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Investment expectations
Guys, I know this is going to be a really difficult question to answer but I'd appreciate a shot at it, if you could. I'm looking to invest some money, a lump sum say £30K. If we presume risk can be measured on a scale of 1 -10 with 1 being no risk and 10 being high risk and I was willing to accept a risk vlue of 5. What…
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Best way to make our money earn
We are a family with 4 children we have got £25k at our disposal and want to buy a narrowboat in about a years time and we need the £25k to grow to its maximum potential hopefully to £40k we will also be able to save approx £5000 as well over the next year, any advice on the best way to do it would be greatly…
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Halifax Childs Regular Saver, Not Impressed
Now I may be thick when it comes to these things, but when i see something that tells me 10% gross AER if I save regularly for a year, I'd expect that, not under 5%. I guess my expectations were wrong, I set up 2 of these one each for my Kids, and put approx £25 in each a month. the accounts came to term this month, just…
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transfers from Barclays to Principality, Cheshire, Bradford & Bingley
A tip and warning for the regular saver brigade in particular: Payments from Barclays to Principality BS, Skipton BS, Cheshire BS, and probably Bradford & Bingley, too, are immediate because they use Barcleys as a clearing bank. Those who try to optimize the regular saver pay-ins by transferring before the 1st, beware: the…
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Invest or Save?
Hi I have £70000 to invest or save I want to retire in 5 years (at 62) and need enough money off this £70000 to last me 5 years (the £70000 will stay where it is earning interest for another 5 years) My problem is my bank is trying to persuade me to invest it in government stocks and bonds and a big chunk into maxi and…
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A&L 10% Regular Saver Interest early?
Anyone else have one of these. My first payment was in January. Paid in the max like clockwork. Now I have £2500 in there and find the interest was credited this month. Shouldn't it be on maturity. I can only find the terms for the new 12% saver on the site The only thing I can think of is it is about 12 months since my CA…
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A&L 5.38% Directsaver - bad news
just had confirmation from A&L .. I can confirm that the daily limit on transfers from your DirectSaver account to a Current Account not with the Alliance & Leicester is £1,000. there is a £25K daily limit to transfer to a A&L account I have asked them to confirm this - if its true it obviously means it will take 3 months…
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best thing to do with £100,000 inheritance
whats the best thing to do with lump sum inhertance of around £100,000? i am mid 50's, work fulltime, pay basic rate tax, have cleared my debts, have no mortgage, pay into company pension scheme. also have recently been able to save around £200 per month and buy £50 premium bonds per month. i have seen one financial…
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Starting savings
What is the best savings account for someone who wants to save but has a poor credit history?
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Interest calculators
Does anyone know of a calculator or system that will help to work out the following: If you invest an amount - say £100,000 and receive 4% net interest, then each year you draw out enough to make an income of £12,000 per year, how long would the money last! Thanks for any advice.
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How Do I Buy Small Low Value Gold
Hi, Anyone know where I can buy some small low value Gold? I want to spend about £500 so I guess a small 1/2 ounce bars? Anyone know best sites? I want to do it on the net unless you know anywhere near Southampton Thanks
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The Leeds and AER.
For some time now I have, with some success through the help of contributors to this site, been attempting to get a proper understanding of the relationship between AER and gross rates for different savings accounts. But here’s one I can’t follow: Leeds Building Society’s Postal Account bond pays 5.25%gross and…
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Let's get a grip! So the best Instant Access A/C is Royal Bank of Scotland @ 5.25%?
There seems to be a lot of headless chicken stuff going on in this forum at the moment.....(ok.....ok....maybe just a little then!). In summary, over the past few weeks the A&L Directsaver A/C was promising the best return @ 5.38%? Am I right? And over the last few days we've all begun to realise that their definition of…
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Bradford & Bingley chritmas saver after matured
Bradford & Bingley's Christmas saver will be matured after 1-Dec. Today I went into branch to deposit my last payment, the rep said I dont have to take the money out, the money will be still at 10% rate. Anyone heard or see anything like that? I dont believe any of her words.
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Any Ideas on what to do with £15k?
I have recently inherited £25k, after paying debts of £10k off I am left with £15k. I would be greatful if anyone has any interesting ideas on where I could put this money. I'm not looking to invest just save but am not sure what the best options for me are. Any help would be much appreciated, thankyou in advance.
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Savings Account
Hi, Cany anyone suggest a good rate savings account which also provides monthly interest. I would like to invest 25k into the account. Thanks MS
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Fasttrackuk.com - Anyone heard of them?
Hi folks, Not 100% sure this is the correct place for this but i'll ask anyway. Has anyone heard of them or even dealt with them ? I've had a call from them and they claim to have a 'secret' winning formula to make impressive returns using the stock market, ISA's etc. Being ever sceptical i keep thinking ... what's in it…
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britannia regular saver 7.5%
Anyone know anything about this? Only thing I've seen is the following, cut and pasted from latest headlines / breaking news type section on moneyfacts website (http://www.moneyfacts.co.uk/savings/bestbuys/savings_regular.aspx) "RATE ALERT:Britannia BS launches 7.5% fixed rate regular saver, a best buy"
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Investing for monthly income
I have £90000 to invest for a monthly income. I realise that the capital will erode, but I have other investments which I hold for capital growth. At the moment the money is in an AIG bond which is paying £454 a month. It is a stock market linked bond which expires on 8th November (4 year term). I realise I have been lucky…
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Yorkshire Bs Regular Saver ?
When I view my YBS regular savings account online it says I am receiving 3% gross interest. Do YBS list this rate excluding any bonus regardless if you have broken any of the terms and conditons I`ve not made any withdrawls or over/underpayments just a straight £500 on the 1st of each month. Does anybody else get this or…
