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Please could someone give advice
My 16 year old daughter has just started a weekend job, Saturdays and Sundays. She is still a student. She will not earn enough to have to pay tax or national insurance. She would like to open a savings account, putting in about £50 per month. How will she get the interest paid free of tax. I know she can open an ISA now…
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A&L 10% Regular Saver - Wrong Interest
Hello, I had a A&L Regular Saver which just reached maturity on the 5th January 2006. About a month ago I received a letter From A&L stating something along the lines: "Your maturity balance is forecast to be £3162.67, assuming all 12 payments are made.....". I had initially set-up a standing order of 250 GBP per month and…
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christmas savings
Are there any Christmas saving accounts with Building societies local to Essex .Most of them are branch based and much too far away for me to access.We were saving with Farepak,luckily we got most of our money back as it was paid by visa,but I wouldnt risk saving with any other company of that type again. thanks Lamorna25
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Selling Canadian Shares
My girlfriend bought shares in the company which she works for and the shares are listed on the Canadian stock exchange. How would she go about selling them from here in the UK? Would it be possible to just go to a normal broker? Any help would be much appreciated.
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Impressed with YBS Regular Saver
Hi I opened a Yorkshire Building Society regular saver the other day in their branch. I was really impressed with the customer service. The nice lady advised me to set up a standing order for the minimum amount of £10 so I didn't miss a month. She told me that I could pay in at branch as often as I liked as long as I did…
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Company Saving Scheme - The best way to save!
Hi just wanted to start a thread on company share saving scheme (CSSS), share my expereince so far whilst at the same time seek advice from the good people of this board. I work for a great great company 'Home Insurance Company (Walsall, west midlands)' who specialises on plumbing & drainage cover, among every other type…
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change of plan
Need to know. I decided to withdraw by cheque from my Building soc acc to pay into my other acc at different bank Can i now use this cheque to say pay into my isa acc at a seperate provider Its made out to me Just not sure if you can do this Thanks
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Discount broker charges
Hi there, I have not yet used up this years mini equity Isa allowance and plan on doing so shortly. Thinking of either using selftrade (or possibly HL). With a 4k limit, I could invest £500 in 8 trusts but I see that Selftrade charge £12.50 per transaction. Does each of these count as a transaction? Is it a little stupid…
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Icesave worked for me!
Hiya, I set up an account with Icesave in December and I've had absolutely no problems whatsoever... I was a bit dubious to begin with, as I'd read a lot on here about problems setting things up etc. So far I've only tranferred money in but it looks like the same procedure to transfer money out. The welcome pack etc all…
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some finacial advice re investing needed
Thanks to all that have openend this thread in an attempt to offer me some needed advice. Basiclaly I have about 10-11k in savings and i don;t really need to touch it for 2-3 years. So the question is, what is the best way of turning this sum into something more with a fairly low risk? Any advice greatly welcomes Thanks
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Legal and General index tracker cashback
Legal and General are offering cash back totalling the annual management charge on some of their index-tracking funds and isas, if you put at least £4,000 into one before May and hold it there until 31 Dec 2007. Given the annual management charge from banks etc can be around 1% or more on UK trackers, is this a good offer?…
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Newbie needs advice on where best to put 25k
Hiya, well me and my husband have managed to save 25 k for our house deposit and though we are keeping an eye on the housing market we dont feel that its the right time to jump in just yet. The broadsheets have suddenly turned bearish and i really feel a correction will occur and we are just scared of committing ourselves…
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ICICI HiSAVE Term Deposit
Does anyone have any views on this new offering from ICICI? It hasn't appeared in Martins E-mails yet
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Recommendations for a Self Select Share & Fund ISA
Hi wonder if people can help with some recommendations. I currently have an M&G Maxi ISA split over a couple of funds. This year I'd like if possible to transfer this into a self select ISA that will allow me to keep the current funds I have and also add some individual share selections. I'd prefer to keep them all in the…
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carpetbagging / Windfalls from BS - Children?
I am thinking of opening a savings account for my little one and just wondered if I opened it with a BS would she qualify for shares/windfalls for the BS merged or was taken over or because she is under 18 would she be unable to qualify? Viks
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Is this reasonable for medium/high risk?
Hi all I am currently looking to regig my investments. I have most of the money in Standard Life's Balanced Managed through my LGPS AVC fund & a small amount in a few ISA funds, but I want to diversify to increase growth. I think I probably have a medium/high risk profile as I regard my final salary pension as a core…
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jupiter emerging european opportunities fund
HI i am looking at investing in the jupiter emerging european opportunities fund through a ISA. Does anbody know how this fund might do long term ? (10-15 yrs). They invest in russia and other european countries.
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Converting UK pounds into British Dollars
Hey everyone, I'm am inexperienced in the stock market but I have noticed how strong the pound has got recently compared to the dollar. I am a student and don't really have money to lose. Would you suggest that I converted money into US dollars and waited for the US dollar to become stronger again and then change it back…
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Halifax reg saver query
I have had a halifax reg saver for past 12 months and it is shortly due to pay its first batch of interest. I understand that on the anniversary date, halifax move the £3k (assuming 12 x £250 deposits) into your linked account (as well as add the interest owed). I have been making regular saver payments on 1st of each…
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NR over 50s 5.46%
This one looks good. 5.46% for over 50s http://www.northernrock.co.uk/savings/silver-savings-online/ we have filled icesave up to the `safe` limits and I have been looking for another simple online account
