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How to save money when banking?

read full article here, http://www.moneysavingfreetips.com/save-banking-fees.html

"Stay away from bouncing checks. If you don't have the money, don't write the checks! As simple as that! Checks that bounce usually carry a penalty fee of $25-$40. If you have 2 bouncing checks a month, you'll be paying almost 100$ a month in penalties! 100$ buys a lot of beer by the way!"

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