-
Paper shares and best service for me?
I have a bundle of paper shares, some of which I want to keep, some I want to sell. They're all FTSE500's i think, not sure if that matters, please forgive my ignorance. What is the best service to use? I read some of the share dealing article recommending hoodless, if i use hoodless can I sell shares within the 1st month…
-
A dollar bank account
My family is regularly sent cheques in dollars from an overseas relation. The exchange rate is so bad at present that we have not been changing them into sterling. Instead I opened a dollar account with RBS some years ago which pays a really mean 1.6% interest and charges £20 everytime we deposit cheques. Can anyone…
-
best investment fund?
Hi there I am looking to invest around £500 per month over the next few years and was wondering if anyone could recommend something with the best returns. I am quite interested in shares but is all seems a bit complicated and I dont really have the time to research companies etc. I also thought of a unit trust or a fund…
-
Withdrawal penalties on online savers ???
Looking at the competitive market for online savers, what are everyone's views regarding those online savers which still incorporate those bad old penalties for withdrawals?
-
GP cashback on Capital One
Greasypalm are offering £20 cashback when opening one of four savings accounts with Capital One. Their 'Base Rate Beater' account looks satisfactory with a minimum balance of £500, but given GP only give about half the commission earned and Quidco don't have any current link with Capital One, is there anything better out…
-
West Brom E-Bond
Just trying to get in before Kazza ( ;) ), West Brom paying 5.86% fixed until 31st Jan 2008: http://www.westbrom.co.uk:80/westbrom/savings.product?id=2979&category=1 Not the very best but good.
-
Bonds
I have heard people talk about buying bonds as a safe place to put money.Please could someone tell me a little more about it?
-
Advice would be appreciated
Hi everyone, new to this although I do browse a lot! Would appreciate any advice as the FA we used initially has gone on to other things. 5 years ago we had 50000 to invest (inheritance). We put 7000 x 2 into isas now matured at 7429.88 each and the rest (36000) into Life with profits fund now showing a value of 41146.20.…
-
Does anyone remember B'ham Midshires ?
I have been trying to calculate how much those naughty carpetbaggers forced me to accept over the years in return for having my mutual status taken away from me however I have come unstuck with Midshires. I have found a rough note in an old diary of 1999 where an entry for April of that year mentions £800 but I can't…
-
A&L Premier Direct and Premier Current Account?
Ok I beleived you could hold only 1 regular saver with A&L until maturity then that this option was closed to you without closing youre premier Direct account for 3 months and reapplying. So I visited my branch today with the intention of closing my Premier Direct Account for the 3 month period. However the teller assured…
-
Building Societies-mutual to private.
I vaguely recall a mention somewhere in the press last year about a possible new bout of takeovers of the smaller ones like there was in the 90's. Can anybody expand on this ? If so im just wondering if its time to open a savings account or two.
-
Savings Account - with seperate pots
Hi, can anyone help? I currently have a Open Plan account with the Woolwich, with 6 seperate saving pots in it. I used to Offset this against my mortgage, but recently reverted to their tracker. When I was offestting it was tax efficient, now its just a lousy rate, plus taxed. I would like to open a competetive savings…
-
flexacount
anyone remember this flexacount with lloyds Just wanted to know how the withdrawls made,cant remember so long ago Is it fill out a slip at the bank and whats the max Thanks
-
Professional IFA HELP needed for £80,000
Hi fellow investors, Heres my situation, l'll try to be as clear as l can. I have £50,000 to invest. Also there is a on going income of £500 monthly which will be used to invest as well. Out of this £7,000 is going into a Maxi Isa due to the significant tax advantages. The rest £43,000 is going into OEIC's. I've just…
-
Pay off the mortgage or invest?
Hi I'm after a bit of advice if anyone can help. I have a mortgage of £156,000 paying £903.00. I'm locked into the mortgage(tracker) until Sept 2007 I can now pay off £100,000 but will have to pay £670 in redemption fees. I'm advised that £606 of the £903 I'm paying is in interest so it is worth paying the redemtion fee…
-
save the change + online saver
i have just opened an online saver with lloydstsb to take advantage of the save the change offer, it says on the terms and conditions of the online saver that i must deposit £250 in to it. What happens if I dont and put say £10 in there??? Will the account close? Or?
-
Save £50,000 for 1 year
Hi can anyone tell me the best place to save £50,000 for 1 year? Thanks
-
a&l Reg saver
On the A&L website it says that the 12% reg saver must end soon....does any1 know what it is going to be replaced with...?
-
Knowdough
Has anyone experienced difficulty opening an Alliance & Leicester Direct Saver Account? They seem to be yet another organisation overwhelmed by their own success. Can anyone assist with an instant access account(or nearly so) that can better 5.64%?
-
Cheque clearing cycle and when money must be in account
I have an Intelligent Finance current account and a saving account where I can make instant transfers between the two like many banks offer. I was holding a fairly large sum of cash and thought it would be best to keep it in the savings account until it was needed in the current account. I wrote a cheque to pay a large…
