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ICICI bank savings account
just noticed in another thread that ICICI bank have a rather good rate on their savings account 5.15% aer. has anyone any experience of this bank? i believe they are one of india's biggest banks, but i may be wrong... also, i am looking for an instant access mini-cash isa that i can operate online - any personal…
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100K to invest. Ideas
In short I have 100K sitting in my account doing nothing. I don't know much about stocks and shares or many other investments for that matter. I have an isa which is fully stocked and just doing battle with icici bank to open a savings account (although they are being very difficult!). Can anyone make any other suggestions…
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Safer investments
I`ve seen it said here that there are investments that sit between cash savings and equity investments.Could anyone kindly point me to a site that may tell me a little more please?
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Been invited to apply for SIP shares - 2 days to decide!
Received a letter from my company today 'inviting' me to buy shares through the SIP. No-one else in my office has received a letter... although it's possible they're in the post...? From a shares newbie point of view... I could use a little advice from those more clever than me... - The deadline is 1st July. Is this a…
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Should i transfer my ISA? (halifax)
I currently have £3000 sat in Halifax Variable rate ISA Saver which is currently paying 3.55%. I have £2000 remaining for the isa of this tax year. I've been looking at Halifax ISA Saver direct which currently pays 4.75%. I'm looking into converting my current isa into saver direct. The saver direct can only be managed…
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Savings to pay off loan
At the end of this month i will be paying off my credit card leaving me with about 4k in debt to a loan. I can pay this off when i have saved up, which should take me around 4 months Would it be worth putting this in a savings account for these couple of months? I currently have the A&L current account which has apparently…
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Whats going on with Vodafone shares?
Hi, I am a small share holder in this company and a beginner in the the stock market. There is some news about vodafones existing shares being exchanged for ordinary shares and "B" shares. can someone explain this to me? thanks.
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Cashing In Shares And Investing Them
Hi, My mum has got £27000 worth of shares that she has transfered into my name for a deposit on a house. I have heard that to avoid capital gains tax you can only cash in £8500 a year. I will want this money in the next 2 years so would I be better off to leave it where it is and pay the tax or to start cashing it in now…
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Growing Pains - Savings for a Teenager
Can anyone give me some advise on the best way to put a fund together for my 15 year old son so he can get at it when he is 18 - preferably to help with a house deposit or some other useful activity. He will be 18 in Sept 2008, he lives with his Mum and I pay maintainance each month and he comes to me at weekends. He wants…
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Standard Life again
Hi I am another of the SL windfall beneficiaries and I intend to keep my shares to see what happens. Question is, is it worth putting shares into an ISA and if so, how do I do it? I currently have a cash ISA. Any thoughts welcomed please Thanks
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wedding savings
Can anyone give me an idea of the best regular savings accounts that pay a decent interest but allow for occassional extra payments to be made? :j Cheers
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Premium Bonds
Firstly, this is my first post, so Hi!! More to the point, I'm a wee bit confused by something that appears on the surface to be completely and utterly bog standard and simple. Can anyone tell me the basic pro's & cons of a bog standard normal Premium Bond? The way I understand it..... I buy some premium bonds, let's say…
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Same day transfer with Chelsea BS ??
Hi Does anyone know if the Chelsea Building Society operate a same day transfer service to other bank accounts. It would be a real help if they did !! Thanks in advance if you can help. Duke ps . Yes I will ring them in the morning , but would put my mind at rest tonight if anyone knew.
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Opinions on Coventry First
Hi, i would like opinions on Coventry First http://www.coventrybuildingsociety.co.uk/coventryfirst/home.aspx This appears to be a current account + Savings account alltogeter, which offers 5.1% AER (incl. a bonus for 1 year) with monthly interest payments. I am interested in using it as a saving account (I will not use…
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How do I make the most of £35000
I have recently released some equity from my house to enable me to buy a property abroad. I am hoping to find a suitable property during the summer but in the mean time would like some advice on what to do with the money (£35000) to make some interest. I don't really want to risk losing any of it so stocks and shares are…
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Tax Free
Hi, I am new to this site but would appreciate any suggestions for my money. I am a non tax payer due to my work. I have about £1000 per month which I can save. At the moment I have 2 regular savers but their time is up in Oct. I have also used my ISA entitlement. I am trying to save as much as I can over the next 4 yrs as…
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Guaranteed Equity Bonds
Hi. Okay - I was just checking out some info about premium bonds, when I got distracted by some flashing advertisement and clicked on it. The description of this investment scheme is : 112% of any FTSE 100 growth with no risk to your capital. So...what does that mean exactly? And is it any good? Or should I ignore this as…
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Investment Plan dilemma
Hi I have a big bank loan of £14,000 - over £16,000 including the interest. I need to pay it off ASAP and am working out a plan for doing so. I have some savings in an ISA, am selling some assets etc... My partner has an Axa Sun Life 'Bonus Cashbuilder Plus' with-profits investment plan, where she pays in £60 per month for…
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Heritable Bank 5.5% fixed rate for 5 years
http://www.moneysupermarket.com/savings/SavingsDetails.asp?SavingsID=22714&Amount=25000&Results=4&Lender= Could someone have a look at this please and tell me if you can see any potholes? I know 5 years is a long time, but this is a lump sum for my retirement. I cannot take any risks with it, and need a safe haven at the…
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Birmingham Midshires
I'm considering investing in B M's 5.26% gross/AER 1 year fixed bond. Opinions please as to whether this could be a good move or might interest rates rise sufficiently in the next 12 months making a variable rate investment better? Or would a partial use of my savings pot be more satisfactory?