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Those of a nervous disposition.......
Does it mean anything? Who knows, but buried in the sports pages of todays Times is a short article re the takeover of West Ham football club, and, more importantly, the people behind it. Prominent among these are certain Icelandic gentlemen, one of whom is named Gudmundson. This enormously wealthy fellow, has somewhat of…
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Unit Trusts
Hi Does anyone know anything about unit trusts I have about £5K to play with and want to invest it in some sort of fund - one medium risk and one low risk. Can anyone tell me whether unit trust is a good way of investing and how I can go about doing this ? Thanks
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Why icici or Icesave when you can have.....
Northern Rock - - who (provided you are 50 +) give you gross 5.46 (Net 4.36) you hear so many iffy write ups regarding those Icelantic and Indian Banks - why not put your money with the good old NR ? Internet account min start £1 and monthly interest option at 5.33% gross (4.26% net)
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What is interest rate likely to rise to?
What level is it likely the bank of england base rate will rise to? do you think it will rise past 8% ? maybe onwards upto 15% again ?
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norwich union payout ?
just been reading the mirror says there could be a windfall payment for policy holders .I have an endowment policy, does this count?
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30k in Premium Bonds which i want to reinvest
hi after reading a couple of threads and topics i have seen that my 30k in P-Bonds are proberly the worst place for my money.... i have held them for approx 15mths ok i have used my isa allowance up, i also have a first direct e-savings account which has a sum in which i have r85 tax relief on intrest 4.75% i am a none…
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MEW or re-mortgage to invest, Is it worth it?
Not sure if this really belongs in investments or mortgages, but... I have been playing with some figures in spreadsheets, but my understanding of interest rates (AER, APR, monthly etc etc) is a bit lacking, hence the post. Bottom line is, I was wondering if it would be possible to make money by extracting cash from my…
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ICICI Problems
I was wondering if anyone else has had problems setting up an account with ICICI. I applied on line in the standard way and they state that I should get an email within 2 days in order to activate the account. Nothing arrived in 2 days, but 5 days later I got 8 emails, all the same, telling me to click on the link to…
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12% at Alliance & Leicester?
Hi I'm new to all this money saving stuff and have a quick question for you money experts. The Alliance & Leicester are offering 12% AER for their Premier Regular Saver account. Max £3000 and you have to add min £10 per month. The rate is fixed at 12% gross and you can't touch your money for 12 months. I see a lot of rates…
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Self employed - can I open one of the best buy savings accs?
If I have to have my salary paid in each month? or can I just transfer money from my husbands account if there are any months that I don't have any money coming in? or some months - there will be various amounts from various companies? I really want to keep my earnings separate from other monies.
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What is the maximum you deposit
Hi I understand there are limits over what the Government will refund you if your bank/BS goes bust. With this in mind and, assuming you use a reputable bank/BS, do you have a self imposed maximum amount you will deposit with an FSA registered UK financial institution? I am asking because I am a bit nervous over how much I…
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Cahoot Savings Account
Just received an e-mail from Cahoot. We are delighted to tell you that the rate on your savings account has increased! Your savings account rate is now 5.00% AER* on balances from £1 to £250,000. The new rate was effective from 9 November 2006.
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hbos shares
I have 125 hbos shares, I get a dividend yearly.is this the best place for my money or would it be better elsewhere? I could leave it for any amount of time, but dont want anything too risky.
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Lloyds TSB Shareview Dealing
Is this any good, I just signed up on the Internet but of course I want to make sure its a good deal before I sign the dotted line.....:o Also, what shares do you guys have..... Just getting an idea thats all...
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Regular Saver Excel Calculator
Hello all I hope you find this useful. It is an excel spreadsheet I am working on to calculate the benefits for regular savers and feeders and normal saving accounts. The details in blue will affect all the results and should allow easy comparisons to be made. It’s currently setup for the Lloyds 2 yr saver at 8%, with 2…
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Abbey increases savings account rates (w.e.f. 1st Dec)
According to Moneyfacts, Abbey will increase their savings rates with effect from the 1st December 2006. The majority of Abbey's savings accounts will increase by the full 0.25%. Abbey's eSaver will increase by 0.25%, from 5.1% gross (4.85% AER) to 5.35% gross (5.10% AER) for balances of £1+ (Yearly interest option).…
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Halifax Sharebuilder
Hi I want to start to learn my way around stocks and shares and was thinking of starting a Halifax Sharebuilder account and making a monthly payment into it (maybe only £25 to £30 per month to start with). I realise that shares are a long term investment and am quite happy to spend the time researching what shares to…
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A little help with banking please
Im after opeing upa bank account which shall have a regular amount of around 100 in it each month. This shall be my hubbies spending money each month. Were just moving inot a new house so a strict budgets being done so id rather he didnt have access to our joint account. This may sound bad as I love my hubbie very much but…
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YORKSHIRE BS internet saver ?
Could somebody please tell me when the interest is paid on this, december 31st or 31st march. Thanks
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Best place for £22k
My parents (late 70's) have £22k and looking for the best place to invest it. Their requirements are that they may wish to access some of to cover unexpected repair bills on the house. Having said this, I very much doubt this will happen as they haven't touched it in the past 5 years (and every room in the house got…