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Abbey- 1 year stockmarket savings bond
Any thoughts on this product?
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Hsbc 8% Regular Saver
What's people's experience of this. My plan is to open a "basic current account" to link this to (thus avoiding full crediit check). How strict are they on having to have salary paid in. Can you put source of salary as "other", then set up an s/o from barclays (where I'm setting up a regular saver requiring salary mandate)…
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Best account for short term savings...
Basically I'm looking for the best account for saving in a short period of time. I'm looking to save save save for 6 months to a year, looking for about £5000 if not more. So what would be the best account for this ?
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Need somewhere to invest
My son who is 15yrs has a saving policy due in August worth approximately £1056.00 he is looking for somewhere to save this money and make money maybe an ISA or stocks and shares. Could anybody advise on the best options. The money will probably be invested for about 2yrs till he is 17 then he will be able to have driving…
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Savings Account - EIRE
Does anyone know of a good saving account in Southern Ireland. I need to have a euro account. Or does anyone know of any savings comparison websites in Eire. Many thanks.
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Contrarian view on asset allocation
A question has just been posted on TMF that has been going through my mind recently. Everyone knows that asset allocation is important, and that a balanced portfolio is essential, but is it? If you are investing for the long haul (say retirement in 20 years or longer) why should you not have 100% of your investments as…
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Isa Or Lloyds Monthly Saver
Can someone please give me any useful advise as to which account would be better for returns out of A&L Direct ISA or Lloyds Monthly Saver? At present I have some money in the A&L account but I am thinking of opening a Lloyds account and investing the maximum £250 per month. But I am not very clued up on tax so I dont know…
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£15,000 for 2/3 months
What's the best way to earn a bit of money (interest) on £15,000 when I'll need it back again in 2/3 months?
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Temporary Savings
Hi there - bit of a similar query to the one asked by ian261069 but a bit of a twist. We have sold some an asset to fund some building work on our property - but the building works have been delayed from having a start date in early July to one in mid to late August and will take about 3-4 months to complete. We thought…
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Lump Sum Investment
I have just received £10,000 and want to invest with no risk to the money but to be able to have access to the money. Any ideas!
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Company Sharesave scheme & CGT liability
A sharesave scheme which my employer was running has recently matured, and I'm in the position where I've made a reasonable profit :j. Just wondered if anyone could advise me as to where I stand with CGT? I understand that I'm able to open a single company ISA myself, and that I could sign over some of the shares to my OH,…
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So what's wrong with investing with Halifax ?
Please can you give your opinion on Halifax Guaranteed Reserve http://www.halifax.co.uk/savings/growth_reserve.shtml I appreciate that you have to invest a minimum £15K, but I was interested why this does not appear as a good deal?
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Financial Services Compensation Scheme Vs Federal Deposit Insurance Corporation
Across the pond, deposit accounts are insured for up to $100,000. Over here only up to a measly £2,000 and 90% of the next £33,000. Should the scheme be changed to offer more protection to depositors?
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Investment Virgin
Hi, first time poster (i think). Like everyone, I'm trying to see how we can increase our cash. Just taken some advice from the site and am going through a remortgage (should only reduce payments by 75 quid a month, but hey, it all counts I guess). We've got two grand in an ISA and I'm wondering if that is the best place…
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Advice please on calculations and getting the best yield
Hello. I'm looking to invest £5,617 for a 3 year period. The money will not need to be touched during this time. I would be grateful if you could look over my findings and advise if there is anything better. 1. Regular Saver. Both the HSBC Regular Saver and Lloyds Monthly Saver offer 8% interest rates, with the interest…
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CHAPS Help Compensation???
Yesterday I arranged with my own bank to make a CHAPS transfer of £1.3M to a savings institution, the transfer was to take place to-day. The money was debited from my account but did not arrive at the nominated account. Question?? Once I have done a trace on the funds and eventually find them, how and from whom should I be…
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Standard claims the moral high ground!
Another interesting article about Standard Life....I wonder if we have been scre...ed! http://www.telegraph.co.uk/money/main.jhtml?xml=/money/2006/06/28/cmcomp28.xml&menuId=244&sSheet=/money/2006/06/29/ixcoms.html
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Confused, with ISA funds
Situation: Paid £200 per month into ISA for 5 years. Cash in value roughly £13k. Question: Does one draw the money now spend half re-invest the other? Draw the 13k and re-invest the lot into something else? Leave it alone? The reason I ask is a new car is on the cards and 6k is needed, could be from a loan @5.7%, or could…
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Funds charges - IFA / non IFA
Here is a question for the IFAs in the house. If I went through an IFA and he reviewed my risk profile etc and recommended funds for me how would those charges compare against me going direct to Hargreaves Lansdown and purchasing those same funds? I know that the IFAs have to be paid, but I was wondering if the sold funds…
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Credit search
when you open a online savings account ie:Birmingham Midshires easy access internet account to they do a credit search on you as they would for a credit card and if so does it go to a central database as a search on your credit history. Also i have i credit cards i know longer use how do i cancel them and no they have been…
