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Alternative to CTF?
My eldest daughter was born a few months too early to benefit from a CTF voucher. At the moment she has her savings in a Halifax Save4it account but is there a way of investing in something similar to a CTF Eg Equities moving into cash as she nears 18? Thanks
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Best Regular Savings Account
Martin's article on Regular Savers says "Head and shoulders above the rest is Lloyds TSB’s Monthly Saver, for its whopping 8% fixed interest rate, flexibility, and potential for higher saving". You must also open a Lloyds TSB current account but it can be their Classic account (minimum £1 and no monthly credit commitment).…
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Independent Finance Advisor charges
I have searched high and low to find out what would be a reasonable commission to pay an ifa when buying offshore investments. Any advice gratefully received.
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Help! Invest/save £100,000
Hi I'm new to this forum and investing hence the request for friendly assistance! Hope I've picked the right one. I recently inherited £100,000 which is currently languishing in a 60 day notice account with the Portman B.S. Can anyone advise what sort of return per annum this sum could make if invested elsewhere? Bear in…
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Savings Account to pay off a failing endowment mortgage
I will be surrendering my failing endowment policy shortly and will get approx 23K. I need to invest this money plus approx £200 per month (part of which was my monthly endow payment) into a saving account for approx 11 years. Can anyone advise on the best savings account to use. I do see that TSB Lloyds have the 2 year…
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Regular Saver Interest
O.k how can I compare the interest I would receive from a regular saver account with the interest I would receive from a normal account taking into account that in the regular saver account only the first months deposit would be getting the whole interest rate and the rest of it would be for the proportion of the year it's…
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Where oh Where to invest?
Im really hoping someone can give me a little bit of advise. I currently have about £1000 I want to invest, and would aim to add to this about £500 a month. With the goal of taking myself on a once in a life time style holiday in about 9-10months time. So basically im not expecting to double my money or anything crazy like…
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What would happen if a UK bank went bust?
Probably in the wrong forum for this so sorry in advance. I've searched the web and this forum and to no avail. I'd like to know what would happen to my savings if my bank went bust? I read somewhere that you are "insured" for want of a better word and up to £32K you receive 90% of your cash back (I've probably got the…
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Xmas come early? - A&L Regular Saver
Checked on my Regular Saver yesterday, to find interest has already been added before the 12 payments have been made. Month 1 was January 2006 with £250. Each month payments of £250. Final payment will be December 2006. So was surprised to see net interest added £91.23 yesterday. Rang to find out why and was told that they…
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Am I Saving Right
i am 35, married with 2 kids. paid off our mortgage 10 years ago and built a new house 2 years ago which is paid also. have no debts. have various ISA's every year, PEPS from years ago, always look for best savings rates i.e. fixed rate etc etc so have many different accounts and 90 days accounts etc, have pensions but…
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Where to save
I have £6000 in a Mini cash ISA (HSBC - 2nd year) and I can't put anything in it till next April. I usually save about £500 a month and was wondering what I should do with it. If I leave it in my account I will probably spend it on stuff I don't really need. I am saving for a deposit on a house but it's looking more and…
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Bradford & Bingley Online Account
We closed our B&B account in June and haven't received an interest certificate. My accountant is asking me for my interest certificates. I have all but one. I emailed them and got no reply How do I get my certificate ?
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ISAs to be permanent
Full Article - http://news.bbc.co.uk/1/hi/business/6107130.stm
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Need a place to save on drip!
Hi I am looking for somewhere that will be a good place to save long term (talking years aprox total payments add up to aprox £4,000) with a monthly cheque payment of £25 per month that will give me a good return / intrest in the future. I cannot use the money now as will need evidence over the term of its regular…
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Hoodless brennan
Is the mimamum you can spend on shares each time always £50?
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Where best to invest 200K
Looking to put all of my savings into somewhere that'll earn good interest. prefer to split the amount 50-50. (Instant Access + 30 - 90 day account) Where would you advise for the best returns. I am a non tax payer and mortgage free.
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ISA v Regular Saver
Regarding the question of whether it is better to contribute to an ISA or via a regular saver. Does is basically come down to putting 3K (if you have it of course) into one of the higher rate ISA ( NS&I , Ruffler or Kent Reliance for example) at the start of the tax year. Then for regular savings max each month into one of…
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How much can you save?
I thought I would post a new thread being a newbie to this. There seems to be a diary for getting out of debt, and clearing your mortgage, but not one for the amount you can save to put towards something. I'm saving for a deposit for a house and am aiming for about £16,000. It would be useful to log how much I can save in…
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AWG shares
Friendly reminder: Don't forget to send off your AWG shares, if held in certificate form. Closing this week.
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ICICI savings account lost tax-free status
Hi, (Originally posted on Stoozing.com) I have seen the recent posts about problems with ICICI. I personally have had no problem with them, until this morning that is! When I checked my (wife's) account this morning to update my stoozing spreadsheet, I spotted that they had taken tax off the Interest received for October.…
