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Betting on shares falling... ??
Hello, I remember reading recently that there is an investment scheme out there whereby you effectively bet on the price of shares falling. I think it works something like you buy the shares and rent them out while they fall then sell them when they go up again... I just saw this kind of scheme featured in the latest Bond…
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Bristol and West preferencial shares
I have 250 of the above but the dividend is about £10 per annum.It says they are non tranferable.Does that mean I can`t sell them?
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savings alliance and leicester
A relative of mine received a payment for compansation of around £50,000 so opened an alliance and leicester savings account to put this money into.He has had this money in this account which has been making intesest for two years now ,he has never added any money to this account or withdrawn any of this money whilst it…
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UK consumers don't trust financial services
Perhaps Which? will tell us something we don't know next time :rolleyes:. Guardian story
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Legal implications of joint accounts
Hi I know you're not legal advisors, but does anyone know what the pitfalls are of opening a joint savings account? I am trying to keep my son's hands off all the money I have painfully squirrelled away for him. As he's 16, he can now, legally, get his hands on it. I've not scrimped and saved for him to throw it all away.…
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Investments
Could you kindly assist Apart from Mini ISA, which investment is good for a beginner on income salary? Regards
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what is the best monthly interest account please
I believe the best rate of return on offer currently is either with icici or icesave - but these accounts do not pay monthly interest. Does anyone know who currently pays the best interest rate for monthly interest withdrawals.
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Monthly income from investments.
HI Can anyone give me some advice!!! Im looking for somewhere to invest say £20000 to get some sort of monthly income. what are the best ways to do this and how much income could be generated by doing this. many thanks
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Ipswich Building Society Regular Saver - Standing Order details help
Hi there, I just recently opened an Ipswich building society account and deposited my first £250 with a cheque upon opening (done via letter). I now want to set up my regular saver (as requested in their welcome letter). However, it is not clear to me what sort code/account number and reference I should use. The letter…
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Forex Spread Betting
Anyone doing this successfully. I have been playing with it for the last 3 months for minimal amounts with mixed results although most of this was finding out strategies and what time frame to work with. Am now using 4 hour timeframe and have some strategies in place which work and have been backtested and am about to take…
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What is the best way to invest 50k ???
Ladies and gents, My wife and I were fortunate enough to make 50k from downsizing our house. I initially had the idea of using the money as a deposit for a 200k buy-to-let property for our daughter. But I have not seen anything suitable as yet ( rents are barely covering mortgages here ! ) and I have been looking now for…
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Paper Share Certificates
Hi I'm wondering if anyone can help. I was looking at https://www.gettingpersonal.co.uk the other day and came across a gift idea where you could buy somebody 1 share in a company - for an extortionate amount of johnny cash! Do there still exist stockbrokers where you can buy shares in a company and have the share…
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Christmas has come early at the Derbyshire Building Society
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Hello...
Hello All :wave: I have been wondering about for around 2/3 months now and have been a memeber for approx 1 month. So thought it may be worth saying hello and introducing myself. My names Richard, I'm still living with my parents and work as a 'Technical Officer' in the IT Unit for Buckinghamshire County Council (new job…
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Halifax Bank of Scotland Financial Review
Hi. I have recently received £20,000 and today I went to deposit the cheque at my HBOS branch. The cashier suggested I make an appointment with one of their financial advisers, which I am happy to do. However I was wondering if anyone has an idea of what products they will try to sell at the review? Also does anyone have…
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ICESAVE - opening procedure
I applied for an ICEsave account on 10 November and sent off my identification bills, plus a cheque for £250. They e-mailed by return stating You will shortly receive a Welcome Pack by post containing useful information on how to operate your account Is ten days too short a time to start worrying about no welcome pack?
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Advice on maximising interest whilst building house extension
We are just remortgaging our home to build a large extension. We will get approximately £55,000 back to pay for this building work. Approximately £23,000 of this will be needed within the first 8 weeks but the remaining amount will be spent over at least 4-6 months. Most payments will be predictable and a delay of 1-2 days…
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Capital Gains for unmarried couple
Hi, My girlfriend has just sold her flat making aprox 40K profit. She is moving in with me and so it seems sensible that we use the money from the house to clear the 24K mortagage that remains on my property. The mortgage is in my name and we a re not married, so could anyone tell me how we stand when it comes to CGT, is…
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Interest rates
Are any of the banks/bs going to increase there interest rates on their savings a/cs following novembers rate increase.......can anyone keep me posted here .... especially nationwide/halifax/scarborough/cahoot/a&l/lloyds/natwest??
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where can I invest £37000
I have received £37,000 from my work . what are the best saving account options . I want instant access to some off it as I only have my pension now . I dont want stocks and shares options all suggestions welcome
