cash isa £3k and my share isa £4k, and also pay into a regular saver with Lloyds TSB at full amount. I don't need to touch the rest of my savings so the whole "losing a months interest scenario"…
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best interest
Hi All, I Have £12000 To Invest, I Have Used My Isa Quota,s I Will Not Need Access To The Cash In The Near Future, I Would Like A Branch Based Account Has Anyone Any Advice As To Were I Would Get The Best Interest. Without Risk. Thanks.
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icesave online application
The application form is straightforward but it's unclear as to whether I am to send a cheque and proof of identity straight away or wait until they confirm my account has been opened. I would have thought I should receive the confirmation letter first but it is'nt clear. I will wait but wonder if anyone has been puzzled…
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Investments for a newbie
I keep my savings in the best paying account i can find...have done for years...but now thinking about other types of investments... I'm thinking some kind of basic tracker fund - i would have made 10% last year as opposed to 5% in the bank...but there are regular saving accounts that offer 12% at the moment so is it…
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Uninsurable, so where do I save for best return?
Hi All, I Need some advice, I am classed as uninsurable, due to illness. I need to provide for My family for their future, so where would I be best to put My £100 per mounth to get maximum returns?
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Newbie investor - very newbie!
I would like to firstly thank Dunstonh for his invaluable input on my stocks and shares ISA question a week or two back. I've now gone a bit further into shares and funds. I'm now at the stage where I would like to invest in funds (medium-high risk). I have a practice portfolio which I have been monitoring every day for 2…
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What's my money worth now?
I've just come across my National Savings Certificate Book with has £100 worth of stamps in dating from 1980/81. How do I go about finding out what they're worth now and am I able to claim my money? Thanks
