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What to do next?
I am fairly new to this site so I am sorry if I am repeating previous threads. I have already invested this years ISA in Tipton and Cosley, I have a regular saver with the Halifax and I regularly buy premium bonds. However I still have room to save some more money and I'm not really sure where to go next. Any help greatly…
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Protecting Kids Savings
Hi I'm after advice for a friend who is on income support. She is a single parent but her daughter has over 5K in a savings account. She has found out that her daughter having this much may affect her benefits. The money in her daughters account has come from her ex-husband and birthday etc gifts over the 9 years of her…
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scottish power shares
hi there I have received notification that Scottish power are issuing b shares in return for a third if currently held ordinary shares, they are then offering to buy the b shares back at £3.60 per share.They will also multiply remaing ordinary shares by 1.19 and the result will indicate show how many ordinary shares you…
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How to save money when banking?
read full article here, http://www.moneysavingfreetips.com/save-banking-fees.html "Stay away from bouncing checks. If you don't have the money, don't write the checks! As simple as that! Checks that bounce usually carry a penalty fee of $25-$40. If you have 2 bouncing checks a month, you'll be paying almost 100$ a month in…
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Ipswich 8.05% Fixed Rate Regular Saver
Ipswich Launch new 12 month Fixed Rate Regular Saver paying 8.05% Min Monthly payment is £90 Max Monthly payment is £250 Resticted to locals? In moneyfacts, it states "Locals or New money to the Institution" Not sure if this means open to everyone. here are the full details…
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Investing £25,000
Hi Need some help please. I have just been given £25,000 from my Dad for safe keeping as he wants the money in my name not my Dad's (long story ............ family matter :mad: ) I want to put it into a high street bank whereby if my Dad needs to get access to it, I can go with him and draw it out. I was thinking of…
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Self Certification - "Sophisticated Investor" and "High Net Worth Individual"
What are the implications of signing one of these documents? Examples I've seen, both contain the following statements: Do these conditions apply to /any/ financial product/vehicle or to just those supplied by the company receiving your signed statement? In addition, what proofs are usually required/requested beyond a…
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Office Xmas Savings
Our Office want to put money away for this xmas, is there a good way of doing this rather than put it into any ordinary account?
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Child Long-term Investment (Trust?)
Hi, I'm new to all this, so apologies if this has been dealt with before. My son who is 11 has been left money in my father's will which he cannot have until aged 21. What shall I (as executor) do with it? Should I invest it in my name or his? Presumably the Child Trust Fund is only available to those with vouchers? Any…
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quick share question....
Prob... a stuipid question but... according to Yahoo finance.... LLoyds TSB, it now says that there 52week change is +17%. So does that mean that if you had a few grand with them since 52 weeks ago you would have had 17% growth on your investment?
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Buying Shares????!!!!HELP!!!!
:confused: Hi there I was wondering if anyone could give me some advice about buying shares! I would like to buy shares in GUINNESS as a gift to one of there BIGGEST fans!!!, but have no clue how to go about it!!! Any advice would be most appreciated!! Thanks in advance!!!
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Where to put £25 P/M for kid?
Just wondering if I could put £25 a month away for my 5 yr old, where the best place is? I look at those 'friendly society' things' but are they any good? I already put the maximum into the Halifax 10% account (for one year), but this will close soon and wondered what I could continue with (with not as much investment,…
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HSBC 8% Savings & forced to take out credit card?!?
My brother has just been into HSBC to open a 8% regular saver. Person said it would be no problem but from now on you have to take out a HSBC credit card when opening the savings account?! Has anyone else heard of this and is it legal for them to force someone to take out a credit card?? :confused: Person did say that you…
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Stroud & Swindon 7.00% Regular
Stroud & Swindon have launched a 1 year fixed rate regular savings a/c paying 7.00%. Maximum monthly deposit is £1000.00!
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Rates down by some banks and building societies
I have mentioned on another board about banks and BS's dropping some of their savings rates, the base rate has not budged since last year, anyone else find this a swizz?
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Ing Direct Opening Account Offer
Hi - I am new to this moneysaving lark but have decided to give it a go with an offer I have been given. I have a ING savings account and have been given an offer if I recommend a friend, we get £10 each. A couple of my family have done that but wondered if anyone else was considering opening an account and would like £10…
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£5000 Investment
£5000 Investment Hi all ! I'm looking for your thoughts and advice on the best place for me to save £5000. I'm looking to invest it for a year and i only need access to it in the event of a real emergency. I also want it to be relatively low risk. Your thoughts are much appreciated Donny
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A&L and Barclays 10% savings acc
From what i know, its £250 max a month = £3000 a yr They say 10% interest, but do i really get 10% of £3000 at the end of the year = £300 interest? A&L stated: Interest frequency Annual - At the end of 12 months on the anniversary of the first payment. Barclays stated: Interest will be calculated on a daily basis on the…
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Common shares? Let’s argue <smile>
Good day everyone, I have just joined this forum and I am jumping right in with a question. :-) Can anybody help with an advice on common shares issuing and distribution? My company is completing a unique portal for business community (software and a business method – patent pending). I invested over a year in concept and…
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Investing in Premium Bonds
I'm thinking of investing the maximum £30k in Premium Bonds. Obviously based on the "Random Number" approach to picking the winners, it shouldn't matter what size blocks of bonds I buy. However, it's interesting to read some people believe that buying £5k blocks stands you a better chance. Would you buy them all together…
