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ARGHHHH £1000 what to do?
My sister has just recieved a compensation claim shes 16...17 in December so we need some sort of bank account for it but im bamboozling myself looking as I know nothing....any ideas? Regards, Neato
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Discount brokers
Does anyone know of a better discount broker than Hargreaves Lansdown? I have used them for some time and their discounts are good but they send so much mail and their web pages are awful. Tonight I cannot find a way to get into the list of my investments using the correct Login etc.
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Got money and dont know what to do with it! Advice plz!
Hiya Go easy on me, im a relative newbie in these parts, and im a bit inexperienced with money/mortgages etc! As the title of the thread says, i need some advice on what to do with my money (well not actually MINE, i should say mine and my husbands!) Ive looked into overpaying massively on my mortgage this morning and due…
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Barclays Five year protected FTSE plan
:eek: This looks good in theory but not sure about their charges, they seem high. Has anyone taken this out ? and is it a good investment being as the FTSE has rise a lot over the last few years. Can anyone help ?
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Britannia BS regular saver
Just spotted their ad for the above at 7.5% for one year. Looks like another to add to the collection...
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Should I invest or pay off debt
I have a problem. A good problem but something I would like to get some comments on. Over the past year I have saved 20k USD. I wondering what I should do it. I have three choices to choose from: A. Pay off my car loan. The car loan is 18k and is spread over the next 3 years. The interest is fixed at 5% for the entire…
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Savings Accounts in Switzerland
Hi, it would be great if someone could help me out here. I am a swiss citizen but live in the UK. I have a savings account with a bank in switzerland - but the interest rates are so terrible with every bank I have tried there. the best I can find is 2%. My savings are in francs so if anyone knows a good savings account…
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student loan + £10k! what to do!?!?!?
Hi. would appreciate ppls advice on this. i have read around the subject so will come up with an action plan: i have a £12k student loan. current interest rate is around 2.5% i believe. i need to confirm this, and will do so soon. i have not yet started playing back my student loan (i am definatly above income required).…
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Best way to make money grow over the next 12 months
Hi we have a £25,000 lump sum to invest plus can save £500 per month as well, what is the best way of making this money grow over the next 12 months? Thanks Deb x:confused:
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Can you recommend an investment fund
As some of you will know I like to invest in property abroad, but now I seek a fund. I have not been able to find one that specifically invests in new / cheap property markets such as Germany, the Baltic states or Africa. I have already bought shares in property companies investing in German real estate, but this time I…
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Garanteed Equity Bonds?????
What are they? Are they any good? Are there any search engines out there to search them?
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£150,000 Investment - Investment Bond maybe?
I am considering a scenario, where I would have £150,000 to invest with my partner, in order to generate an income should we decide to semi-retire... A casual recommendation, by an IFA my partner knows, "as something he often recommends for these scenarios", without going through fact-find and so on, was Scottish…
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Best savings options for non-tax-payer?
Hi there I have recently become a postgrad student so my income will be below the tax threshold for the next two years. Is it still worth me paying £3k into an ISA (if I can!) this year or can I get better rates without the tax from a standard savings account instead of ISA? Any advice greatly appreciated! Thanks Claire
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Savinga v Benefits
Hi, My sister is a housewife and she is currently getting Child Benefit, Child Tax Credit and my sisters husband is getting Working Tax Credit. I am thinking to open a Savings account in by sisters name. My question is:- * How much can she can invest without effecting any of her benefits? As she is not working the savings…
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Lloyds Saver Question...
Hey, Sorry if this has been posted on the huuuuuuge Lloyds 8% thread but the lady in the bank said the interest rate is paid once a year so does that mean after a year I can take the money? I know it has no penalties etc but a lot can happen in a year. Matt
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Yorkshire Building Society
Is it my imagination or have the cut rates from 5.10% to 5.00%???
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5.65% gross - This account still available?
http://www.lcplc.co.uk/doc_docs/sales_leaflet.pdf I remember seeing this post somewhere. After looking at 'normal' (ie non monthly saver) savings accounts, this seems to be the highest at 5.65%. Anyone take this up and is it still around?
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Saving £££ on a Sunday!
Well I've done it! Signed up for an egg Cashback card ready to ditch my other cards - some cashback, some not, opened an ISA and a top rate ICESAVE account - all recommended by this site. Furthermore, I'll open a new regular saver with Ipswitch Building Society (top saver with no catches) and will open the Halifax Current…
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Childrens accounts and gifts from family
Can someone please help . My children have been given some money from my uncle who is unlikely to die within the next 7 years. He has taken early retirememnt . They already have Nationwide smart accounts . What are the implications of putting £2,500 into their savings accounts via a cheque from him. Or what would be the…
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ICICI or IceSave for monthly interest?
Hi all - just a quickie - is it better to save with IceSave rather than ICICI if you prefer monthly interest? :confused: