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£4000 to save
Hello All, I was hoping some of you on here would be able to give me some advice. I have £4000 that I want to put into some sort of savings account, however, not being a "saver" typically, I have no clue about the various accounts on offer etc. So any advice on what kind of account to go for, and where to get it from would…
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halifax maxi
i have a maxi isa with the halifax, i was told when i invested in the isa that it was low risk,but my investment has fallen by £600 in six weeks. i wonder has anyone had a simlar experence. is this usual to drop £600 in such a short time, what chance of it gaining back what its lost. ray s
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PORTMAN Members' Rollover Bond
Have had an account with Portman for about 8 years (opened as Carpet bagging account, but still waiting) balance about £500. Members' Rollover Bond due to renew in July is offering only 4.0% - fixed for 1 year on balances under £2,500 (5% on £2,500+). Doesn't look too attractive, but is it worth losing Carpet bagging…
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Principality Instant Access Savings - is it still any good?
Hi all - a few weeks ago I logged on, and the Principality looked good for instant access savings... now when I log on it has disappeared. Is it still any good? What would people recomend instead, after I have filled my ISA and set up a regular saver account? thanks, Becca
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£1 to open a savings account
hi everyone, I have just started to save a bit of money, and am in need of an easy access, no hassle, easy to open and manage savings account, but I only have a fiver to open it up at the moment. Can I still have £1 to open a savings account anymore? Haven't had one since I was a kid!! Can anyone help? Many thanks ;)
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savings/investment.
Hi everyone,I need some advice,my sister has just received a divorce settlement of £45,000.At the moment she is renting a flat plus paying all the usual bills,what would be the best way to invest this money so she could use the interest to help run the flat.My sister works full time but is finding money a bit tight.
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Joint Account Affecting Credit Score?
Hello. I am very unfamiliar with credit and banking and so forth. However, a relative of mine who gets a lien on any bank account she opens asked me to open an account with her and make me the "head" of that account so no money would be taken from it. (I wouldn't even be considering this, obviously, if I were not related…
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Lloyds TSB NEW Monthly Saver
Just been looking at Martins new Regular Savings Accounts guide realised that Lloyds TSB have the best account by miles. * Its 8% which is 1% more than Halifax (Well you get 14.2857...% more in actual £) * You can keep the money in for two years so you get 8% on your first years investment * Interest is paid annually (not…
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Which Online Share Trading Co?
Which is the best site for share dealing? I want one that is a good price to deal of course but more importantly.. 1. Keeps track of your shares online 2. full 52 week history of shares etc 3. texts or emails you on price changes (set amounts) Selftrade anygood? Thanks
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Carpetbagging
I have a number of mutual building society savings accounts (Brittania, Nationwide, Yorkshire Building Society etc) that I have kept open with the minimium amount in them for between 5 and 10 years in most cases, not because they offer the best interest but because i've been a member for so long and won't to keep up my…
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how to get tax back on savings?
how to get tax back on savings? if you are a low income earner but have managed to put away some money as savings for the child how do we work out the tax and if we can rebate any of it back. A friend is in this situation . she is a low income earner .from may 05 until period of may 06 she managed to save up for her child…
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80k interest paid monthly - best place?
a member of my family has just received 80k (no tax liability). he wants to invest with zero risk and receive the interest monthly to assist income. he receives a 3/4 state pension. any suggestions most welcome.
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How do banks make money on savings?
Always wondered how banks actually make money from savings accounts? I understand that it is linked to the bank of England Base Rate and that anything paying above this is usually making a loss and this is why the best deals paying above 4.5% tend to be short lived. If my account is paying over 4.5% Gross is it likley that…
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Web Saver or Isa?
Just a quick question, which is better interest? Halifax Web Saver 4.5% but taxable Halifax ISA 3.55% but tax free? Thanks.
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Is there a European real estate fund?
Although I like to invest in shares and property directly Im also interested in a real estate fund that specialises in E European property. I firmly beleive places such as Germany, Estonia and Slovenia will substantially outperform UK property. Ive seen the Standard Life Property fund but this includes a good deal of…
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£1000 monthly limit Reguler Saver
Stroud and Swindon are offering a Reguler Saver Account at 7%, :T HOWEVER the little gem with this one is it allows you to invest upto £1000 (unlike most others limit of £250 month) a month. Therefore great to transfer a large balance, upto £12000 in a year. This also means that more of your money is at the higher rate for…
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Standard Life - Surely this cant be true!
Interesting article - surely not true! http://business.timesonline.co.uk/article/0,,9063-2246532,00.html
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dad died how do i find his old unit trusts
hi my dad died last year and we are still trying to track down some of his unit trusts i can remember he had a hambro or something like that unit trust about 40 years ago, i thought they were taken over by nat west and then taken over by invesco. my sister has asked but both nat west and invesco say no they have not taken…
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Risk and No Risk?
When i look at saving accounts online and people say do you want to risk your money or not... what do they mean by this? Thanks.
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Share Options/ISA/Tax??
Can anyone tell me the tax implications of putting some of the shares which I execute from a company share option scheme straight into an ISA. Will I save myself Income tax/CGT or will the profit I make on the shares be taxed when I finally sell? I'm single and a higher rate tax payer.
