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Money Deposited into a Teenager's Current Account?
Hi Everyone I've started this new thread after searching through the forum for an answer. My situation is this: My step-son is 13 years old and has a current account which he has full access to without my permision or his mum's. Me and my partner receive Incapacity Benefit and are concerned about money he is about to…
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1yr bond
My parents have about £300k which in the long-run will supplement their pension (which begins in 18months), but which until then they want to stick in the bank, or equivalent. (There are obviously arguments about investment funds, but they want to have a free hand when they know the value of their pension in 18 months time…
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BoE raises rates to 5.25%
Good news for people with money in the bank! Wonder what Icesave's going to do... Suze
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free book that might help
I posted this in the freebiew section but thought it might interest people her as well, it is an independent guide ( although by scottish widow) written by various experts giving loads of advice on planning and saving,eg buying abroad. There is a section of the book you can read on line or they post you a copy .…
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The £100,000 Question – what to do..
Dear All At a financial crossroads of late. I’m in the middle of plans to build my own house on my parents farm. I was going to sell the house I’m currently living in in order to pay for the new build. I’ve just became mortgage free on the property I live in and it should sell for around £200k this year. £100K of that is…
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Target share prices
I have a small share portfolio and am not doing too badly with it - by that I mean the value of the shares has increased since I bought them. But I do realise that making money out of all of this is not just about buying stock but selling at the right time. There seems to be lots of advice on what to buy but not what and…
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Question for dunstonh
Hi there, I've been umming and ahhing about whether to seek professional advice or to go it alone investing, but have decided it is definitely worthwhile to seek advice from an expert. dunstonh (or anyone else!) - I know you are a New Model Advisor and I would really like to be advised by someone who follows this model and…
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HSBC - £25 Voucher
Has anyone had their £25 voucher for John Lewis that was supposed to be for depositing £500 ? I did this in November and left it in for the whole od December no sign of voucher yet ! Zeberdy
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benefits
husband will be retiring this year which means our income will be drastically reduced. We have an isa in my name with which has a lot of money in it. That was intended to be our "rainy day " money. A well meaning friend has told me that I don't have to declare this if we are applying for benefit.I don't want to offend her…
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Savings Next Move
I currently have the maximum of £3000 in my cash ISA for this financial year. I also have some money invested in premium bonds. I have an additional £4000 that I am not sure what to do with. I obviously want to save it and try and build upon it but I'm not entirely sure of what my options are and what the best move to make…
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Icesave - first deposit
I applied on thursday last week and got all of my account details today. After logging on today to transfer some money (£1000 just to test) it tells me no account exists for me ! I did setup the direct debit and have checked with my current account from which I will transfer funds that the DD exists. Am I missing something…
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£20 cashback wth Capital One Savings Account
Go to Greasypalm (A cashback site) and click on the Capital One savings account link (Within the finance section). Open one of the four capital one savings accounts on offer and deposit £500 to earn a £20 cashback. The interest rates are not world beating but one is offering over 5% and to normally earn £20 interest from a…
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Transferring funds into Icesave - how long?
Does anyone how long a transfer request into Icesave from an externally linked account takes? I submitted a request on Monday am to transfer funds with a processing date of today. The money is showing as "Processed" in my Icsesave account today, but nothing has hit my external account yet -which I expected to happen today…
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Profit from house sale
Hiya We are completing on our house sale and have 10 weeks living with parents until our new build is complete, we are going to have approximately £20k (i think) to save for 10 weeks and wondered the best thing to do with it. TIA CHarlotte
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I'm looking for a financial health check
Hi all, I have noticed some great posts here helping people and I decided to see what you think of my financial situation and if there is anything I can do to improve it. Currently: wife and I are 32 with 50K joint earnings. 10K ing direct, my name 10K ing direct wifes name 3K ISA Halifax 6K ISA Lloyds 3 K maxi (I think)…
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What building society account would you open?
Hi, I'm looking to open a building society account and cannot decide which one to open, I am obviously considering the merging possibility. Anyone got any suggestions of medium sized building societies that may merge? Particularly any with older CEO's who are close to retirement. Looking forward to your knowledgable…
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Lloyds 8% Regular Saving ending
Just spotted on the Lloyds site - https://www.lloydstsb.com It says the Monthly Saver is finishing on March 5th:cry: Hopefully Lloyds (and A&L) will replace with better, faster, newer, shinier versions with a bit more interest!
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£65k..what to do with it? Renting n debt free.
Hi, have sold our house as we outgrew it and a coal mine was being built nearby so property prices stuck. Married age 35-40 and we have 4 kids. Renting now. Have no debts. Have £65k (equity) and don't know what to do with it for the best. We cant afford to lose it all as we will need it for a deposit one day-maybe 3-4…
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where to get the info?????
Hi folks i've been reading quite alot on this board looking for pointers and knowledge. by the end of tax year 06/07, i should have between £5000- £10000 between maxed isa's and reg savers/high interest savers. i'm really happy to have squirrelled away this amount, it's not a great fortune, but i'm chuffed none the less.…
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Mis-sold an ISA - Who do I complain to?
I invested in a Scottish Widows ISA in 2006 because my mum works for them entitling me to a staff discount (1% fees instead of the 2.5% special high street rate at the time). I noticed on the last statement that I had been charged 2.5% instead of 1%. Wrote to Scottish Widows and they said tough luck - the application form…
